Baroda Global Shared Services Bank Clerk Interview Questions and Answers

Normal questions simple than government exams

Q1. Asked about bank questions
Add your answer
Q2. Finance related questions
Add your answer

Written test from IBPS MUMBAI.

Test of reasoning, clerical aptitude, numerical aptitude, english grammar

Q1. Are you ready to work in rural areas
Ans. 
Yes, I am ready to work in rural areas as I believe in serving all communities regardless of location.
• I am open to new experiences and challenges

• I understand the importance of providing banking services to all communities

• I am willing to adapt to different environments and work with diverse populations
Answered by AI
Add your answer
Q2. Staying at head quarters only.
Add your answer
Q3. Sincerity and punctual
Add your answer

Q1. About casa difference
Add your answer
Q2. About dbs bank history
Add your answer

Easy, logical reasoning

Q1. Why South Indian Bank?
Ans. 
South Indian Bank has a strong reputation for stability, growth, and customer service in the banking industry.
• South Indian Bank has a long history of financial stability and growth, making it a reliable choice for customers and investors.

• The bank has a strong focus on customer service, ensuring that clients receive personalized attention and support.

• South Indian Bank has a wide network of branches and ATMs, making it c...read more
Answered by AI
Add your answer
Q2. AI in Banking and the transformation
Ans. 
AI in banking is transforming the industry by improving customer service, risk management, and operational efficiency.
• AI is being used in banking for customer service through chatbots and virtual assistants.

• AI helps in risk management by analyzing large amounts of data to detect fraud and assess credit risk.

• AI improves operational efficiency by automating repetitive tasks such as data entry and document processing.

• Exam...read more
Answered by AI
Add your answer

LRDI-QA-VARC-GK-Banking-Finance.

One Nation One Election

Q1. Tell me about yourself and why this job?
Add your answer

Q1. Finance related questions
Add your answer

Q1. About DSCR and other ratios
Add your answer
Q2. About risk,kyc,other operational
Add your answer
Q3. Why join tjsb bank
Ans. 
Joining TJSB Bank offers a strong reputation, growth opportunities, and a supportive work environment.
• TJSB Bank has a strong reputation in the banking industry, providing stability and credibility for employees.

• The bank offers growth opportunities through training programs, career advancement, and exposure to diverse banking functions.

• Employees at TJSB Bank benefit from a supportive work environment, teamwork, and a fo...read more
Answered by AI
Add your answer

Q1. Salary discussion
Add your answer
Q2. Some policy discussion
Add your answer

Q1. What kind of Ratios analyse by credit manager
Ans. 
Credit managers analyze various ratios to assess the creditworthiness of a borrower.
• Liquidity ratios (e.g. current ratio, quick ratio)

• Profitability ratios (e.g. return on assets, return on equity)

• Leverage ratios (e.g. debt to equity ratio)

• Efficiency ratios (e.g. asset turnover ratio)

• Coverage ratios (e.g. interest coverage ratio)
Answered by AI
Add your answer
Q2. Few points regarding CSB Bank
Add your answer
Q3. What kind of work performed by credit manager
Add your answer

Q1. When compared to other banks reason for selecting CSB BANK
Ans. 
CSB Bank stood out due to its strong financial performance, customer-centric approach, and innovative products.
• CSB Bank has consistently shown strong financial performance, with steady growth in revenue and profits.

• The bank has a reputation for being customer-centric, offering personalized services and quick decision-making processes.

• CSB Bank is known for its innovative products and services, such as digital banking so...read more
Answered by AI
Add your answer
Q2. Self Introduction
Add your answer
Q3. What do you know about our bank
Add your answer
Q4. Reason for selecting banking industry
Ans. 
I selected the banking industry due to its stability, growth opportunities, and the chance to work with diverse clients.
• Stability: Banking industry is known for its stability even during economic downturns.

• Growth opportunities: There are various career advancement opportunities within the banking sector.

• Working with diverse clients: Banking allows me to interact with clients from different backgrounds and industries.
Answered by AI
Add your answer