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Bread Financial Senior Data Scientist Interview Questions and Answers

Updated 27 Apr 2024

Bread Financial Senior Data Scientist Interview Experiences

1 interview found

Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Company Website and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - Coding Test 

Pyspark, Python and Machine learning questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Moderate level questions
  • Q2. Moderate level questions from past work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - I didn't receive any update from the HR team after the second technical round, Be it pass or fail kindly update the candidate rather than giving no answers.

I even tried reaching them but there was no reply

Interview questions from similar companies

Interview Preparation Tips

Round: Technical Interview
Tips: Have a good grasp of DS algo, java, etc.(Here CGPA doesn't matter)

General Tips: Do’s and Don’ts :
1. Be confident and to be confident prepare well.
2. Set the priority of your companies 
3. Don't start preparation at end. Don't ignore the content of resume.

Be confident and start preparation as soon as possible.
College Name: IIT Kanpur

I applied via Approached by Company and was interviewed before Oct 2021. There were 6 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Coding Test 

Simple programming test from mettl website

Round 3 - Technical 

(2 Questions)

  • Q1. First tech interview is also more of a coding round.
  • Q2. Questions on data structures in Java Multithreading Immutability
Round 4 - Technical 

(1 Question)

  • Q1. 2nd technical interview more of conceptual questions on related technology
Round 5 - Technical 

(1 Question)

  • Q1. Tech manager round based on previous project and scenario based questions
Round 6 - HR 

(1 Question)

  • Q1. Salary discuss Why you want to join paytm

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared before interview
Go through basic programming questions

I applied via Referral and was interviewed before Mar 2020. There was 1 interview round.

Interview Questionnaire 

5 Questions

  • Q1. Tell me about your self
  • Q2. Tell me about insurance
  • Ans. 

    Insurance is a contract between an individual and an insurance company to protect against financial loss.

    • Insurance provides financial protection against unexpected events

    • There are different types of insurance such as health, life, auto, and home insurance

    • Premiums are paid to the insurance company in exchange for coverage

    • Insurance policies have terms and conditions that must be followed to receive benefits

    • Insurance comp...

  • Answered by AI
  • Q3. Types of insurance
  • Ans. 

    Types of insurance include life, health, auto, home, and travel insurance.

    • Life insurance provides financial protection to beneficiaries upon the insured's death.

    • Health insurance covers medical expenses and provides access to healthcare services.

    • Auto insurance protects against financial loss in case of accidents or theft involving a vehicle.

    • Home insurance provides coverage for damages or losses to a house and its conten...

  • Answered by AI
  • Q4. Life insurance benefits sections
  • Q5. Why should we hire you on higher package

Interview Preparation Tips

Interview preparation tips for other job seekers - It's completely online
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jun 2022. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Coding Test 

Hacker rank test based on string manipulation questions

Round 3 - Technical 

(2 Questions)

  • Q1. 2nd round will be technical
  • Q2. Yes mostly coding and DS questions you can also expect one logical IQ question
Round 4 - One-on-one 

(1 Question)

  • Q1. This round was mostly behavioural and culture fit round with Manager
Round 5 - HR 

(2 Questions)

  • Q1. Salary negotiation
  • Q2. Notice period discussions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for the coding round which will be 1st round hacker rank test

I applied via LinkedIn and was interviewed in Sep 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Assignment 

Online assesment . 5 coding question in 90 minutes

Round 3 - Coding Test 

Hackerrank coding test with paired screen. They give problem we have to write the logic

Round 4 - Coding Test 

Again hacker rank code pair. the give problem and have to write logic. this round with staff senior engineer

Interview Preparation Tips

Interview preparation tips for other job seekers - prepare on java problems. leet code medium problems.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Mar 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Coding Test 

Online test link given data structures were asked, array problem and string problem
Likewise Double Linked List was also asked

Round 3 - Technical 

(2 Questions)

  • Q1. Spring boot API endpoint description
  • Ans. 

    Spring Boot API endpoint is a URL that exposes the functionality of a web service.

    • API endpoints are the entry points for the client to access the server's resources.

    • Spring Boot provides a simple and easy way to create RESTful APIs.

    • Endpoints can be secured using Spring Security.

    • Endpoints can be documented using Swagger or Spring REST Docs.

    • Examples: /users, /products, /orders

  • Answered by AI
  • Q2. CI CD pipeline, Docker Kubernetes

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident about what you are saying
Be thorough with ur logic and ur skills

Skills evaluated in this interview

I applied via Approached by Company and was interviewed in Jul 2022. There was 1 interview round.

Round 1 - Technical 

(4 Questions)

  • Q1. Given a grid containing 0s and 1s and source row and column, in how many ways, could we reach form source to target. ( 1's represents a blockade and 0's represent accessable points)
  • Ans. 

    Count the number of ways to reach target from source in a grid with 0s and 1s.

    • Use dynamic programming to solve the problem efficiently.

    • Traverse the grid using DFS or BFS to count the number of ways.

    • Consider edge cases like when source and target are the same or when there is no path.

    • Example: Given grid = [[0,0,0],[0,1,0],[0,0,0]], source = (0,0), target = (2,2), answer is 2.

    • Example: Given grid = [[0,1],[0,0]], source =

  • Answered by AI
  • Q2. 1. High Level System Design -> Design Uber like Service. Follow up -> What would be your tech stack for designing such a service to make sure it could scale when needed.
  • Ans. 

    Tech stack for designing a scalable Uber-like service.

    • Use microservices architecture for scalability and fault tolerance.

    • Choose a cloud provider with auto-scaling capabilities.

    • Use a load balancer to distribute traffic across multiple instances.

    • Use a NoSQL database for high availability and scalability.

    • Use message queues for asynchronous communication between services.

    • Use containerization for easy deployment and managem...

  • Answered by AI
  • Q3. (HLD) -> Design a service which combines multiple sources of data/documentation and aggregates it such that all info is available centrally.
  • Ans. 

    Design a service to aggregate multiple sources of data/documentation centrally.

    • Identify sources of data/documentation

    • Determine data aggregation method

    • Design a centralized database to store aggregated data

    • Develop a user-friendly interface to access the data

    • Ensure data security and privacy

  • Answered by AI
  • Q4. (Behavioral) Describe a scenario in which you went above and beyond your regular assigned tasks and responsibilities to help out the Team/Colleague/Organization.
  • Ans. 

    I took on additional responsibilities to help a colleague with a tight deadline.

    • Assisted a colleague with a project that had a tight deadline

    • Took on additional tasks outside of my regular responsibilities

    • Worked extra hours to ensure the project was completed on time

    • Provided guidance and support to the colleague throughout the project

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare about the Architecture of Kafka and also work on developing a good understanding of various types of databases and networking jargons such as Long Polling/Short Polling and how to implement them.

Also, and this is very important -> I am not sure if this company has problem at the recruiter level or this is the general outlook of this company.... if at all you didn't perform well in any of the rounds... say final round or even managerial round. They won't tell you that they have decided to drop your profile or any such thing. A week after the final interview I contacted the recruiter who used to be readily available with all the info and feedbacks was least interested and told me she haven't heard back from the manager whether to drop my case or move forward.

It has been 3 weeks now and no info from them.
And this is not just my experience, many candidates complain about the same kind of behaviour from VISA on various other platforms

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Details about past projects
  • Q2. Details about latest project

Interview Preparation Tips

Interview preparation tips for other job seekers - Be good in comm skills
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Approached by Company and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What techonologies do you know?
  • Ans. 

    I am proficient in SQL, Python, R, Tableau, and Excel for data analysis and visualization.

    • SQL

    • Python

    • R

    • Tableau

    • Excel

  • Answered by AI
Round 2 - Coding Test 

SQL Coding Tests. You get 3 tables and they ask you to find customer with certain conditions. Not hard

Bread Financial Interview FAQs

How many rounds are there in Bread Financial Senior Data Scientist interview?
Bread Financial interview process usually has 2 rounds. The most common rounds in the Bread Financial interview process are Coding Test and One-on-one Round.
How to prepare for Bread Financial Senior Data Scientist interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Bread Financial. The most common topics and skills that interviewers at Bread Financial expect are Analytical, Computer science, Data Analysis, Data Mining and Financial Services.

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Bread Financial Senior Data Scientist Interview Process

based on 1 interview

Interview experience

2
  
Poor
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based on 1 review

4.0/5

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5.0

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2.0

Work-life balance

3.0

Salary

4.0

Job security

4.0

Company culture

3.0

Promotions

4.0

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