Crisil Manager Interview Questions and Answers

Q1. Explain top credit risk parameters to deep dive into banking portfolio
Ans. 
Top credit risk parameters in banking portfolio
• Probability of Default (PD)

• Loss Given Default (LGD)

• Exposure at Default (EAD)

• Credit Rating of the borrower

• Loan-to-Value ratio (LTV)

• Debt-to-Income ratio (DTI)
Answered by AI
Add your answer
Q2. Expected credit loss computation what is its impact from traditional loss provision framework
Ans. 
Expected credit loss computation impacts traditional loss provision framework by incorporating forward-looking information and requiring more complex calculations.
• Expected credit loss computation considers future expected credit losses based on historical data, current conditions, and reasonable and supportable forecasts.

• Traditional loss provision framework typically only considers incurred losses based on historical d...read more
Answered by AI
Add your answer

Autocracy and implications for India

Q1. Tell me about yourself? Project details explain? passion (professional related and why?
Add your answer