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Genius Financial Solutions Debt Collection Officer Interview Questions and Answers

Updated 17 Jun 2024

Genius Financial Solutions Debt Collection Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is the full form of Npa
  • Ans. 

    NPA stands for Non-Performing Asset.

    • NPA refers to a classification for loans or advances that are in default or are in arrears.

    • It is used by financial institutions to indicate the risk of default on a loan.

    • NPA is an important metric for assessing the health of a bank's loan portfolio.

    • Examples of NPAs include loans where the borrower has not made payments for a certain period of time.

  • Answered by AI
  • Q2. Tell me the full form of NBFC
  • Ans. 

    Non-Banking Financial Company

    • NBFC stands for Non-Banking Financial Company

    • They are financial institutions that provide banking services without meeting the legal definition of a bank

    • Examples of NBFCs include Bajaj Finance, Muthoot Finance, and L&T Finance

  • Answered by AI

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. Tell me about the windows version
  • Ans. 

    The Windows version refers to the specific operating system version of Microsoft Windows being used.

    • Windows 10 is the latest version of the Windows operating system

    • Previous versions include Windows 7, Windows 8, and Windows 8.1

    • Each version may have different features, updates, and system requirements

  • Answered by AI
  • Q2. What is hypertext language
  • Ans. 

    Hypertext language is a markup language used to create links between different web pages.

    • Hypertext language allows for the creation of hyperlinks within web pages

    • HTML (Hypertext Markup Language) is the most commonly used hypertext language

    • Links in hypertext language are typically displayed as underlined text or clickable buttons

  • Answered by AI
  • Q3. What is database
  • Ans. 

    A database is a structured collection of data that is stored and organized for easy access and retrieval.

    • A database is used to store and manage large amounts of data.

    • It allows for efficient retrieval and manipulation of data.

    • Examples of databases include MySQL, Oracle, and MongoDB.

  • Answered by AI

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About collections
  • Q2. What about NPA RESOLUTION
  • Ans. 

    NPA resolution refers to the process of resolving non-performing assets in order to recover debts owed to the company.

    • NPA resolution involves identifying non-performing assets within the company's portfolio.

    • Strategies for NPA resolution may include restructuring loans, asset recovery, or legal action.

    • Effective NPA resolution is crucial for maintaining the financial health of the company and maximizing recovery of debts...

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. What about collections
  • Q2. How to solve NPA cases
  • Ans. 

    To solve NPA cases, it is important to analyze the root cause, develop a repayment plan, and utilize legal actions if necessary.

    • Analyze the reasons for the NPA, such as financial difficulties or disputes

    • Work with the borrower to develop a repayment plan based on their financial situation

    • Utilize legal actions like sending demand letters or initiating legal proceedings if necessary

    • Regularly follow up with the borrower to...

  • Answered by AI
Round 3 - HR 

(2 Questions)

  • Q1. Package discussion
  • Q2. Discussion with zonal manager

Interview Preparation Tips

Interview preparation tips for other job seekers - Overall it good
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via AmbitionBox and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

An aptitude test is an exam used to determine an individual's skill or propensity to succeed in a given activity Aptitude tests assume that individuals have inherent strengths and weaknesses and have a natural inclination toward success or failure in specific areas based on their innate characteristics

Round 2 - Group Discussion 

Impact of social media

Interview Preparation Tips

Interview preparation tips for other job seekers - No tips or comments
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is your Experience in collection Feld.
  • Ans. I have 6 year Experience in Collection Feld.
  • Answered Anonymously
  • Q2. Share about you ?
  • Ans. My name is Mukesh Savale, I have completed my Post Graduation and I am in collection field from last 6 years and also My Experience is big company like Mahindra Finance and Bajaj Finance from Last 4 Years.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - I have Achieve my 100% Targate and also help to achieve company Gole .
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction about yourself self?
  • Q2. Asked about previous experience and process
Round 2 - Technical 

(1 Question)

  • Q1. Few technical questions about the process

I applied via Company Website and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How many hours work in daily?

Interview Preparation Tips

Interview preparation tips for other job seekers - Contact email

I applied via Walk-in and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. I was asked - about myself, talking on a topic for a minute, they also check how dedicated you are to work.

Interview Preparation Tips

Interview preparation tips for other job seekers - Show strong dedication , don't them where you belong to, where you got education untill they ask proactively for the same. Initially tell them your current staying address.

I applied via Walk-in and was interviewed before Oct 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Easy interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't worry if u HV experience of working before TCS it will be easiest interview ever
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Mar 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Excel based, grammar based

Round 3 - One-on-one 

(2 Questions)

  • Q1. Collection strategy
  • Q2. Golden rules of accounting
  • Ans. 

    Golden rules of accounting are basic principles to maintain financial records accurately.

    • The first golden rule is to maintain a record of all transactions.

    • The second golden rule is to maintain a record of all expenses and incomes.

    • The third golden rule is to maintain a record of all assets and liabilities.

    • The fourth golden rule is to ensure that the accounting records are accurate and up-to-date.

    • The fifth golden rule is...

  • Answered by AI

Genius Financial Solutions Interview FAQs

How many rounds are there in Genius Financial Solutions Debt Collection Officer interview?
Genius Financial Solutions interview process usually has 1 rounds. The most common rounds in the Genius Financial Solutions interview process are One-on-one Round.
What are the top questions asked in Genius Financial Solutions Debt Collection Officer interview?

Some of the top questions asked at the Genius Financial Solutions Debt Collection Officer interview -

  1. what is the full form of ...read more
  2. tell me the full form of N...read more

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Genius Financial Solutions Debt Collection Officer Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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