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Capital Trust Branch Credit Manager Interview Questions and Answers

Updated 14 Jan 2023

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Branch Credit Manager Interview Questions

user image Anonymous

posted on 9 Jan 2023

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Campus Placement and was interviewed in Dec 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. Credit appraisal,credit worhiness
  • Q2. Maintain branch dignity
  • Q3. Approval and rejection
3

One-on-one Round (1 Question)

  • Q1. Credit appraisal credit worhiness

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself ,about credit worthiness,credit appraisal

Interview questions from similar companies

Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed in Mar 2024.

2 Interview Rounds

1

One-on-one Round (2 Questions)

  • Q1. About previous work experience
  • Q2. About subject questions
2

HR Round (2 Questions)

  • Q1. About work related questions
  • Q2. Package discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Company Website

5 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Group Discussion Round

Focus on financial management topic

3

Case Study Round

In which our knowledge put as per situation

4

HR Round (1 Question)

  • Q1. Previous year skills and salary
5

One-on-one Round (2 Questions)

  • Q1. Skills and knowledge of product
  • Q2. Grip on work and product also team handles

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system
Interview experience
4
 Good
Difficulty level
 -
Duration
 -
Result
 -

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Typing Test Round (2 Questions)

  • Q1. Not asking for everyone
  • Q2. Based on situation only, would be take car upto 12 Months repayment customer
3

Case Study Round

Working capital gap? Can explain in detail

Interview Preparation Tips

Interview preparation tips for other job seekers - Self introduction
Basic norms of credit Role
Bank statement analysis
Working capital means? Gap 3 types
ITR brief explain
If Branch manager/Sales team forcing high loan then wt u do???
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Approached by Company and was interviewed in Dec 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

Aptitude Test Round

All related to decision making,General questions all about decision making, simple arithmetic and reasoning question but you have answer maximum number of questions in very low time that's the main task

3

One-on-one Round (2 Questions)

  • Q1. About credit based on your past assignments and related to PD, technical,legal,, CIBIL, other related to credit underwriting and etc.,
  • Q2. Credit related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work can learn easily with supportive bosses comparatively less pressure in NBFC industry
Interview experience
2
 Poor
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Approached by Company and was interviewed before Aug 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Works details regarding affordable HL and LAP
  • Q2. PD UNDERWRITING DECISION SANCTIONING DISBURSEMENT
3

HR Round (1 Question)

  • Q1. Notice and salary CTC

Interview Preparation Tips

Interview preparation tips for other job seekers - Bad working behavior

I applied via Referral and was interviewed in Dec 2019.

1 Interview Round

Interview Questions

  • Q1. If you have experience interview nathing to asked about your work profile but, they obersving your hounesty and hardworking and how hounest about our work. View Answers (1)

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is just about observation and mutually understading about seriours and juniors, sernior always obesrved interactuality about work.
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed in Mar 2023.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
2

Group Discussion Round

What is the experience in the lap field
What is the expected salary
What is the family background Act

3

HR Round (2 Questions)

  • Q1. Expected salary and previous hr provides.? Notice period related questions.
  • Q2. What is the expected salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Same as financial related and Lap product and basic system requirements
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Referral and was interviewed in Jan 2024.

1 Interview Round

1

Technical Round (1 Question)

  • Q1. Basic about Profile work

Interview Preparation Tips

Interview preparation tips for other job seekers - Logical question only on basic credit profile

I applied via Walk-in and was interviewed before May 2021.

4 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Be truthful in your resume. It is very easy to catch false or lies during the interview by asking basic questions.
View all tips
2

Aptitude Test Round

General Question and Basic maths

3

One-on-one Round (1 Question)

  • Q1. About CRIF, About MSME and LAP , About Field Verification and Document verification and Previous Experience Details
4

HR Round (1 Question)

  • Q1. Salary and Documents

Interview Preparation Tips

Interview preparation tips for other job seekers - Hai, The some time The Interview take higher Officer so be brave and good Attitude for all time.

Capital Trust Interview FAQs

How many rounds are there in Capital Trust Branch Credit Manager interview?
Capital Trust interview process usually has 3 rounds. The most common rounds in the Capital Trust interview process are One-on-one Round and Resume Shortlist.
What are the top questions asked in Capital Trust Branch Credit Manager interview?

Some of the top questions asked at the Capital Trust Branch Credit Manager interview -

  1. Credit appraisal,credit worhin...read more
  2. Credit appraisal credit worhin...read more
  3. Approval and reject...read more

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