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Ess Kay Fincorp

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4.0

based on 387 Reviews

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Ess Kay Fincorp Branch Credit Manager Interview Questions and Answers

Updated 25 Jan 2022

Ess Kay Fincorp Branch Credit Manager Interview Experiences

1 interview found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 25 Jan 2022

I applied via Naukri.com and was interviewed before Jan 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Ans. 

    I am open to discussing salary based on the responsibilities and requirements of the position.

    • I believe that compensation should be fair and competitive within the industry.

    • I am more interested in the overall package, including benefits and growth opportunities.

    • I am open to negotiation and would like to learn more about the company's compensation structure.

    • I am confident that my skills and experience justify a competit...

    • Answered by AI
    Add your answer
  • Q2. What is your family background?
  • Ans. 

    I come from a diverse family background with a mix of cultures and professions.

    • My father is a doctor and my mother is a lawyer, so I have been exposed to both the medical and legal fields.

    • My grandparents were immigrants from different countries, which has given me a multicultural perspective.

    • Growing up, I had siblings who pursued careers in engineering and arts, providing a wide range of interests within my family.

    • Answered by AI
    Add your answer
  • Q3. Share details of your previous job.
  • Ans. 

    I worked as a Credit Manager at XYZ Bank for 3 years.

    • Managed a team of 10 credit analysts and oversaw the credit approval process.

    • Analyzed financial statements and credit reports to assess the creditworthiness of borrowers.

    • Developed and implemented credit policies and procedures to mitigate risk.

    • Collaborated with sales teams to evaluate potential clients and negotiate credit terms.

    • Reduced delinquency rates by 15% throu...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - My fist prayti is my job and my family

Top trending discussions

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Interview Tips & Stories
5d (edited)
timepasstiwari
·
A Digital Markter
Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question
So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours. Seriously, they didn't even acknowledge me until 10. Then this HR lady calls me in, and she's totally unprofessional. She's like, on her phone, making personal calls while I'm sitting right there. And then she starts asking me these really weird questions, like what my nickname is, and what my dad does for a living. It got really uncomfortable when she started pressing for details about where my dad works. I mean, what does that have to do with anything? So I politely told her I didn't want to answer, and she actually said, "Then we can't continue this interview." I was honestly shocked. But instead of arguing, I just stood up and said, “Alright then.” And walked out. I left feeling pissed. Not only did they waste an hour of my time, but the HR rep was also rude and unprofessional..
Got a question about Ess Kay Fincorp?
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Interview questions from similar companies

Branch Credit Manager Interview Questions & Answers

Tata Capital user image

posted on 24 Dec 2022

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Financial and Mortgage
    • Add your answer
  • Q2. Was good and taken on phone as video calling and found positive
    • Add your answer
Round 3 - Coding Test 

Best in the industry nd good knowing about

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company and good job stability staff are good stable job can play long match with tata

Branch Credit Manager Interview Questions & Answers

Cholamandalam Investment & Finance user image Anonymous

posted on 5 Dec 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed before Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(4 Questions)

  • Q1. Asking regarding on personal details
    • Add your answer
  • Q2. Asking about your skill
    • Add your answer
  • Q3. Why should we hire you
    • Add your answer
  • Q4. Yes you can hire as I am a experience person and do the job passionately
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - This is a good NBFC

Branch Credit Manager Interview Questions & Answers

Tata Capital user image Anonymous

posted on 26 May 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - Department head interview 

(1 Question)

  • Q1. What is the business vintage & stability spoof & whats the reason s to reject files, business profile,banking statement, about technical report how to
  • Ans. 

    Business vintage & stability spoof refers to the falsification of business history and financial stability to deceive lenders. Reasons to reject files include inconsistencies in business profile, banking statements, and technical reports.

    • Business vintage refers to the length of time a business has been operating. Lenders look for established businesses with a proven track record.

    • Stability spoof involves presenting fals...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Branch Credit Manager Interview Questions & Answers

Cholamandalam Investment & Finance user image Anonymous

posted on 5 Jun 2024

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Smooth process is good
    • Add your answer
  • Q2. Quik learning process
  • Ans. 

    A quick learning process involves efficient absorption and retention of new information.

    • Engage in active learning techniques such as taking notes, summarizing key points, and teaching others

    • Break down complex information into smaller, manageable chunks

    • Utilize mnemonic devices or visual aids to enhance memory retention

    • Seek feedback and review regularly to reinforce learning

    • Practice retrieval and application of knowledge

    • Answered by AI
    Add your answer
Round 2 - One-on-one 

(1 Question)

  • Q1. Hr round will closed offer is ready
    • Add your answer
Round 3 - HR 

(2 Questions)

  • Q1. Local knowledge off quesy
    • Add your answer
  • Q2. Good communication skills is good
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Branch Credit Manager Interview Questions & Answers

Cholamandalam Investment & Finance user image Anonymous

posted on 18 Nov 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I was interviewed before Nov 2023.

Round 1 - Assignment 

About home loan and lap loan questions

Branch Credit Manager Interview Questions & Answers

Cholamandalam Investment & Finance user image Anonymous

posted on 21 Aug 2021

I applied via Company Website and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Auditer of bank , Bank job , currier sales manager
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Rules of bank and company.

Branch Credit Manager Interview Questions & Answers

Cholamandalam Investment & Finance user image Anonymous

posted on 28 Oct 2022

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. ABOUT HOUSING FINANCE
    • Add your answer
  • Q2. ABOUT KYC NORMS AND BANKING
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - I like very much and company is too good even my company chair man velayan extraordinary person but The Branch level Area level and Brach level management is very very very worst. We have working there are 14 to 16 hours per day. Actually we have going home for sleep only. Daily meeting start on 7 o clock end at 9 Am clock. Again there are 2 to 4 meetings and concalls. further evening we have leave from office 8: 30 PM. Some times we are leaving 11 or 12 o clock. And Regional level managers are speaking very wild with raw words. They are speaking like illiterate people. Company is so good but Branch wise it very worst

Branch Credit Manager Interview Questions & Answers

Cholamandalam Investment & Finance user image narayana m

posted on 29 Nov 2022

Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Job releted question for experience guys
    • Add your answer
  • Q2. About mortgages , about credit appraisal
    • View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for job interview, study about the company.

Branch Credit Manager Interview Questions & Answers

HDB Financial Services user image Archies Bhanushali

posted on 18 Oct 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected

I applied via Job Portal and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Previous experience
    • Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. Knowledge of underwriting
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Awesome company
More about working at Ess Kay Fincorp

Ess Kay Fincorp Interview FAQs

How many rounds are there in Ess Kay Fincorp Branch Credit Manager interview?
Ess Kay Fincorp interview process usually has 2 rounds. The most common rounds in the Ess Kay Fincorp interview process are Resume Shortlist and HR.

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Ess Kay Fincorp Branch Credit Manager Reviews and Ratings

based on 3 reviews

4.2/5

Rating in categories

4.2

Skill development

4.1

Work-life balance

4.3

Salary

4.5

Job security

4.5

Company culture

4.7

Promotions

4.5

Work satisfaction

Explore 3 Reviews and Ratings
Ess Kay Fincorp Salaries in India
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