Credit One Bank Interview Questions and Answers

Round: Test
Experience: APTITUDE: General questions about ages,interests,trains,percentages etc. VERBAL: Antonyms,synomys,two
passages,basic English grammar. REASONING: Blood relations,graphs,sillograms etc.
Total Questions: 85

Round: HR Interview
Experience: Written test is some what difficult ,interview is easy.

General Tips: Prepare well for written test. Only HR Interview is easy. ALL THE BEST
College Name: NIT WARANGAL

Round: Resume Shortlist
Experience: Resume based shortlisting initially.

Round: Interview
Experience: 3 rounds of interviews (15-20 minutes each)
 All topics were Metallurgy related
 Heat transfer, Phase diagrams (very basic Fe-C diagram), FEM-based technical questions, are concepts asked.
Tips: If they look interested in a particular aspect, pursue it, and drive the interview.
Be ready to be grilled on the things mentioned in your resume.
 For consulting companies alone (McKinsey and BCG), look at certain case studies. The book "Case in point", is a really good source.
 For most other core companies (like Reliance, Tata Steel, etc.), refreshing Iron and steel and Mechanical Metallurgy courses will help a lot.

College Name: IIT Madras

Round: Test
Experience: Questions were simple but demanded faster solving ability especially the Quantitative ability section.
Tips: Solve every bit of R.S.Aggarwal for Aptitude problems. www.indiabix.com is a good site to solve questions from all the sections.
Duration: 90 minutes

Round: Interview
Experience: Started with self description to explaining what projects I was involved in. Talked about my role in the project. Then answered questions from C++ programming language and then wrote the program that the interviewer gave me to do.
Tips: Be Confident. Have the problem solving & "Yes I can Do" attitude. Go with a open mind. Listen to the interviewer carefully. Do not stammer. Keep yourself calm and cool. Be honest.

Round: Interview
Experience: Faced normal questions
Tips: Be confident & keep smiling. Keep track of your body language. Be fluent in speaking English.

General Tips: Be confident and a "can do" attitude will help you grab the job.
Skill Tips: """"
Skills: Communication Skill, Proficiency in English, Basic Computer Progamming Knowledge, Learning ability, Aptitude
College Name: IIT Madras

Round: Resume Shortlist
Experience: CGPA + resume + online test - based shortlisting

Round: Test
Experience: Online Test:Quant, DI, verbal, and coding45 minutes coding + 15 minutes verbal + 30 minutes quant
Tips: Time constraint will be the major problem. CAT preparation would sufficeBrush up your coding skills- concentrate in either C or C++ or whichever language you're comfortable withE.g.: The coding question- Write a function to find if a number is palindromeBrush up through basic data structuresGraph theory and few sorting algorithms
Duration: 90 minutes

Round: Interview
Experience: (2 interviews, 20 minutes each)Resume- basedCoding skills and the approach towards the problem will also be tested
Tips: Be thorough with the work done in your internships and projects. Be ready to answer why you are interested in the company.Maintain your confidence level in the interviews. They also look for good communication skills, and even leadership, which is evident from the way you conduct yourself through the interview.Practice quant questions, prepare answers for all the basic HR questions.Coding, go through sorting algorithms, FOR, Graph theory.Digital IC design is very important courses. You should be through with this courses if you are interested in digital profile.

College Name: IIT Madras

Round: Resume Shortlist
Experience: Fundae session by seniors and a resume workshop by some company. Also, sent resume to some seniors for their opinions and I think this was an important part of it.
Tips: I suggest Pre-placement talks, are a must. What is more important is not to believe the PPTs completely and ask seniors about the level of fundaes (finance/tech/otherwise) and preparation required to crack the company. There is a lot of good material on ATKEARNEY and other website. Other than that I used the material available for years.

Round: Interview
Experience: Final offers in my division were 12. There were two levels of case interviews. The first interview was to judge if I would be suitable for the Strategy and Operations profile or for the Technology and Integration profile. There were two interviewers. They explained to me both the profiles and asked me what I wanted to choose and why. Then asked me some general HR questions like why consulting, why you etc. Then started off with an informal case study. It was about a new company which wanted to start a new low cost airline and had no experience in this market till now. It has two options: either to acquire an existing company or to build up all processes on their own. I was first asked to qualitatively mention what all aspects I would consider. After that they asked me what new things could this company do. They were pretty satisfied with my answers and I was confident of getting listed in the next round. In the next round there was single interviewer who was looking quite senior. Asked some HR questions. One case study about a consumer durables dealer which was again qualitative. Asked some HR questions that's it.

General Tips: Lack of interaction with seniors throughout IIT stay was one thing for which I had to pay. I had no seniors in my wing and I had no fundae of the amount of preparation required.
So make sure that you have certain information.
College Name: IIT-Bombay

Round: Other Interview
Experience: 1 round of 10 minutes duration.
Depends very much on what position they are trying to fill in and area of expertise of the interviewer(s). They asked me basic questions on Image Processing. Interview went decent

College Name: IIT MADRAS

Round: Test
Experience: Be confident but dont be over confident
Tips: solve as many papers u can to crack dis test
Duration: 60 minutes
Total Questions: 50

Round: Group Discussion
Experience: Be clear about ur thots.
Tips: Try to speak more & relevant to the topic.
Duration: 15 minutes

Round: Technical Interview
Experience: being honest will help u clear this round
Tips: Be UP to DATE..

General Tips: Develop coding skills& logics also understand the basic math formulaes
College Name: TERNA ENGINEERING COLLEGE
Motivation: If u can Dream IT , U can Definetly Achieve IT.. :)
Funny Moments: :D

Round: Test
Experience: The written test was quite similar to the typical CAT pattern. It contained sections on Reading Comprehension, Data Interpretation and Mathematics.

Round: Interview
Experience: There were 3 interview rounds:
There were 2 interviewers in the first interview, one was a technical guy and the other was from HR. They asked me a few
very simple puzzles, a few basic programming questions (swapping the value of two variables etc.), questions related to the development cycle of software products.  The HR guy asked stuff like what do you want to achieve in life? Strengths, weaknesses etc.
The second interview was resume based. He asked me about my thesis, internship, various projects, positions of responsibility etc. The third interview was the most important one (and I guess that was the deciding interview). The interviewer started with questions like why finance? Which companies are you sitting for? Then he gave me a case study: “As a banking organization, you have given house loans to a lot of customers. Given the current scenario, you have to profile the customers to which loans have been given based on the chances that they would pay back.” He started with this scenario and as I gradually started analyzing things and proposing models he kept on increasing the complexity saying you don’t have this data, you can’t make that assumption etc. Ultimately he narrowed down it down to a problem which was almost unsolvable. When I got stuck at that he told me that his idea was to just give me a taste of the toughness of problems they encounter in day-to-day business.

General Tips: After spending three or four years enjoying the IITK adventure, one suddenly feels a jolt when he/she arrives in the final year. You find yourself wondering at times, asking yourself the pertinent question, what next? And seriously, the best way to start preparing for placements, GRE, CAT or any other exam for that matter is answering this question honestly. Take a few minutes of your precious time and think what you want to do with your life? Where does your heart truly lie? I know it’s not that easy to decide on this but at least give this a good thought and prioritize your options. Make a list of them on paper if that helps. Once you are done with this, the real planning starts. Take each option one by one and do a truthful analysis of yourself from the perspective of that option. For e.g., say you have CAT as your first priority, and then analyze your strengths and weaknesses from CAT’s perspective. What all areas you need to improve on? How much time and effort would it take? How much time you have got left? By doing this exercise you will really get to know the work that needs to be done and will help you plan for the remaining time.


Resume:
I am sure you would have heard it umpteen times but still I will repeat it to stress the point, take resume making seriously! A good resume would drive your interview in the direction you want it to go, a bad resume on the other hand might end the chances of you even getting interviewed! Start by trying to remember each and every achievement of your life and write it down. Spend a few days on this part till you are sure you have got almost everything. Now write it down properly in formal language in the form of a master resume. This would serve
as a repository of information for all your subsequent resumes. And on top of that, having a fresh memory of your achievements would help you in answering the questions in interviews (especially HR questions). Ideally you should have a separate resume for every company you sit for. The way to do this is make sector specific resumes and edit them accordingly for the different companies of that sector. For example, make a single resume for all the core CSE companies and then you can probably change the list of projects (or their order of appearance) targeting individual companies.

PPTs:
If you are serious about getting job in a company, you cannot afford to miss its pre placement talk. PPT is not only an opportunity to know about the company, but it also gives you the chance to know what the company is looking for. This will give you the basic idea around which you should structure your resume and preparation for that company.
Preparation:
Core Computer Science Companies: All the core CS companies first take a written test which contains questions on C/C++, may have JAVA, UNIX, Algorithms, Data Structures, basics of Operating Systems and Compilers, some questions on basic networking in case the company works in that field. Almost all the companies have a couple of questions in which you are required to write code on paper. Some companies also have a few questions on aptitude, simple maths or data interpretations. You can find the company specific details in the placement feedback guide. This is the major
shortlisting step for core companies, so you cannot take it lightly. You can start preparing by revising the relevant courses you did (like Data Structures, Algorithms, Operating Systems, and Compilers). Practice a few questions available in the various placement preparation guides on LAN. Most importantly, practice writing code on paper. This is something we are not used to and requires some practice. This not only will do you good in the written test, but also help you in the interviews.
Non Core Companies (Finance, Consulting, and Analytics):
The written tests of most of these companies are quite similar to CAT. So if you are not preparing for CAT, get hold of some CAT preparation material for practice. These tests are more speed based than knowledge, so practice is absolutely essential. Revising some basic mathematics (like probability, progressions etc.) would also do you good. Apart from that, you need to have some basic knowledge and understanding of the field the company works in. For example, if you are appearing for a finance company, learn the basic concepts and common terminologies of finance. The least it would do is show that you are sincerely interested in the field the company works in.
College Name: IIT KANPUR