Cognizant Senior Process Executive Data Interview Questions, Process, and Tips

Q1. What is Rollover, Derivatives, Loan restructuring,Fixed income, What is role of SEBI, Current RBI Governor.
Ans. 
The question covers various financial terms and institutions.
• Rollover refers to extending the maturity of a financial instrument.

• Derivatives are financial contracts whose value is derived from an underlying asset.

• Loan restructuring involves modifying the terms of a loan to make it more manageable for the borrower.

• Fixed income refers to investments that provide a fixed return, such as bonds.

• SEBI is the Securities and Ex...read more
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Q1. Self Introduction
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English grammar and maths and reasoning

Q1. What is capital markets. What is mean by dividend
Ans. 
Capital markets refer to financial markets where stocks, bonds, and other securities are traded. Dividend is a portion of a company's profits distributed to its shareholders.
• Capital markets are where companies and governments raise funds by selling securities to investors

• Investors buy and sell securities in the capital markets to earn returns on their investments

• Dividend is a payment made by a company to its shareholde...read more
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Q2. What is derivative
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A financial contract whose value is derived from an underlying asset or security.
• Derivatives are used for hedging or speculation in financial markets.

• Examples include futures, options, swaps, and forwards.

• They allow investors to take on risk without owning the underlying asset.

• Derivatives can be complex and require specialized knowledge to trade.

• They played a role in the 2008 financial crisis.
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Q3. Difference between forward and future
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Q4. What is money market, what is shares
Ans. 
Money market is a place where short-term financial instruments are traded. Shares are units of ownership in a company.
• Money market deals with short-term financial instruments like treasury bills, commercial papers, etc.

• Shares represent ownership in a company and can be bought and sold on stock exchanges.

• Money market is considered less risky than stock market.

• Shares can provide dividends and capital gains to investors.

• M...read more
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It is like reasoning, aptitude and includes antonyms, synonyms and passage it will be easy and it will complete before the time given in front of camera will write the test.

Q1. They will ask few questions related to your experience
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Q2. What is Copy,co insurance,coins
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Q3. What is claim adjudication
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Q1. Final round they will ask about yourself and experience
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