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Engaged Employer

Bread Financial

Verified
4.2
based on 173 Reviews

Working at Bread Financial

Company Summary

Bread Financial offers personalized financial services with digital solutions for payments, lending, and savings, enhancing customer access and flexibility.

Overall Rating

4.2/5
based on 173 reviews
highly rated categories
14% above
industry average
highly rated categories
Highly rated for

Salary, Work-life balance, Company culture

Work Policy
Hybrid
Hybrid
91% employees reported
Monday to Friday
Monday to Friday
76% employees reported
Flexible timing
Flexible timing
63% employees reported
No travel
No travel
78% employees reported
View detailed work policy
Top Employees Benefits
Office cab/shuttle
Office cab/shuttle
3 employees reported
Job/Soft skill training
Job/Soft skill training
2 employees reported
Office gym
Office gym
1 employee reported
Health insurance
Health insurance
1 employee reported
View detailed benefits
Uncia Technologies
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About Bread Financial

Founded in1996 (29 yrs old)
India Employee Count501-1k
Global Employee Count5k-10k
India HeadquartersBengaluru/Bangalore, Karnataka, India
Office Locations
Websitebreadfinancial.com
Primary Industry
Other Industries

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.


Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices. To learn more about Bread Financial, visit breadfinancial.com or follow us on Facebook, LinkedIn, X and Instagram

Mission: Bread Financial challenges you to be your best, respects your voice and recognizes your contributions. We care for your total well-being and have a collaborative, kind and inclusive culture that fosters development and success.
Vision: With our hybrid work model, you’ll work in our beautiful, modern office and from the comfort of your home office. We support our associates’ wellness with a diverse suite of benefits. This includes a generous leave policy and holidays to help balance work and life, as well as childcare benefits with subsidized rates, company transportation, associate ride share, and more!

Bread Financial Ratings

based on 173 reviews

Overall Rating

4.2/5
How AmbitionBox ratings work?
5
98
4
30
3
23
2
7
1
15

Category Ratings

4.2

Salary

4.2

Work-life balance

4.1

Company culture

4.0

Job security

3.9

Skill development

3.9

Work satisfaction

3.7

Promotions

Bread Financial is rated 4.2 out of 5 stars on AmbitionBox, based on 173 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Bread Financial
based on 162 reviews
3.7
Rated by 65 Women
Rated 3.9 for Salary and 3.7 for Work-life balance
4.4
Rated by 97 Men
Rated 4.5 for Work-life balance and 4.3 for Company culture

Work Policy at Bread Financial

based on 35 reviews in last 6 months
Hybrid
91%
Work from office
6%
Permanent work from home
3%

Bread Financial Reviews

Top mentions in Bread Financial Reviews

+ 5 more
Tide Business Finance Platform
Thrive at work, live fully - experience balance like never before!

Compare Bread Financial with Similar Companies

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Overall Rating
4.2/5
based on 173 reviews
3.3/5
based on 7.4k reviews
3.7/5
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Awards Tag
Highly Rated for
Work-life balance
Salary
Company culture
No highly rated category
No highly rated category
Salary
Skill development
Work-life balance
Critically Rated for
No critically rated category
Job security
Promotions
Company culture
Promotions
No critically rated category
Primary Work Policy
Hybrid
91% employees reported
Work from office
48% employees reported
Work from office
72% employees reported
Work from office
51% employees reported
Rating by Women Employees
3.7
Good
rated by 65 women
3.2
Average
rated by 624 women
3.8
Good
rated by 63 women
3.4
Average
rated by 170 women
Rating by Men Employees
4.4
Good
rated by 97 men
3.3
Average
rated by 6.4k men
3.7
Good
rated by 276 men
4.0
Good
rated by 2k men
Job security
4.0
Good
2.7
Poor
3.6
Good
3.8
Good
View more

Bread Financial Salaries

Bread Financial salaries have received with an average score of 4.2 out of 5 by 173 employees.

Process Analyst

(149 salaries)
Unlock
₹3.5 L/yr - ₹8 L/yr

Process Associate

(143 salaries)
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₹3 L/yr - ₹6 L/yr

Senior Analyst

(43 salaries)
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₹5 L/yr - ₹19.7 L/yr

AML Analyst

(36 salaries)
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₹4 L/yr - ₹7.9 L/yr

Analyst

(23 salaries)
Unlock
₹4 L/yr - ₹9.7 L/yr

Team Lead

(17 salaries)
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₹12.2 L/yr - ₹26.8 L/yr

Senior Process Analyst

(16 salaries)
Unlock
₹4.8 L/yr - ₹9.3 L/yr

Data Analyst

(16 salaries)
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₹3.2 L/yr - ₹17 L/yr

Senior Data Analyst

(12 salaries)
Unlock
₹8 L/yr - ₹22.1 L/yr

Data Engineer

(12 salaries)
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₹10.5 L/yr - ₹28.4 L/yr

Bread Financial Interview Questions

Top Bread Financial interview questions and answers

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Bread Financial FAQs

When was Bread Financial founded?
Bread Financial was founded in 1996. The company has been operating for 29 years primarily in the FinTech sector.
Where is the Bread Financial headquarters located?
Bread Financial is headquartered in Bengaluru/Bangalore, Karnataka and has an office in Bangalore / Bengaluru
How many employees does Bread Financial have in India?
Bread Financial currently has more than 900+ employees in India. Customer Success, Service & Operations department appears to have the highest employee count in Bread Financial based on the number of reviews submitted on AmbitionBox.
Does Bread Financial have good work-life balance?
Bread Financial has a work-life balance rating of 4.2 out of 5 based on 100+ employee reviews on AmbitionBox. 74% employees rated Bread Financial 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read Bread Financial work-life balance reviews for more details
Is Bread Financial good for career growth?
Career growth at Bread Financial is rated fairly well, with a promotions and appraisal rating of 3.7. 74% employees rated Bread Financial 4 or above, while 26% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Bread Financial promotions/appraisals reviews for more detailed insights.
What are the pros of working in Bread Financial?
Working at Bread Financial offers several advantages that make it an appealing place for employees. The company is highly rated for salary & benefits, work life balance and company culture, based on 100+ employee reviews on AmbitionBox.
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