ESAF Small Finance Bank Associate Interview Questions and Answers

Effects of social media in our life

Q1. Explain your favorite advertise and why?
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Q2. Commercialization good or bad?
Ans. 
Commercialization can be both good and bad depending on the context and industry.
• Commercialization can lead to increased accessibility of products and services to a wider audience.

• It can drive innovation and competition in the market.

• However, it may also prioritize profit over ethical considerations or public welfare.

• Examples: Pharmaceutical industry commercializing life-saving drugs at high prices, tech companies comm
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Q1. Tell me abt yourself and communication skills
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Q2. Tell me abt yourself and communication skills and positive approach
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Q3. Should answer it honestly and communication Skills should be professional and should handle any roles given by organisation
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Q1. Question on REST architecture and Java
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Q2. Find output of java programs
Ans. 
Java programs output can be determined by running the code and observing the console or log files.
• Compile the Java code using a compiler like javac

• Run the compiled code using the Java Virtual Machine (JVM)

• Observe the output in the console or log files

• Output can be text, numbers, or other data types
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Q1. Basics of Spring Framework
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Q2. Java 8 Features and uses
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Java 8 introduced several new features including lambda expressions, streams, and functional interfaces.
• Lambda expressions allow for functional programming and simplify code

• Streams provide a way to process collections of data in a functional way

• Functional interfaces allow for the use of lambda expressions

• Default methods allow for adding methods to interfaces without breaking existing implementations

• Date and time API im
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Q3. Streams and their applications
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Streams are a sequence of data elements that can be processed in parallel or sequentially. They are used in various applications.
• Streams are used for data processing, such as filtering, mapping, and reducing.

• They are also used for I/O operations, such as reading and writing files or network sockets.

• Streams can be parallelized to improve performance on multi-core systems.

• Examples of stream-based APIs include Java 8 Stre
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Q4. Find second largest number using stream
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Using stream, find the second largest number.
• Sort the stream in descending order and return the second element.

• Use the reduce() method to compare and find the second largest number.

• Create a priority queue and add elements to it. Pop the second largest element from the queue.
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Q1. Spring Boot features and uses
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Spring Boot is a framework for building standalone, production-grade Spring-based applications.
• Provides a simplified way to create Spring applications with minimal configuration

• Includes an embedded Tomcat, Jetty or Undertow server for easy deployment

• Supports auto-configuration, which automatically configures Spring based on dependencies

• Offers a wide range of starter dependencies for common use cases

• Enables easy integra...read more
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Q2. Questions on previous projects and technical challenges
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Q1. Salary structure and benefits were explained
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Q1. Basic testing concepts,Unix commands basic,SQL commands -joins,trade life cycle very important
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Q1. Testing lifecycle concepts,basic SQL queries etc
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Q1. Full resume screening
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Q1. Question on questions
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Q1. Assurance of joining
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Q1. Re-Assuarance of results
Ans. 
Reassuring the interviewer about the reliability of the results
• Highlight the thoroughness of the process followed to obtain the results

• Mention any quality control measures implemented to ensure accuracy

• Provide examples of successful outcomes or positive feedback received

• Discuss any certifications or accreditations that validate the results
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Q1. Final assurance of achieving of Target
Ans. 
Final assurance of achieving target is through continuous monitoring, adjusting strategies, and team collaboration.
• Regularly track progress towards the target

• Analyze data to identify areas of improvement

• Adjust strategies based on feedback and results

• Collaborate with team members to ensure everyone is aligned and working towards the same goal
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Q1. Salary negotiation
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Q1. GST related questions
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Q2. Income tax question
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