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I applied via Referral and was interviewed in Aug 2023. There was 1 interview round.
To convince a customer to take a loan in our company, we can highlight competitive interest rates, flexible repayment options, quick approval process, and personalized customer service.
Emphasize competitive interest rates to show that our company offers better terms compared to other lenders.
Highlight flexible repayment options that suit the customer's financial situation, such as monthly installments or customized rep...
I will use a combination of online and offline marketing programs to attract customers.
Online marketing programs such as social media advertising, search engine optimization, and email marketing
Offline marketing programs such as direct mail campaigns, print advertisements, and participating in trade shows
Utilizing customer referrals and word-of-mouth marketing
Creating targeted promotional offers and discounts
Implementi
Yes, I am familiar with the plans and interest rates and how they work.
I have a thorough understanding of the different plans offered by our company and their corresponding interest rates.
I am knowledgeable about the terms and conditions associated with each plan.
I can explain to customers how the interest rates are calculated and how they will affect their payments.
I am aware of any promotional offers or special rates...
Top trending discussions
I applied via Job Portal and was interviewed before Feb 2021. There were 2 interview rounds.
Handling objections and closing deals
Overcoming objections from potential customers
Negotiating and persuading customers to make a purchase
Closing deals and meeting sales targets
Building and maintaining relationships with clients
Adapting to changing market conditions and competition
I tend to be overly competitive at times, which can lead to a lack of collaboration.
Overly competitive nature
Lack of collaboration
Example: I sometimes focus too much on achieving my own targets and neglect the importance of teamwork.
I applied via Company Website and was interviewed before Sep 2021. There were 3 interview rounds.
posted on 30 Nov 2022
I applied via Olx Jobs and was interviewed in May 2022. There were 2 interview rounds.
Futures and options are financial contracts that allow investors to buy or sell assets at a predetermined price and date.
Futures are contracts to buy or sell an asset at a future date at a predetermined price.
Options give the buyer the right, but not the obligation, to buy or sell an asset at a predetermined price and date.
Both futures and options are used for hedging or speculation in financial markets.
For example, a ...
Mutual fund investment is a type of investment where money is pooled from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.
Mutual funds are managed by professional fund managers who invest the pooled money in a diversified portfolio of securities.
Investors can buy or sell mutual fund units at the current net asset value (NAV) of the fund.
Mutual funds offer investors the bene...
Yes, I have a proven track record of consistently achieving sales targets every month.
I have a strong understanding of the product and market
I am skilled in identifying potential customers and closing deals
I am proactive in following up with leads and maintaining relationships with existing clients
I am adaptable and able to adjust my approach based on market trends and customer needs
For example, in my previous role as ...
I applied via Referral and was interviewed before Apr 2022. There were 3 interview rounds.
Give answer relevant to the topic and be confident
I appeared for an interview before Jan 2023.
Seeking new challenges and growth opportunities in a more dynamic work environment.
Desire for career advancement
Limited growth opportunities in previous role
Seeking new challenges and responsibilities
I have a proven track record of exceeding sales targets and building strong relationships with clients.
I have consistently met or exceeded sales targets in my previous roles.
I have a strong ability to build and maintain relationships with clients, leading to repeat business and referrals.
I am highly motivated and driven to succeed in a sales environment.
I have excellent communication and negotiation skills, which are e...
My ticket size ranges from $500 to $5,000 depending on the product and customer's needs.
Ticket size varies based on product offering
Ticket size can range from $500 to $5,000
Ticket size is determined by customer's requirements
I applied via Referral and was interviewed before Jun 2023. There was 1 interview round.
I will identify the customer's needs, showcase the benefits of the additional product, and offer a personalized solution.
Understand the customer's current product usage and needs
Highlight the benefits of the additional product in relation to their needs
Offer a personalized solution tailored to the customer's specific situation
Provide examples of how the additional product can enhance their current experience
Types of insurance include life, health, auto, home, and travel insurance.
Life insurance provides financial protection to beneficiaries in the event of the policyholder's death.
Health insurance covers medical expenses and treatments.
Auto insurance protects against financial loss in case of accidents or theft involving a vehicle.
Home insurance provides coverage for damage or loss to a home and its contents.
Travel insura...
Some of the top questions asked at the Cholamandalam Investment & Finance Sales Officer interview for freshers -
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Interview experience
based on 128 reviews
Rating in categories
Deputy Officer
300
salaries
| ₹1.5 L/yr - ₹4 L/yr |
Area Sales Manager
268
salaries
| ₹4.5 L/yr - ₹19.5 L/yr |
Area Business Manager
256
salaries
| ₹5.7 L/yr - ₹20 L/yr |
Collections Executive
244
salaries
| ₹1.2 L/yr - ₹4.2 L/yr |
Area Credit Manager
244
salaries
| ₹6 L/yr - ₹20 L/yr |
Bajaj Finserv
Wells Fargo
JPMorgan Chase & Co.
HSBC Group