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Exl India Medical Underwriter Interview Questions and Answers

Updated 21 May 2024

Exl India Medical Underwriter Interview Experiences

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Naukri.com and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Introduce yourself
  • Ans. 

    I am a detail-oriented underwriter with 5 years of experience in analyzing risk and determining insurance premiums.

    • Bachelor's degree in Finance from XYZ University

    • Certified Underwriter with ABC Institute

    • Proficient in using underwriting software such as Guidewire

    • Experience in underwriting various types of insurance policies including property, casualty, and life insurance

  • Answered by AI
  • Q2. Tell about the profile you have applied
  • Ans. 

    I have applied for the underwriting position at XYZ Insurance Company.

    • I have a background in finance and risk assessment.

    • I have experience in analyzing financial statements and evaluating insurance applications.

    • I am familiar with underwriting guidelines and regulations.

    • I have strong attention to detail and analytical skills.

    • I am proficient in using underwriting software and tools.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the only key to crack any interview.
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Why should we hire you
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Dec 2023. There were 3 interview rounds.

Round 1 - Aptitude Test 

A comprehensive overview of the fundamental concepts across all subjects.

Round 2 - Group Discussion 

Discuss one specific point.

Round 3 - One-on-one 

(1 Question)

  • Q1. General questions about qualification and family self intro

Interview Preparation Tips

Interview preparation tips for other job seekers - Joining the company is contingent upon the project.

I applied via AmbitionBox and was interviewed in Sep 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous experience , about myself , process knowledge , notice period , current ctc and expectation ctc
Round 3 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Ans. 

    I expect a competitive salary based on my experience and the responsibilities of the role.

    • Research the average salary range for Mortgage Underwriters in your area

    • Consider your level of experience and qualifications

    • Factor in the responsibilities and demands of the position

    • Be prepared to negotiate and discuss benefits package

    • Example: I expect a salary in the range of $60,000 to $70,000 per year based on my experience and

  • Answered by AI
  • Q2. Share details of your previous job.
  • Ans. 

    I worked as a Mortgage Underwriter at XYZ Bank.

    • Analyzed and evaluated mortgage loan applications to determine creditworthiness and adherence to lending guidelines.

    • Reviewed financial documents such as income statements, tax returns, and credit reports.

    • Calculated debt-to-income ratios and assessed risk factors to make informed decisions on loan approvals.

    • Communicated with loan officers, borrowers, and other stakeholders ...

  • Answered by AI
  • Q3. Tell me about yourself.
  • Ans. 

    I am an experienced Mortgage Underwriter with a strong background in analyzing loan applications and ensuring compliance with lending guidelines.

    • Experienced Mortgage Underwriter

    • Skilled in analyzing loan applications

    • Expertise in ensuring compliance with lending guidelines

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Accenture Mortgage Underwriter interview:
  • US Mortgage
Interview preparation tips for other job seekers - Please be active in your process l. Try to understand in process knowledge

I applied via Referral and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself and previous company experience. Do you have any mortgage experience?
  • Ans. 

    I have extensive mortgage experience and have worked for reputable companies in the industry.

    • I have worked as a Mortgage Underwriter for the past 5 years.

    • I have experience in reviewing and analyzing mortgage applications, assessing risk, and making lending decisions.

    • I have worked for XYZ Mortgage Company for the past 3 years, where I successfully underwrote and approved over 500 mortgage applications.

    • I am familiar with...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Speak up with confident if you don't know the answer tell them that I don't know the answer don't give negative or wrong answer
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Who is vendor and why it is important in Insuracne?
  • Ans. 

    A vendor is a third-party entity that provides goods or services to an insurance company. Vendors play a crucial role in the insurance industry by offering specialized expertise and resources.

    • Vendors can provide technology solutions for underwriting processes, such as risk assessment tools or data analytics platforms.

    • Vendors may offer services like claims processing, actuarial analysis, or fraud detection to support in...

  • Answered by AI

I applied via Naukri.com and was interviewed in Dec 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. About process,work and some knowledge on types of loans and types of documents worked
Round 3 - One-on-one 

(2 Questions)

  • Q1. Client and Manager - two panel round
  • Q2. All about process and also income calculations

Interview Preparation Tips

Interview preparation tips for other job seekers - Have a good knowledge on underwriting and answer confidently

I applied via Naukri.com and was interviewed in Apr 2021. There were 6 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. What is your job role as a Mortgage Underwriter? Describe in brief for at least 10mins.
  • Q2. What all points are there which consider being a Red Flag while processing the loan applications?
  • Ans. 

    Red flags in loan applications

    • Inconsistent or incomplete information

    • Low credit score or history of missed payments

    • High debt-to-income ratio

    • Unstable employment history

    • Undisclosed debts or liabilities

    • Suspicious income sources

    • Lack of collateral or down payment

    • Previous bankruptcy or foreclosure

    • Applicant's age or residency status

    • Unverifiable information

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Make thorough notes of your job role. Take a deep knowledge of the mortgage industry as it's a vast field.

I applied via Approached by Company and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Tell me about yourself
  • Q2. Percentage sums , speak general topic
  • Q3. About mortgage , calculation

Interview Preparation Tips

Topics to prepare for Accenture Mortgage Underwriter interview:
  • Tell me about yourself
Interview preparation tips for other job seekers - Speak boldly and confidentialy . They will check your English speaking skills,

Exl India Interview FAQs

How many rounds are there in Exl India Medical Underwriter interview?
Exl India interview process usually has 1 rounds. The most common rounds in the Exl India interview process are Technical.
What are the top questions asked in Exl India Medical Underwriter interview?

Some of the top questions asked at the Exl India Medical Underwriter interview -

  1. What is Diabet...read more
  2. What is Hypertens...read more

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Exl India Medical Underwriter Salary
based on 5 salaries
₹2 L/yr - ₹5 L/yr
33% less than the average Medical Underwriter Salary in India
View more details

Exl India Medical Underwriter Reviews and Ratings

based on 1 review

2.0/5

Rating in categories

5.0

Skill development

3.0

Work-Life balance

2.0

Salary & Benefits

2.0

Job Security

3.0

Company culture

1.0

Promotions/Appraisal

1.0

Work Satisfaction

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