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I applied via Referral and was interviewed before Apr 2023. There was 1 interview round.
Top credit risk parameters in banking portfolio
Probability of Default (PD)
Loss Given Default (LGD)
Exposure at Default (EAD)
Credit Rating of the borrower
Loan-to-Value ratio (LTV)
Debt-to-Income ratio (DTI)
Expected credit loss computation impacts traditional loss provision framework by incorporating forward-looking information and requiring more complex calculations.
Expected credit loss computation considers future expected credit losses based on historical data, current conditions, and reasonable and supportable forecasts.
Traditional loss provision framework typically only considers incurred losses based on historical d...
I applied via Campus Placement
Autocracy and implications for India
Top trending discussions
On python and sql coding.they ask simple to complex questions
I applied via Referral and was interviewed before May 2023. There were 3 interview rounds.
There were 3 rounds for data science consultant position at Equifax. 1st round consists of Python and SQL questions and also in this round they have tested analytical thinking as well.
In 2nd round they have asked me questions from my resume and asked me to explain the projects which I have worked on in previous company. In this round they have asked me pandas related questions and asked me write code.
I applied via Campus Placement and was interviewed in Feb 2023. There were 2 interview rounds.
Tuples are immutable sequences of elements. A string can be converted to a tuple using the tuple() function.
Tuples are similar to lists but are immutable
Elements of a tuple are enclosed in parentheses ()
A string can be converted to a tuple using the tuple() function
Each character in the string becomes an element in the tuple
Left join is a type of join operation in SQL that returns all the rows from the left table and matching rows from the right table.
Left join is performed using the 'left join' keyword in SQL
In Python, left join can be performed using the 'merge' function from the pandas library
Syntax: pd.merge(left_dataframe, right_dataframe, how='left', on='key_column')
Example: pd.merge(df1, df2, how='left', on='id')
I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.
Credit analysis involves evaluating the creditworthiness of a borrower to determine the likelihood of repayment.
Gather financial information about the borrower, including income, assets, and liabilities
Assess the borrower's credit history and credit score
Analyze the borrower's debt-to-income ratio and other financial ratios
Consider external factors such as economic conditions and industry trends
Make a recommendation on...
Assessing business risk involves evaluating various parameters.
Financial stability and performance
Market competition and trends
Regulatory compliance and legal issues
Management team and corporate governance
Industry and macroeconomic factors
Brand reputation and customer satisfaction
Supply chain and operational risks
posted on 6 Jan 2022
I applied via Referral and was interviewed in May 2022. There was 1 interview round.
posted on 17 Mar 2024
I applied via Recruitment Consulltant and was interviewed in Feb 2024. There were 2 interview rounds.
I applied via LinkedIn and was interviewed before Aug 2022. There were 2 interview rounds.
based on 1 interview
Interview experience
based on 49 reviews
Rating in categories
2-8 Yrs
Not Disclosed
6-10 Yrs
₹ 12-33.2 LPA
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