CRED Assistant Manager NPD Interview Questions and Answers

Q1. What is your past experience in audit field
Ans. 
I have over five years of experience in the audit field, focusing on financial audits and compliance assessments.
• Conducted financial audits for various clients, ensuring compliance with GAAP and identifying areas for improvement.

• Led a team of auditors in a comprehensive internal audit for a healthcare organization, resulting in a 20% reduction in operational costs.

• Developed audit plans and risk assessments, tailoring a...read more
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Q2. Tell me something about yourself
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Q3. What are the RBI guidelines that are applicable to NBFC
Ans. 
RBI guidelines for NBFCs ensure financial stability, consumer protection, and regulatory compliance in the non-banking sector.
• Registration: NBFCs must be registered with RBI under the Companies Act, 1956.

• Net Owned Funds: NBFCs should maintain a minimum net owned fund of ₹2 crore.

• Capital Adequacy Ratio: A minimum CAR of 15% is required to ensure financial stability.

• Asset Classification: NBFCs must classify assets into s...read more
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Q4. What are expectations from Kissht & payout
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Q1. Past experience. Profile handled in last org.
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Q2. Portfolio details with KPI
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Q1. Same as above in detail
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Q2. In details discussion on portfolio
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Q1. Work experience and company rules
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Basic aptitude test to check the right skill set

Q1. Technical knowledge about the role, responsibilities, etc with various situation handling, decision making
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Q1. One on one round with AVP on skill set and knowledge
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Q1. One on one round with the CS head
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Q1. Final discussion on pay package, joining and other stuffs
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Q1. Questions about past work-ex
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Q2. Guesstimate on no. of people using metro in a day
Ans. 
Approximately 5 million people use the metro daily in a large city like New York or Tokyo.
• Consider the population of the city where the metro operates

• Look at the ridership data provided by the metro authority

• Factor in peak hours and off-peak hours

• Take into account special events or holidays that may affect ridership
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Should Flipkart sell car tyres on their platform?

Q1. Data Structure and algorithm
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Q2. System design question
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Q1. Personal and Professional History
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DS, Algo, DP, Greedy, Stack, Heap

Q1. System Design a DropBox
Ans. 
Design a scalable cloud storage system similar to DropBox.
• Use distributed file system for storing files across multiple servers.

• Implement data deduplication to save storage space.

• Use client-side encryption for security.

• Implement file synchronization across devices.

• Utilize load balancing to distribute user requests.

• Implement version control for files.

• Use metadata for efficient file organization.
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Q2. Design a Linked List
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A linked list is a linear data structure where each element is a separate object with a reference to the next element.
• Start with a Node class that has data and a reference to the next node

• Create a LinkedList class that manages the nodes and provides methods like insert, delete, and search

• Example: Node class - data, next; LinkedList class - head, insert(data), delete(data), search(data)
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Q1. About yourself. Projects worked upon
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Q2. Why want to join Ocrolus?
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Test was based on arrays and some dsa concepts.

Q1. Things you have worked on in the past
Ans. 
I have worked on developing and launching new mobile applications for a tech startup.
• Led cross-functional teams to define product requirements

• Conducted market research and user testing to inform product decisions

• Worked closely with designers and engineers to bring products to market

• Managed product roadmap and prioritized features based on user feedback
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Take home assignment on a relevant problem statement for the organization

Q1. Discussion on the assignment
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Q1. Details of your salary and negotiation
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