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Bread Financial Associate Interview Questions and Answers

Updated 1 Dec 2021

Bread Financial Associate Interview Experiences

1 interview found

Associate Interview Questions & Answers

user image Anonymous

posted on 1 Dec 2021

I applied via Referral and was interviewed before Dec 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Why you looking for job in here?
  • Ans. 

    I am looking for a job here because of the company's reputation and growth opportunities.

    • I am impressed by the company's reputation in the industry.

    • I have researched and found that this company offers great growth opportunities.

    • I believe my skills and experience align well with the requirements of this position.

    • I am excited about the company's mission and values.

    • I have heard positive feedback about the work culture her

  • Answered by AI
  • Q2. I wanted to change domain from insurance to finance as per my education qualifications, as this is my 1st changing company.

Interview Preparation Tips

Interview preparation tips for other job seekers - Talk confidentiality & avoid lies, speak in normal like how you speak with your seniors.

Interview questions from similar companies

I applied via Referral and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. First they ask tell me about yourself and second they give you any topic to speak continues for 5 minutes. They check only your grammer if someone is not comfortable to that topic you can tell them to give...

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is so simple. Don't hesitate if someone looking for going to Paytm. They can free you in half n hour. All the documentation they can do on same day. Kindly get your marksheet and graduation degree certificate while you go for interview.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Methods of valuation
  • Ans. 

    Valuation methods are used to determine the worth of a company or asset.

    • Common valuation methods include discounted cash flow (DCF), comparable company analysis (CCA), and precedent transactions analysis.

    • DCF involves estimating the future cash flows of a company and discounting them back to present value.

    • CCA compares the target company to similar publicly traded companies to determine its value.

    • Precedent transactions a...

  • Answered by AI
Round 3 - HR 

(2 Questions)

  • Q1. What is your expectation for salary
  • Q2. As per industry standard.

Interview Preparation Tips

Interview preparation tips for other job seekers - be confident.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
2-4 weeks
Result
Not Selected

I applied via Referral and was interviewed before Feb 2023. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Question on python sql
Round 2 - Technical 

(1 Question)

  • Q1. Questions on python advanced
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Standard in AML and KYC checks
  • Ans. 

    AML and KYC checks are standard procedures to prevent money laundering and verify customer identities.

    • AML stands for Anti-Money Laundering, which refers to a set of regulations and procedures aimed at detecting and preventing money laundering activities.

    • KYC stands for Know Your Customer, which involves verifying the identity of customers to ensure they are legitimate and not involved in illegal activities.

    • AML and KYC c...

  • Answered by AI

Associate Interview Questions & Answers

Paytm user image Superstar Shailendra singh

posted on 23 Dec 2024

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Dec 2023. There were 3 interview rounds.

Round 1 - HR 

(3 Questions)

  • Q1. Tell me something about yourself.
  • Ans. 

    I am a dedicated and hardworking individual with a passion for learning and problem-solving.

    • I have a background in computer science and have experience working on various programming projects.

    • I am a quick learner and enjoy taking on new challenges.

    • I am a team player and have strong communication skills.

    • I am detail-oriented and strive for excellence in everything I do.

  • Answered by AI
  • Q2. Where do you live ?
  • Ans. 

    I live in a cozy apartment in downtown Seattle.

    • I live in downtown Seattle

    • I have a cozy apartment

    • My neighborhood is vibrant and full of life

  • Answered by AI
  • Q3. How you know about Paytm?
  • Ans. 

    Paytm is a popular Indian digital payment platform.

    • Paytm was founded in 2010 by Vijay Shekhar Sharma.

    • It offers services such as mobile recharging, bill payments, online shopping, and ticket booking.

    • Paytm has a digital wallet feature that allows users to store money and make quick payments.

    • The platform has grown to become one of the leading payment solutions in India.

  • Answered by AI
Round 2 - One-on-one 

(3 Questions)

  • Q1. Introduce yourself.
  • Ans. 

    I am a dedicated and experienced professional with a background in marketing and sales.

    • Experienced in marketing and sales

    • Dedicated and hardworking

    • Strong communication skills

  • Answered by AI
  • Q2. Why you want work with us (Paytm).
  • Ans. 

    I want to work with Paytm because of its innovative approach to digital payments and its strong presence in the market.

    • I am impressed by Paytm's innovative solutions in the digital payments space.

    • I believe Paytm's strong market presence will provide me with valuable experience and opportunities for growth.

    • I am excited about the prospect of contributing to Paytm's continued success and growth.

  • Answered by AI
  • Q3. Questions asked from my hobbies. Example- Creative writing
Round 3 - HR 

(1 Question)

  • Q1. Salary discuss.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be empathetic and real to your voice with eye contact.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Which accounting software have you worked with (e.g., QuickBooks, SAP, Oracle)?
  • Q2. How do you use Excel in accounting? Can you perform VLOOKUPs, pivot tables, and macros?
  • Ans. 

    Excel is used in accounting for VLOOKUPs, pivot tables, and macros to analyze and manipulate financial data.

    • Excel is used to organize and analyze financial data efficiently.

    • VLOOKUPs are used to search for specific information in a large dataset.

    • Pivot tables are used to summarize and analyze data in a customizable way.

    • Macros can automate repetitive tasks in Excel, saving time and reducing errors.

    • For example, VLOOKUP can...

  • Answered by AI
  • Q3. What are prepaid expenses, and how are they recorded?
  • Ans. 

    Prepaid expenses are expenses paid in advance but not yet incurred. They are recorded as assets on the balance sheet.

    • Prepaid expenses are considered assets because they represent future economic benefits.

    • They are initially recorded as assets on the balance sheet and then expensed over time as they are incurred.

    • Common examples of prepaid expenses include prepaid rent, insurance premiums, and prepaid subscriptions.

    • To rec...

  • Answered by AI
  • Q4. How do you handle tight deadlines during financial closing periods?
  • Ans. 

    I prioritize tasks, delegate when necessary, and communicate effectively with team members to ensure deadlines are met.

    • Prioritize tasks based on urgency and importance

    • Delegate tasks to team members with appropriate skills and resources

    • Communicate regularly with team members to track progress and address any obstacles

    • Utilize time management techniques such as setting specific goals and breaking down tasks into smaller s...

  • Answered by AI
  • Q5. How do you manage confidentiality in accounting roles?
  • Ans. 

    Confidentiality in accounting roles is managed through strict access controls, encryption of sensitive data, and signed confidentiality agreements.

    • Implementing strict access controls to limit who can view sensitive financial information

    • Encrypting sensitive data to protect it from unauthorized access

    • Having employees sign confidentiality agreements to ensure they understand the importance of keeping financial information

  • Answered by AI

I applied via Recruitment Consulltant and was interviewed in Dec 2021. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Why u join our company
  • Q2. Show your best skill
Round 2 - One-on-one 

(2 Questions)

  • Q1. Connect with our program leader
  • Q2. If ur salary is not good as u expect that u want to join are not

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication with HR are very important and have to show ur best quality of yours.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Introduce your self
  • Ans. 

    I am a highly motivated and detail-oriented individual with a strong background in project management and team leadership.

    • Experienced in project management and team leadership

    • Detail-oriented and highly motivated

    • Strong communication skills

    • Proficient in problem-solving and decision-making

    • Bachelor's degree in Business Administration

  • Answered by AI
  • Q2. Have you knowledge about excel
  • Ans. 

    Yes, I have knowledge about Excel including formulas, functions, data analysis, and creating charts.

    • Proficient in using Excel for data entry, analysis, and reporting

    • Familiar with various Excel functions such as VLOOKUP, SUMIF, and IFERROR

    • Experienced in creating pivot tables and charts for data visualization

    • Knowledgeable about advanced Excel features like macros and conditional formatting

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Tell me about some formulas of excel
  • Ans. 

    Excel formulas are used to perform calculations and manipulate data in spreadsheets.

    • SUM: Adds up a range of cells

    • AVERAGE: Calculates the average of a range of cells

    • VLOOKUP: Searches for a value in the first column of a table and returns a value in the same row from another column

    • IF: Performs a logical test and returns one value if the test is true and another if it's false

  • Answered by AI
  • Q2. Have you find the location exact latlong on Google
  • Ans. 

    Yes, I have found exact latlong locations on Google.

    • Yes, I have used Google Maps to find exact latlong locations.

    • I have entered the address or name of the location in the search bar to get the latlong coordinates.

    • I have also used the 'What's here?' feature on Google Maps to get the latlong coordinates of a specific point on the map.

  • Answered by AI

Interview Questionnaire 

1 Question

  • Q1. Tell me something about yourself?

Interview Preparation Tips

Interview preparation tips for other job seekers - Your first answer decides that you are selected or not and most of the times a first question is about your introduction. So please introduce yourself in a proper manner. first your name and details then education than your ambitions and goals and then what you have achieved in your life (i.e. the skills you have). Please be confident in front of your interviewer.

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Bread Financial Associate Salary
based on 6 salaries
₹2.9 L/yr - ₹4.8 L/yr
50% less than the average Associate Salary in India
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