Cholamandalam Investment & Finance Cpa Associate Interview Questions and Answers

Q1. Work experience and relevance of your resume for Amex
Ans. 
My work experience includes roles in financial services and consulting, providing me with relevant skills for Amex.
• I have worked in financial services for 5+ years, including roles at a major bank and a fintech startup.

• I have experience in consulting, where I worked on projects related to financial analysis and strategy development.

• My resume highlights my expertise in financial modeling, data analysis, and client relat...read more
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Q2. Why change to Amex? What attracted you the most about Amex?
Ans. 
I changed to Amex for its reputation for innovation, strong company culture, and opportunities for growth.
• Reputation for innovation in the financial industry

• Strong company culture focused on employee development and diversity

• Opportunities for career growth and advancement within the company
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Q3. Technology questions such as how API works and your experience in working with data?
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Q4. How you used data management and analytics in your last role?
Ans. 
I utilized data management and analytics to track project progress, identify trends, and make data-driven decisions.
• Implemented data management systems to organize and store project data efficiently

• Utilized analytics tools to analyze project performance and identify areas for improvement

• Generated reports and dashboards to track key metrics and communicate findings to stakeholders

• Used data insights to make informed deci
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Q5. How you can make business decisions from data in your last role?
Ans. 
I used data analysis tools to identify trends, patterns, and correlations to inform strategic business decisions.
• Utilized data visualization tools to present key findings to stakeholders

• Conducted regression analysis to predict future outcomes based on historical data

• Collaborated with cross-functional teams to gather and analyze data from multiple sources
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Q6. How you solved any disagreement with your boss in last role?
Ans. 
I always approach disagreements with a focus on finding common ground and maintaining open communication.
• Listen actively to understand the boss's perspective

• Express my own perspective calmly and respectfully

• Seek a compromise or solution that benefits both parties

• Follow up to ensure the issue is fully resolved
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Q7. How will you approach different teams with requirements as a product manager?
Ans. 
I will approach different teams with requirements by understanding their unique needs, building relationships, and communicating effectively.
• Understand the goals and priorities of each team to tailor requirements accordingly

• Build relationships with key stakeholders to gain buy-in and support

• Communicate clearly and regularly to ensure alignment and address any concerns

• Collaborate with cross-functional teams to ensure al
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Q1. Logical Questions - Check out Geeks for Geeks Puzzles and memorise them all or atleast understand logic for each
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Q2. 3 ants around a triangle problem
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Q3. Find top 3 horses from 25 horses set
Ans. 
To find the top 3 horses from a set of 25 horses, we can sort them based on their performance or rankings.
• Sort the horses based on their performance or rankings

• Select the top 3 horses from the sorted list

• Consider factors like speed, endurance, and previous race results
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Q4. How will you approach conflicts at workplace?
Ans. 
I approach conflicts at workplace by actively listening, understanding all perspectives, and finding a mutually beneficial solution.
• Actively listen to all parties involved in the conflict

• Seek to understand the root cause of the conflict

• Encourage open communication and dialogue

• Find a mutually beneficial solution that addresses the concerns of all parties

• Mediate if necessary to facilitate resolution
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Q1. Behavioural questions
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Q2. How will you manage work life balance?
Ans. 
I prioritize tasks, set boundaries, delegate when necessary, and make time for self-care.
• Prioritize tasks based on deadlines and importance

• Set boundaries by establishing work hours and sticking to them

• Delegate tasks to team members when overwhelmed

• Schedule time for self-care activities like exercise, hobbies, and relaxation

• Communicate with supervisors and colleagues about workload and availability
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Q3. What are the 3 pillars of data management?
Ans. 
The 3 pillars of data management are data quality, data governance, and data security.
• Data quality ensures that data is accurate, complete, and reliable.

• Data governance involves establishing policies and procedures for managing data assets.

• Data security focuses on protecting data from unauthorized access or breaches.
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Q4. How will you solve disputes and disagreements with your manager?
Ans. 
I will approach disputes with my manager by actively listening, seeking common ground, and proposing solutions collaboratively.
• Actively listen to my manager's perspective and concerns

• Seek common ground and areas of agreement

• Propose solutions collaboratively, considering both perspectives

• Maintain professionalism and respect throughout the discussion

• Seek feedback and learn from the experience to prevent future conflicts
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Q1. Write a list comprehension for finding even numbers from 0 to 11
Ans. 
List comprehension to find even numbers from 0 to 11
• Use list comprehension with condition for even numbers

• Syntax: [x for x in range(12) if x % 2 == 0]

• Example: ['0', '2', '4', '6', '8', '10']
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Q2. Explain test driven development
Ans. 
Test driven development is a software development process where tests are written before the actual code.
• Write a failing test case based on requirements

• Write the minimum code to pass the test

• Refactor the code to improve quality and maintainability

• Repeat the process for each new feature or change
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Q3. How did you perform testing? What are the unit testing modules that you have used?
Ans. 
I performed testing by utilizing various unit testing modules such as JUnit and Mockito.
• Utilized JUnit for testing individual units of code

• Used Mockito for mocking dependencies in unit tests

• Implemented test cases to ensure proper functionality and identify bugs
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Q1. Explain your overall experience so far. Reason for jumping between jobs and what did you do in each of the company?
Ans. 
I have diverse experience in various industries, seeking growth opportunities and challenges.
• Worked in finance, healthcare, and technology industries

• Focused on project management, data analysis, and client relations

• Seeking opportunities for professional growth and development
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Q2. What is your expected compensation?
Ans. 
My expected compensation is based on my experience, skills, and the market rate for Senior Associates in this industry.
• Research the average salary range for Senior Associates in the industry

• Consider my years of experience and relevant skills when determining my expected compensation

• Be open to negotiation based on the overall compensation package offered
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Q1. Asked many questions regarding banking trade, fees management, transaction monitoring, Derivatives
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Q2. What do you know about derivatives?
Ans. 
Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Derivatives can be used for hedging, speculation, or arbitrage.

• Common types of derivatives include options, futures, forwards, and swaps.

• For example, a call option gives the holder the right to buy an asset at a specified price within a certain time frame.

• Derivatives are traded on exchanges or over-the-counter (OTC)
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Q3. Type of risk you handled in your current process
Ans. 
I handled operational risk in my current process.
• Identifying potential risks in daily operations

• Implementing controls to mitigate risks

• Monitoring and evaluating the effectiveness of risk management strategies
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Q4. Scenario based question
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100 marks assignment

Q1. Technical questions were asked by manager
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Q2. Capital market , financial market
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Q1. Salary discussion
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Q1. Why is liquidity important and is it necessay in short term or long term perspective.
Ans. 
Liquidity is important for financial stability and is necessary in both short term and long term perspectives.
• Liquidity ensures that a company can meet its short term obligations and expenses.

• It allows for flexibility in managing cash flow and taking advantage of investment opportunities.

• In the long term, liquidity is important for sustaining operations, growth, and weathering economic downturns.

• Examples include having...read more
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Q2. What is difference between credit and counterparty risk
Ans. 
Credit risk is the risk of default by a borrower, while counterparty risk is the risk of default by a trading partner.
• Credit risk is specific to the borrower's ability to repay a loan or debt.

• Counterparty risk is broader and includes the risk of default by any party involved in a financial transaction.

• Credit risk is typically associated with lending activities, while counterparty risk is more common in trading and inve...read more
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Q1. Self introduction
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Q2. Select Any topic and tell about that topic with confidence and fluent
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Q1. About which job ur applying for ,u should know about that
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Q2. Finance related questions
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Q1. Finance and accounts About job role that I have applied for .
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Above sql, c , python ,java,

Two coding question of avg range

Q1. Golden rules of Accounting
Ans. 
Golden rules of Accounting are basic principles that guide the process of recording financial transactions.
• The three golden rules of accounting are: Debit what comes in, Credit what goes out; Debit the receiver, Credit the giver; Debit expenses and losses, Credit income and gains.

• These rules help ensure that financial transactions are accurately recorded and classified.

• For example, when a company receives cash from a c...read more
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Q2. What's fund accounting
Ans. 
Fund accounting is a specialized form of accounting used by non-profit organizations and government agencies to track and manage funds.
• Fund accounting involves tracking and reporting on funds designated for specific purposes.

• It is commonly used by non-profit organizations, government agencies, and investment companies.

• Each fund has its own set of accounts to track revenues, expenses, assets, and liabilities.

• Fund accoun...read more
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Q3. What is a structure of Mutual funds
Ans. 
Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of securities.
• Mutual funds are managed by professional fund managers who make investment decisions on behalf of the investors.

• Investors can buy shares of mutual funds, which represent their ownership in the fund's portfolio.

• Mutual funds can invest in stocks, bonds, money market instruments, or a combination...read more
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Q4. How mutual funds AMC works
Ans. 
Mutual funds AMC works by managing pooled funds from investors to invest in various securities and assets.
• AMC stands for Asset Management Company, which manages mutual funds on behalf of investors

• AMC collects money from investors and invests it in a diversified portfolio of securities

• AMC charges a fee for managing the funds, known as the expense ratio

• AMC's performance is measured by the fund's returns and how well it m
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