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Genpact Credit Analyst Interview Questions and Answers

Updated 31 Mar 2023

Genpact Credit Analyst Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is OTC and its functions
  • Ans. 

    OTC stands for Over-The-Counter and refers to the trading of financial instruments directly between two parties without the involvement of an exchange.

    • OTC trading is done through a dealer network rather than a centralized exchange

    • OTC markets are less regulated than exchange-traded markets

    • OTC markets include trading of stocks, bonds, derivatives, and currencies

    • OTC trading allows for greater flexibility in terms of contr...

  • Answered by AI
  • Q2. Ageing bucket means and characteristics
  • Ans. 

    Ageing bucket refers to the categorization of overdue debts based on the number of days they have been outstanding.

    • Ageing bucket is used to track the payment status of accounts receivable.

    • It helps in identifying the accounts that are overdue and need immediate attention.

    • The buckets are usually categorized as 0-30 days, 31-60 days, 61-90 days, and 90+ days.

    • The longer the debt remains unpaid, the higher the risk of defau...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the key and answer writing to the point

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

Its an Assessment where they actually ask domain questions, MS - Excel, Email skills and general aptitude

Round 2 - Aptitude Test 

Interview is my 2nd round

Round 3 - Screening round 

(1 Question)

  • Q1. Here they will ask you family background and some basic process questions for name sake. If you already done your interview well then dont fear .If you want to prove you more just answer well and confident...

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and improve your communication.

Credit Analyst Interview Questions & Answers

Wipro user image Bhavesh Hemnani

posted on 9 Jun 2022

I was interviewed before Jun 2021.

Round 1 - HR 

(2 Questions)

  • Q1. Introduction - About yourself
  • Q2. Knowledge about Current Job profile
Round 2 - One-on-one 

(1 Question)

  • Q1. Accounting Knowledge - Lease Liability, Off-Balance Sheet, Related Party Transaction
Round 3 - Assignment 

Spreading of Financial statement in shared format.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident and strong to answer all your questions. Also, specify the one you had missed out or pending to solve.

I applied via Naukri.com and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Experience about previous job
  • Q2. Skills which is matching for the role
  • Q3. Interest of an employee for the role

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare as per JD and be calm and answer the questions in a polite way.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

They ask about credit analysis

Interview experience
2
Poor
Difficulty level
Hard
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Why should we hire you?
  • Ans. 

    I have a strong background in credit analysis and risk assessment, with a proven track record of making sound lending decisions.

    • I have X years of experience in credit analysis and risk assessment.

    • I have a proven track record of making sound lending decisions.

    • I am detail-oriented and have strong analytical skills.

    • I am familiar with industry regulations and compliance standards.

    • I have excellent communication and interper...

  • Answered by AI
  • Q2. Why do you think your growth will be here?
  • Ans. 

    I believe my growth will be here due to my strong work ethic, dedication to learning, and ability to adapt to new challenges.

    • I have a proven track record of exceeding targets and taking on additional responsibilities in my previous roles.

    • I am constantly seeking out opportunities for professional development and further education to enhance my skills.

    • I am adaptable and thrive in fast-paced environments, which will allow

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

Its an Assessment where they actually ask domain questions, MS - Excel, Email skills and general aptitude

Round 2 - Aptitude Test 

Interview is my 2nd round

Round 3 - Screening round 

(1 Question)

  • Q1. Here they will ask you family background and some basic process questions for name sake. If you already done your interview well then dont fear .If you want to prove you more just answer well and confident...

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and improve your communication.

Credit Analyst Interview Questions & Answers

Wipro user image Bhavesh Hemnani

posted on 9 Jun 2022

I was interviewed before Jun 2021.

Round 1 - HR 

(2 Questions)

  • Q1. Introduction - About yourself
  • Q2. Knowledge about Current Job profile
Round 2 - One-on-one 

(1 Question)

  • Q1. Accounting Knowledge - Lease Liability, Off-Balance Sheet, Related Party Transaction
Round 3 - Assignment 

Spreading of Financial statement in shared format.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident and strong to answer all your questions. Also, specify the one you had missed out or pending to solve.

I applied via Naukri.com and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Experience about previous job
  • Q2. Skills which is matching for the role
  • Q3. Interest of an employee for the role

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare as per JD and be calm and answer the questions in a polite way.

Genpact Interview FAQs

How many rounds are there in Genpact Credit Analyst interview?
Genpact interview process usually has 2 rounds. The most common rounds in the Genpact interview process are Resume Shortlist and One-on-one Round.
How to prepare for Genpact Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Genpact. The most common topics and skills that interviewers at Genpact expect are Credit Analysis, Credit Risk, Banking, Credit Policy and Underwriting.
What are the top questions asked in Genpact Credit Analyst interview?

Some of the top questions asked at the Genpact Credit Analyst interview -

  1. What is OTC and its functi...read more
  2. Ageing bucket means and characterist...read more

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Genpact Credit Analyst Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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Genpact Credit Analyst Salary
based on 136 salaries
₹1.9 L/yr - ₹9.1 L/yr
43% less than the average Credit Analyst Salary in India
View more details

Genpact Credit Analyst Reviews and Ratings

based on 10 reviews

3.0/5

Rating in categories

3.6

Skill development

3.4

Work-life balance

2.2

Salary

4.3

Job security

3.8

Company culture

2.3

Promotions

3.2

Work satisfaction

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