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Engaged Employer

Bread Financial

4.3
based on 191 Reviews

Working at Bread Financial

Company Summary

Overall Rating

4.3/5
based on 191 reviews
highly rated categories
16% above
industry average
highly rated categories
Highly rated for

Salary & Benefits, Work-Life Balance, Company Culture

Work Policy
Hybrid
Hybrid
92% employees reported
Monday to Friday
Monday to Friday
78% employees reported
Flexible timing
Flexible timing
70% employees reported
No travel
No travel
76% employees reported
View detailed work policy
Top Employees Benefits
Office cab/shuttle
Office cab/shuttle
3 employees reported
Job/Soft skill training
Job/Soft skill training
2 employees reported
Office gym
Office gym
1 employee reported
Health insurance
Health insurance
1 employee reported
View detailed benefits

About Bread Financial

Founded in1996 (29 yrs old)
India Employee Count501-1k
Global Employee Count5k-10k
India HeadquartersBengaluru/Bangalore, Karnataka, India
Office Locations
Websitebreadfinancial.com
Primary Industry
Other Industries

Bread Financial® (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay® buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread Cashback® American Express® Credit Card, Bread Rewards™ American Express® Credit Card and Bread Savings® products. 


Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices. To learn more about Bread Financial, visit breadfinancial.com or follow us on Facebook, LinkedIn, X and Instagram

Mission: Bread Financial challenges you to be your best, respects your voice and recognizes your contributions. We care for your total well-being and have a collaborative, kind and inclusive culture that fosters development and success.
Vision: With our hybrid work model, you’ll work in our beautiful, modern office and from the comfort of your home office. We support our associates’ wellness with a diverse suite of benefits. This includes a generous leave policy and holidays to help balance work and life, as well as childcare benefits with subsidized rates, company transportation, associate ride share, and more!
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Bread Financial Ratings

based on 191 reviews

Overall Rating

4.3/5
How AmbitionBox ratings work?
5
121
4
28
3
20
2
7
1
15

Category Ratings

4.4

Salary & Benefits

4.4

Work-Life Balance

4.3

Company Culture

4.2

Job Security

4.2

Work Satisfaction

4.1

Skill Development

4.1

Promotions/Appraisal

Bread Financial is rated 4.3 out of 5 stars on AmbitionBox, based on 191 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Bread Financial
based on 175 reviews
3.8
Rated by 64 Women
Rated 4.0 for Salary & Benefits and 3.8 for Work-Life Balance
4.5
Rated by 111 Men
Rated 4.6 for Work-Life Balance and 4.5 for Salary & Benefits

Work Policy at Bread Financial

based on 26 reviews in last 6 months
Hybrid
92%
Permanent work from home
4%
Work from office
4%

Bread Financial Reviews

Top mentions in Bread Financial Reviews

+ 5 more

Compare Bread Financial with Similar Companies

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Overall Rating
4.3/5
based on 191 reviews
3.3/5
based on 7.1k reviews
4.0/5
based on 368 reviews
4.0/5
based on 2.1k reviews
Highly Rated for
Salary & Benefits
Work-Life balance
Company culture
No highly rated category
Work-Life balance
Salary & Benefits
Job Security
Salary & Benefits
Company culture
Skill development
Critically Rated for
No critically rated category
Job Security
Promotion/Appraisals
Company culture
No critically rated category
No critically rated category
Primary Work Policy
Hybrid
92% employees reported
Work from office
44% employees reported
Work from office
85% employees reported
Work from office
58% employees reported
Rating by Women Employees
3.8
Good
rated by 64 women
3.2
Average
rated by 606 women
4.0
Good
rated by 58 women
3.5
Good
rated by 164 women
Rating by Men Employees
4.5
Good
rated by 111 men
3.3
Average
rated by 6.1k men
3.8
Good
rated by 258 men
4.0
Good
rated by 1.8k men
Job Security
4.2
Good
2.8
Poor
3.8
Good
3.7
Good
View more

Bread Financial Salaries

4.4
rated by 191 employees for salaries

Process Associate

(157 salaries)
Unlock
₹3 L/yr - ₹6 L/yr

Process Analyst

(139 salaries)
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₹3 L/yr - ₹7.8 L/yr

AML Analyst

(37 salaries)
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₹4 L/yr - ₹8 L/yr

Senior Analyst

(34 salaries)
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₹5 L/yr - ₹17.2 L/yr

Analyst

(23 salaries)
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₹4 L/yr - ₹9.7 L/yr

Team Lead

(17 salaries)
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₹10 L/yr - ₹19 L/yr

Senior Process Analyst

(15 salaries)
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₹4.8 L/yr - ₹9.3 L/yr

Data Analyst

(15 salaries)
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₹8.5 L/yr - ₹17 L/yr

Senior Data Analyst

(12 salaries)
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₹8 L/yr - ₹22.1 L/yr

Data Engineer

(12 salaries)
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₹12.5 L/yr - ₹31.9 L/yr

Bread Financial Interview Questions

Top Bread Financial interview questions and answers

Interview Process at Bread Financial

based on 10 interviews in last 1 year
Interview Experience
3.7
Good
Difficulty level
Moderate
83%
Hard
17%

People are getting interviews through

based on 14 Bread Financial interviews
Job Portal
35%
Referral
29%
Company Website
7%
*29% candidates got the interview through other sources
stats-bars
High confidence

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Bread Financial FAQs

When was Bread Financial founded?
Bread Financial was founded in 1996. The company has been operating for 29 years primarily in the FinTech sector.
Where is the Bread Financial headquarters located?
Bread Financial is headquartered in Bengaluru/Bangalore, Karnataka and has an office in Bangalore / Bengaluru
How many employees does Bread Financial have in India?
Bread Financial currently has more than 900+ employees in India. Customer Success, Service & Operations department appears to have the highest employee count in Bread Financial based on the number of reviews submitted on AmbitionBox.
Does Bread Financial have good work-life balance?
Bread Financial has a work-life balance rating of 4.4 out of 5 based on 100+ employee reviews on AmbitionBox. 78% employees rated Bread Financial 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read Bread Financial work-life balance reviews for more details
Is Bread Financial good for career growth?
Career growth at Bread Financial is highly regarded, with promotions and appraisal rating of 4.1. 78% employees rated Bread Financial 4 or above on promotions/appraisal indicating that a significant portion of employees are satisfied with career growth opportunities. We recommend reading Bread Financial reviews for more detailed insights.
What are the pros of working in Bread Financial?
Working at Bread Financial offers several advantages that make it an appealing place for employees. The company is highly rated for salary & benefits, work life balance and company culture, based on 100+ employee reviews on AmbitionBox.
Bread Financial Overview
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