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Paytm
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Working at Paytm
Company Summary
Overall Rating
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11% below
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Critically rated for
Job security, Promotions, Work satisfaction
Work Policy
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About Paytm
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Paytm is India's largest leading payment gateway that offers comprehensive payment services for customer and merchants. We offer mobile payment solutions to over 7 million merchants and allow consumers to make seamless mobile payments from Cards, Bank Accounts and Digital Credit among others. We pioneered and are the leader of QR based mobile payments in India. With the launch of Paytm Payments Bank, we aim to bring banking and financial services to half-a-billion un-served and under-served Indians. Our investors include Softbank, SAIF Partners, Alibaba Group and Ant Financial. We strive to maintain an open culture where everyone is a hands-on contributor and feels comfortable sharing ideas and opinions. Our team spends hours, designing each new feature and obsesses about the smallest of details.
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Overall Rating | 3.3/5 based on 7.4k reviews | 3.9/5 based on 340 reviews | 4.0/5 based on 443 reviews | 4.0/5 based on 2.3k reviews ![]() |
Highly Rated for | ![]() No highly rated category | Work-life balance Job security Company culture | Work-life balance Salary Job security | Salary Skill development Work-life balance |
Critically Rated for | Job security Promotions Company culture | Promotions | ![]() No critically rated category | ![]() No critically rated category |
Primary Work Policy | Work from office 48% employees reported | Hybrid 38% employees reported | Work from office 74% employees reported | Work from office 51% employees reported |
Rating by Women Employees | 3.2 Average rated by 622 women | 3.9 Good rated by 65 women | 4.2 Good rated by 77 women | 3.4 Average rated by 171 women |
Rating by Men Employees | 3.3 Average rated by 6.4k men | 3.9 Good rated by 241 men | 3.9 Good rated by 317 men | 4.0 Good rated by 2k men |
Job security | 2.7 Poor | 3.9 Good | 4.0 Good | 3.8 Good |
Paytm Salaries
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CRED Cranks Up The Loan Machine
- CRED reported revenue of over INR 2,400 Cr last year, targeting top 1%-2% of fintech customers.
- The latest changes at CRED focus on monetizing the premium segment of users with products like secured loans.
- The Svalbard Release by CRED introduces secured loans, revamps credit card experience, and adds credit score history feature.
- CRED's approach of catering to the premium segment of the market is likened to Apple's strategy.
- Kunal Shah's interview revealed insights about CRED's acquisition of Kuvera and its potential in lending.
- CRED aims to differentiate by offering a unique product experience to top-tier customers amidst fierce competition.
- The super app battle in the fintech space intensifies, with multiple players like Paytm, PhonePe, and Google Pay in the race.
- CRED's revenue growth in FY24 was substantial, but the company aims for profitability by FY26.
- CRED's strategic additions like credit score history and secured loans enhance user engagement and revenue potential.
- The emphasis on lending could be a significant revenue multiplier for CRED, inching closer to industry giants like PhonePe and Paytm.
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New-Age Tech Stocks Plunge This Week As Bloodbath Continues On D-Street
- Indian equities market witnessed a disappointing week with benchmark indices plunging about 3% due to across-the-board selling.
- Over 900 companies touched fresh 52-week lows on the BSE in the final week of February.
- 32 new-age tech stocks saw a market cap decline of $5 Bn in the recent bloodbath.
- All new-age tech stocks, except a few, ended the week in the red, with TBO Tek witnessing the highest selling pressure.
- Trump's tariff announcements on various countries affected the Indian market, with Sensex and Nifty 50 witnessing a significant drop.
- Experts attribute the selling spree in the market to high valuations and concerns about corporate earnings growth.
- Foreign institutional investors (FIIs) sold equities worth INR 41,748 Cr in February.
- The real GDP in India grew by 6.2% in Q3 FY25, with expectations for a 6.5% growth for the financial year.
- Paytm's shares slumped over 6% as it faces allegations of FEMA violations.
- Ola Electric saw its shares touch a new low, affecting its market cap and performance in the electric vehicles market.
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Paytm, 2 arms get Rs 611 Cr ED notice, firm says alleged FEMA breach pertains to pre-acquisition period
- Paytm, along with its subsidiaries, Little Internet and Nearbuy, has received a notice from the Enforcement Directorate for alleged violations of FEMA rules.
- The alleged violations pertain to the period prior to the companies becoming subsidiaries of Paytm.
- Paytm has clarified that the matter is being addressed, and there is no impact on its services.
- The alleged contraventions involve investment transactions of over Rs 611 crore by the two subsidiaries.
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Paytm Gets Notice From ED For Alleged FEMA Violations
- The Enforcement Directorate (ED) has issued a show cause notice to Paytm for alleged violations of foreign exchange norms.
- The notice relates to Paytm's acquisition of two companies - Little Internet Private Limited (LIPL) and Nearbuy India Private Limited (NIPL), formerly Groupon.
- The notice has also been issued to certain directors and officers of Paytm and its subsidiaries.
- Paytm said the notice will have no financial impact and the company is seeking legal advice to resolve the matter.
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Paytm Parent One97 Communications Under ED Scrutiny For Alleged FEMA Rule Violations
- The Enforcement Directorate has sent a notice to fintech firm Paytm owner One97 Communications for alleged violation of certain FEMA rules by the company in relation to the acquisition of two subsidiaries, Little Internet Pvt. and Nearbuy India Pvt.
- Paytm clarified that the alleged breach pertains to the period when the two companies were not its subsidiaries.
- One97 Communications, which owns Paytm brand, informed BSE that it has received FEMA violation notice from the Enforcement Directorate on February 28 for its subsidiaries, Little Internet Private Limited and Nearbuy India Private Limited.
- Paytm said the matter is being addressed with a focus on resolving it in accordance with applicable laws and there is no impact of this matter on Paytm's services to its consumers and merchants, and all services are fully operational and secure, as always.
%2018_04_2024..jpg?rect=0%2C30%2C1600%2C840&w=1200&auto=format%2Ccompress&ogImage=true)
Perplexity’s India Playbook, Govt’s Startup Challenge & More
- US-based AI giant Perplexity has partnered with Paytm to provide real-time financial assistance on Paytm's app in India.
- The tie-up allows Perplexity to access financial data for training its AI models and leverage Paytm's network effects.
- In return, Paytm will benefit from Perplexity's AI-powered search bar and plans to introduce new features such as portfolio management and expenditure control.
- This partnership is part of Perplexity's strategy to expand its presence in India, while both companies capitalize on the growing adoption of AI in the country.
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Paytm Partners Perplexity To Offer Users Real-Time AI Financial Assistance
- Paytm has partnered with AI search engine Perplexity to offer users real-time AI financial assistance on its app.
- The collaboration aims to integrate AI-driven intelligence into mobile payments, allowing users to ask questions and make financial decisions through an AI-powered search bar within the Paytm app.
- Paytm plans to introduce individually tailored services based on users' financial needs, such as portfolio management, savings, expenditure control, financial summarization, and insights.
- The partnership comes after Paytm signed an agreement with the central government to support innovation and growth of manufacturing and fintech startups.
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Buy, Sell Or Hold: Jio Financial, Paytm, BSE, SBI — Ask Profit
- Market analysts shared insights on whether to buy, sell, or hold various stocks, including Jio Financial, Paytm, BSE, SBI, Yes Bank, Angel One, and Vishal Mega Mart.
- Jio Financial Services: Hold for long-term investors, as it is still in early stages of growth.
- Yes Bank: Sell due to potential stake sale of SBI's holding and better prospects in mid-cap banks like Federal Bank Ltd.
- Vishal Mega Mart: Hold for long-term, with an entry level at Rs 95 and a target of Rs 125-140 in 6-8 months.
As Perplexity, Paytm Roll Out AI-Powered Offering, What Aravind Srinivas And Vijay Shekhar Sharma Said
- Paytm has partnered with Perplexity to integrate AI-driven intelligence into mobile payments through the Paytm app.
- With the goal of improving digital literacy, the partnership aims to enable users to make informed financial decisions and get real-time financial support.
- Paytm's CEO, Vijay Shekhar Sharma, envisions a future where every Indian can utilize an AI assistant and get their questions answered.
- Perplexity's CEO, Aravind Srinivas, mentioned the priorities of democratizing access to AI, localizing experiences, and solving native payments using Paytm for commercial experiences.
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Today Startup News 27 February 2025 From The Indian Startup Ecosystem
- Sonu Saini, an ex-SBI deputy manager, turned entrepreneur by starting Little Indian Spice.
- FanTV secured $3 million in funding to transform AI-powered content creation.
- Home decor brand Ritualistic received $1 million in funding.
- Paytm partnered with AI startup Perplexity to integrate AI-powered search in its app.
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Paytm Subsidiaries
Paytm Payments Bank
Little India
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