FIS Senior Risk Analyst Interview Questions and Answers

Normal analytical questions along with sql and python

Q1. Introduce yourself
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Q2. What is joins? What are the various dml commands!
Ans. 
Joins are used to combine rows from two or more tables based on a related column between them. DML commands are used to manipulate data in a database.
• Joins are used in SQL to retrieve data from multiple tables based on a related column.

• Common types of joins include INNER JOIN, LEFT JOIN, RIGHT JOIN, and FULL JOIN.

• DML commands include INSERT, UPDATE, DELETE, and SELECT.

• INSERT is used to add new rows of data into a table...read more
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Q1. What was my work and explain how did I work with data
Ans. 
I worked as a data analyst, collecting, cleaning, and analyzing data to identify trends and make recommendations.
• Collected data from various sources such as databases, spreadsheets, and APIs

• Cleaned and organized data to ensure accuracy and consistency

• Performed statistical analysis to identify patterns and trends

• Created visualizations and reports to communicate findings to stakeholders
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Q1. Tell me about yourself What is your job responsibilities in current company Tell me about paytm
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Q2. Already mentioned in above
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Q1. Different ways of CRM?
Ans. 
Different ways of CRM include operational, analytical, and collaborative CRM.
• Operational CRM focuses on automating and improving customer-facing processes such as sales, marketing, and customer service.

• Analytical CRM uses data analysis to gain insights into customer behavior and preferences, allowing for more targeted marketing and personalized experiences.

• Collaborative CRM involves integrating customer data across dif...read more
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Q2. Types of financial statements and how to analyse financial statements and furure projections.
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Financial statements include balance sheet, income statement, and cash flow statement. Analysis involves ratio analysis and trend analysis.
• Balance sheet shows assets, liabilities, and equity at a specific point in time

• Income statement shows revenue, expenses, and profit/loss over a period of time

• Cash flow statement shows cash inflows and outflows over a period of time

• Ratio analysis involves comparing financial ratios t...read more
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Q1. Cross border analysis of statements.
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Cross border analysis of statements involves examining financial statements of companies operating in different countries.
• It helps identify potential risks and opportunities for investment

• It involves analyzing financial statements of companies operating in different countries

• Factors such as currency exchange rates, political stability, and regulatory environment are taken into consideration

• Example: Analyzing the financ...read more
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Q1. Financial analysis methods
Ans. 
Financial analysis methods include ratio analysis, trend analysis, and cash flow analysis.
• Ratio analysis involves comparing financial ratios to industry benchmarks or historical data.

• Trend analysis looks at changes in financial data over time to identify patterns and potential future outcomes.

• Cash flow analysis examines the inflows and outflows of cash to determine a company's liquidity and ability to meet financial ob
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About 30 questions somewhat similar to CAT level were given in 30 minutes

The case study was rigorous, they asked to solve the case study and then also compute the results, then they will give you some scenario on that case study, it was around 45 minutes

It was similar to the 2nd round, but little bit difficult in terms of cases.

Q1. Why would like to join fiserv ?
Ans. 
I would like to join Fiserv because of its reputation as a leading financial technology company and its commitment to innovation and growth.
• Fiserv is known for its cutting-edge technology solutions in the financial industry.

• I am impressed by Fiserv's track record of delivering innovative products and services to its clients.

• Joining Fiserv would provide me with opportunities to work with talented professionals and learn...read more
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There’s usually a total of 3 interviews but I had my interview with both managers at the same time . Tell me what you look for to determine risk . Everything else was bass on experience

Q1. Explain different joins
Ans. 
Different joins are used in SQL to combine rows from two or more tables based on a related column between them.
• Inner Join: Returns rows when there is at least one match in both tables.

• Left Join (or Left Outer Join): Returns all rows from the left table and the matched rows from the right table.

• Right Join (or Right Outer Join): Returns all rows from the right table and the matched rows from the left table.

• Full Join (or ...read more
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Q2. Grouping questions
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Q1. Row number related
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Q2. Different types of risk
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Different types of risk include market risk, credit risk, operational risk, and liquidity risk.
• Market risk: the risk of financial loss due to changes in market conditions

• Credit risk: the risk of loss due to a borrower not repaying a loan or debt

• Operational risk: the risk of loss due to internal processes, people, and systems

• Liquidity risk: the risk of not being able to meet financial obligations due to lack of liquid a
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Q1. Metrics to track risk
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Key metrics to track risk include volatility, value at risk, stress testing, and correlation analysis.
• Volatility: Measure of the dispersion of returns for a given security or market index.

• Value at Risk (VaR): Estimate of potential loss on an investment over a specific time period.

• Stress testing: Assessing the impact of extreme events on a portfolio or financial system.

• Correlation analysis: Examining the relationship be...read more
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Q2. Situation based questions
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Q1. Be confident and calm during the interview
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Q1. Why are you leaving your current job?
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Q1. AML process and steps involved in money laundering
Ans. 
AML process involves identifying, assessing, and monitoring risks associated with money laundering.
• Customer Due Diligence (CDD) to verify customer identity and assess risk

• Transaction Monitoring to detect suspicious activity

• Reporting suspicious activity to authorities

• Ongoing monitoring of customer activity

• Risk-based approach to determine level of due diligence required

• Training employees on AML policies and procedures
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Q2. What's KYC and what's enhanced due diligence
Ans. 
KYC stands for Know Your Customer and is a process of verifying the identity of clients. Enhanced Due Diligence is a more thorough investigation of high-risk clients.
• KYC is a regulatory requirement for financial institutions to prevent money laundering and terrorist financing

• It involves collecting and verifying customer information such as name, address, and identification documents

• EDD is a more in-depth investigation ...read more
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