Efunds International Interview Questions and Answers

Gold appraisal is the process of determining the value of gold based on its purity and weight.

• Gold appraisal involves testing the purity of the gold using various methods such as acid testing, X-ray fluorescence, and fire assay.

• The weight of the gold is also taken into consideration when appraising its value.

• The current market value of gold is also a factor in determining its appraisal value.

• Appraisers may use differen...read more

To assess risk in the field, credit officers can use various methods such as conducting on-site visits, analyzing financial statements, and evaluating market conditions.

• Conduct on-site visits to assess the borrower's business operations and evaluate the quality of assets.

• Analyze financial statements to understand the borrower's financial health, debt levels, and repayment capacity.

• Evaluate market conditions and industr...read more

Exceptions are errors that occur during program execution and can be handled using try-catch blocks.

• Checked exceptions: must be handled or declared in the method signature

• Unchecked exceptions: occur at runtime and do not need to be declared

• Error: serious problems that cannot be handled, such as OutOfMemoryError

• Examples: NullPointerException, ArrayIndexOutOfBoundsException

Exceptions should be handled gracefully to prevent application crashes.

• Use try-catch blocks to catch exceptions.

• Handle exceptions at the appropriate level of abstraction.

• Log exceptions to aid in debugging.

• Provide meaningful error messages to the user.

• Avoid catching generic exceptions.

• Use finally blocks to release resources.

• Consider using custom exceptions for specific error conditions.

To create a custom read-only list, use the ReadOnlyCollection class in C#.

• Create a List object with the desired elements.

• Use the AsReadOnly() method to create a read-only wrapper around the list.

• Use the ReadOnlyCollection class to create a truly read-only list.

• Example: List myList = new List{"apple", "banana", "orange"};

• Example: var readOnlyList = myList.AsReadOnly();

• Example: var trulyReadOnlyList = new ReadOnlyCollect

Collections are data structures that store and manipulate groups of related objects.

• Collections are used to store and manipulate groups of related objects

• They can be classified into three main categories: Lists, Sets, and Maps

• Lists maintain the order of elements and allow duplicates (e.g. ArrayList, LinkedList)

• Sets do not allow duplicates and do not maintain order (e.g. HashSet, TreeSet)

• Maps store key-value pairs and d...read more

Binary search is a search algorithm that finds the position of a target value within a sorted array.

• The array must be sorted before applying binary search

• Compare the target value with the middle element of the array

• If the target value is smaller, search the left half of the array

• If the target value is larger, search the right half of the array

• Repeat until the target value is found or the search space is exhausted

Spring Security is a framework that provides authentication, authorization, and other security features for Java applications.

• OAuth2 is an authorization framework that allows third-party applications to access a user's resources without sharing their credentials.

• JWT (JSON Web Token) is a compact, URL-safe means of representing claims to be transferred between two parties.

• SAML (Security Assertion Markup Language) is an ...read more

I have a proven track record of successfully managing change in various organizations.

• I am adaptable and flexible in my approach to change

• I communicate effectively with all stakeholders to ensure a smooth transition

• I am proactive in identifying potential issues and developing contingency plans

• I am comfortable with ambiguity and can navigate through uncertainty

• Example: Successfully led a team through a major restructuri...read more

Ability to forget and unlearn is crucial for personal growth and development.

• Forgetting and unlearning old habits and beliefs can help in adopting new and better ones.

• It requires conscious effort and practice to forget and unlearn things.

• Examples include forgetting past mistakes and moving on, unlearning harmful biases and prejudices, and letting go of negative emotions.

• Forgetting and unlearning can be difficult but it...read more