Cholamandalam MS Risk Services DMC Counselor Interview Questions and Answers

Q1. Your achievements and challenges till date
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Q2. Your solution to some manor problem faced over the past
Ans. 
Implemented a mentorship program to address low employee morale
• Identified the root cause of low morale through employee surveys

• Developed a mentorship program to provide support and guidance to employees

• Trained managers and mentors on how to effectively communicate and provide feedback

• Monitored the program's success through regular check-ins and feedback sessions
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Q1. Head Hr took interview through VC
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Q2. Share the major functions you performed and how they impacted business directly
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Q1. Again HR interciew was done along with Salary negotiation
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Q1. Tell me about yourself.
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Q1. Technical grounds related to insurance and automobile knowledge
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Q1. About past experience
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Q2. Family background
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Q1. Related general insurance products.
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Q2. How to handle the chanel partner and their staff.
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Q1. Regarding Profile
Ans. Explained how to analysis risk and portfolio
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Q1. Basic and profile related
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Q1. Nothing but ctct
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Q1. Your past Experience, Your past Achievement, Working profile.
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Was provided with 50 question whiuch need to be answered within 30 mins

Q1. Insurance laws in india and the change needed
Ans. 
Insurance laws in India need to be updated to keep up with changing market dynamics and technological advancements.
• Insurance laws in India are governed by the Insurance Regulatory and Development Authority of India (IRDAI).

• There is a need for more stringent regulations to protect policyholders and ensure fair practices by insurance companies.

• With the rise of digital insurance platforms and InsurTech companies, laws nee...read more
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Q2. Constitution validity of 3rd party claims
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The constitutionality of third party claims refers to the legality and validity of claims made by individuals or entities not directly involved in a legal dispute.
• Third party claims can be valid if they have a legal basis and are supported by evidence.

• Courts will consider factors such as standing, jurisdiction, and the nature of the claim when determining the validity of third party claims.

• For example, in a contract di...read more
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Q1. You're having very less experience how you'll be able to manage this?
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Advisors are not ready to work..how you'll handle

Q1. What is the most important thing to achieve sucess
Ans. 
The most important thing to achieve success is setting clear goals and consistently working towards them.
• Setting clear and achievable goals is essential for success

• Consistently working towards those goals with determination and perseverance

• Adapting to challenges and setbacks by staying focused on the end goal

• Seeking feedback and learning from mistakes to improve performance

• Building strong relationships and networking t
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Q1. Salary discussion happened
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Q1. Tell me about yourself
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Experienced professional with a background in management and a proven track record of leading teams to success.
• Over 5 years of experience in management roles

• Strong leadership skills demonstrated through successful team projects

• Excellent communication and problem-solving abilities

• Bachelor's degree in Business Administration from XYZ University
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Q2. Why you wanna join hdfc
Ans. 
I want to join HDFC because of its strong reputation in the financial industry and the opportunities for growth and development it offers.
• HDFC has a strong reputation in the financial industry

• Opportunities for growth and development

• Excited about contributing to a successful and reputable organization
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