Baroda Global Shared Services Senior Manager Interview Questions and Answers

Q1. What is your salary expectation
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Q1. How are you?
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Q2. What do you want to do in next 5 years
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Q1. Explain top credit risk parameters to deep dive into banking portfolio
Ans. 
Top credit risk parameters in banking portfolio
• Probability of Default (PD)

• Loss Given Default (LGD)

• Exposure at Default (EAD)

• Credit Rating of the borrower

• Loan-to-Value ratio (LTV)

• Debt-to-Income ratio (DTI)
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Q2. Expected credit loss computation what is its impact from traditional loss provision framework
Ans. 
Expected credit loss computation impacts traditional loss provision framework by incorporating forward-looking information and requiring more complex calculations.
• Expected credit loss computation considers future expected credit losses based on historical data, current conditions, and reasonable and supportable forecasts.

• Traditional loss provision framework typically only considers incurred losses based on historical d...read more
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SMALLEST NUMBER IN ARRAY

Q1. Why do you want to join this company?
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Q2. What are your daily deliverables?
Ans. 
My daily deliverables include overseeing daily operations, managing staff, ensuring customer satisfaction, and achieving sales targets.
• Overseeing daily operations to ensure smooth functioning

• Managing staff by delegating tasks and providing guidance

• Ensuring customer satisfaction through excellent service

• Achieving sales targets by analyzing performance and implementing strategies
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Q1. Professional experience
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Q2. Critical resources handling
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