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Ess Kay Fincorp Credit Manager Interview Questions and Answers

Updated 30 Jul 2020

Ess Kay Fincorp Credit Manager Interview Experiences

1 interview found

I applied via Campus Placement and was interviewed before Jul 2019. There were 4 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. A case of some person that how much you give as a emi after calculation of all income and there expenses
  • Q2. Some policy knowledge
  • Q3. About family
  • Q4. About college life
  • Q5. About legal documents and itr and gst related

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep data of comany
And be on time
And be you normal

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. There are asking to me first .me & my family background, also checking my work experience stability of job ,company detail where you go for interview products knowledge most important thing your body lang...

I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Total 2 round HR and product head

I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is finance Company
  • Ans. 

    A finance company is a financial institution that provides loans, investments, and other financial services to individuals and businesses.

    • Finance companies specialize in providing loans and credit to customers who may not qualify for traditional bank loans.

    • They may also offer leasing and financing options for businesses to acquire equipment and vehicles.

    • Examples of finance companies include American Express, Capital On...

  • Answered by AI
  • Q2. What is your work in this company
  • Q3. To whom will you give loan on what terms?
  • Ans. 

    I will give loans to individuals and businesses with good credit history and stable income on reasonable terms.

    • I will consider credit score and payment history of the borrower

    • I will also look at the borrower's income and employment stability

    • For businesses, I will consider their financial statements and business plan

    • I will offer reasonable interest rates and repayment terms based on the borrower's creditworthiness

    • I will...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I am properly experienced in this field .
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - Technical 

(4 Questions)

  • Q1. Credit related questions
  • Q2. Loan sanction process
  • Q3. Basic requirements
  • Q4. Client visit plan and discussion with regard to business and risk involved

Interview Preparation Tips

Interview preparation tips for other job seekers - Normal credit interview questions
Round 1 - Interview given 

(1 Question)

  • Q1. About previous profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare your previous profile related aspects
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About underwriting norms and financial ratio related questions, legal technical related questions
Round 3 - HR 

(1 Question)

  • Q1. Basics norms of work profile & why change the job change...?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good knowledge of underwriting & knowledge of financial ratio, legal technical knowledge required for LAP product
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Oct 2023. There were 4 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Basic question related to resume
Round 2 - Technical 

(2 Questions)

  • Q1. Interviewed by RCM
  • Q2. Questions were majorly related to financial, products and mortgage
Round 3 - Technical 

(2 Questions)

  • Q1. Interviewed by ZCM
  • Q2. Questions were related to Mortgages, Legal, Margin, LTV processing and team handling
Round 4 - HR 

(1 Question)

  • Q1. Last round from senior HR, it was personality or behavioural test or kind of psychological. But was very interesting

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, truthful and accept if you dont know something but show your willingness to learn and adapt to given situation
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is current CTC and work experience
  • Q2. How to manage all credit and operations? I have replied i have to verify all the documents properly and analyse the customer profile and done the Tele PD activity and verify the KYC
  • Q3. Which position you have to go in future
  • Q4. Which location you have to prefer
  • Q5. Have you go to any where in the state.

Interview Preparation Tips

Interview preparation tips for other job seekers - Get to good knowledge about all verticals
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Jan 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. How much experience in field
  • Ans. 

    I have 8 years of experience in the field of credit management.

    • I have worked in various roles within credit management for the past 8 years.

    • I have experience in assessing creditworthiness, setting credit limits, and managing collections.

    • I have successfully reduced bad debt and improved cash flow in previous roles.

    • I am familiar with credit risk analysis and compliance with regulations.

    • I have a proven track record of bui...

  • Answered by AI
  • Q2. What is your expectations
  • Ans. 

    I expect to utilize my strong analytical skills and experience in credit management to effectively assess risk and make informed decisions.

    • Utilize analytical skills to assess credit risk

    • Make informed decisions based on data analysis

    • Implement strategies to minimize credit losses

    • Maintain strong relationships with clients and vendors

  • Answered by AI
  • Q3. No need to interview
  • Q4. No need to interview now
  • Q5. Have good knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, if you want to build your carrier in finance than you need to join this company.

Ess Kay Fincorp Interview FAQs

How to prepare for Ess Kay Fincorp Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ess Kay Fincorp. The most common topics and skills that interviewers at Ess Kay Fincorp expect are Credit Management, Underwriting, Credit, Credit Analysis and Auto Loans.
What are the top questions asked in Ess Kay Fincorp Credit Manager interview?

Some of the top questions asked at the Ess Kay Fincorp Credit Manager interview -

  1. A case of some person that how much you give as a emi after calculation of all ...read more
  2. About legal documents and itr and gst relat...read more
  3. Some policy knowled...read more

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Ess Kay Fincorp Credit Manager Salary
based on 19 salaries
₹2.4 L/yr - ₹5.9 L/yr
46% less than the average Credit Manager Salary in India
View more details

Ess Kay Fincorp Credit Manager Reviews and Ratings

based on 9 reviews

3.0/5

Rating in categories

3.0

Skill development

2.3

Work-life balance

2.6

Salary

3.1

Job security

3.1

Company culture

2.7

Promotions

3.0

Work satisfaction

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