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GIC Housing Finance Credit Analyst Interview Questions and Answers

Updated 20 Mar 2023

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Credit Analyst Interview Questions

user image Anonymous

posted on 20 Mar 2023

Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Feb 2023.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

HR Round (1 Question)

  • Q1. Everything about credit analysis
3

One-on-one Round (1 Question)

  • Q1. Personal questions about location and alll

Interview Preparation Tips

Interview preparation tips for other job seekers - No… just study the basic thing you will crack it all the best

Interview questions from similar companies

Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

1 Interview Round

1

One-on-one Round (2 Questions)

  • Q1. Qualification or education
  • Q2. General round and etc
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via LinkedIn and was interviewed in Aug 2023.

4 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

HR Round (1 Question)

  • Q1. Basic introduction and role related questions
3

Technical Round (2 Questions)

  • Q1. Technical question about credit
  • Q2. Lendingkart related questions
4

One-on-one Round (1 Question)

  • Q1. Checking thinking ability
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed in Aug 2024.

2 Interview Rounds

1

One-on-one Round (1 Question)

  • Q1. Previous Company Working and Job responsibilities
2

One-on-one Round (1 Question)

  • Q1. Previous organizations Job responsibilities KRA
Interview experience
4
 Good
Difficulty level
 -
Duration
 2-4 weeks
Result
 -

I applied via Recruitment Consulltant and was interviewed in Jun 2024.

1 Interview Round

1

One-on-one Round (2 Questions)

  • Q1. How will you assess the customer with low cibil score
  • Q2. Volume of files handled and approval to login ratio
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Company Website

5 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Group Discussion Round

Focus on financial management topic

3

Case Study Round

In which our knowledge put as per situation

4

HR Round (1 Question)

  • Q1. Previous year skills and salary
5

One-on-one Round (2 Questions)

  • Q1. Skills and knowledge of product
  • Q2. Grip on work and product also team handles

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Dec 2023.

2 Interview Rounds

1

Case Study Round

Given one Log in file and asked what about customer cibil, we will recommend that file or not .. Thats all

2

One-on-one Round (2 Questions)

  • Q1. What is Good Cibil score?
  • Q2. What is DPD and OD?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and Friendly..................
Interview experience
4
 Good
Difficulty level
 -
Duration
 -
Result
 -

I was interviewed in Oct 2023.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. Discussion credit understanding only
  • Q2. Self introduction
  • Q3. General discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company.
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
 -

I applied via Walk-in and was interviewed in Nov 2023.

2 Interview Rounds

1

Case Study Round

Related to Credit Sanctions

2

HR Round (1 Question)

  • Q1. About Work Experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Take all the information about company before joining
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Campus Placement and was interviewed in Dec 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. Credit appraisal,credit worhiness
  • Q2. Maintain branch dignity
  • Q3. Approval and rejection
3

One-on-one Round (1 Question)

  • Q1. Credit appraisal credit worhiness

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself ,about credit worthiness,credit appraisal

GIC Housing Finance Interview FAQs

How many rounds are there in GIC Housing Finance Credit Analyst interview?
GIC Housing Finance interview process usually has 3 rounds. The most common rounds in the GIC Housing Finance interview process are HR, One-on-one Round and Resume Shortlist.
What are the top questions asked in GIC Housing Finance Credit Analyst interview?

Some of the top questions asked at the GIC Housing Finance Credit Analyst interview -

  1. Personal questions about location and a...read more
  2. Everything about credit analy...read more

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GIC Housing Finance Credit Analyst Salary
based on 6 salaries
₹6.7 L/yr - ₹10 L/yr
5% less than the average Credit Analyst Salary in India
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