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Bank of India Senior Manager Credit Interview Questions and Answers for Experienced
Updated
8 Nov 2022
1 interview found
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Vaibhaw Jain
3 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2
Aptitude Test Round
200 questions set of test including apt reasoning
3
Technical Round (4 Questions)
- Q1. About your self from where belong qualification Add Answer
- Q2. Question from academics Add Answer
- Q3. Question from various answer Add Answer
- Q4. Question regarding accountancy and knowledge about banking industry Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Must be excellent in problem solving skills good at apptitude
Top trending discussions
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Interview Tips & Stories
2w (edited)
a consultant
Alternate documents for Employee verification?
My new employer asked for my previous offer letters and salary slips. When I inquired, they said it was for background verification.
However, I feel that providing these documents might affect salary negotiations, and it feels a bit unethical too.
What alternative documents can I provide for employment verification?
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Interview experience
Poor
Difficulty level
Easy
Duration
-
Result
Selected
1 Interview Round
1
One-on-one Round (2 Questions)
- Q1. Previous experiences Add Answer
- Q2. When can you join and CTC expected Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - If you have a basic Retail Credit Analyst experience, you can easily creack the interview
Gourav Soni
Interview experience
Excellent
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected
I applied via Recruitment Consulltant and was interviewed before Nov 2023.
1 Interview Round
1
Technical Round (2 Questions)
- Q1. Related to service background Add Answer
- Q2. Related to JD of new role Add Answer
Interview experience
Good
Difficulty level
Easy
Duration
Less than 2 weeks
Result
Selected
I applied via Referral and was interviewed in Jun 2022.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2
Technical Round (2 Questions)
- Q1. About work experience View Answers (1)
- Q2. Detail discussion on current JD Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Share the correct information about your job profile and work experience
Interview experience
Good
Difficulty level
Moderate
Duration
2-4 weeks
Result
Selected
I applied via Company Website and was interviewed before Apr 2023.
1 Interview Round
1
Technical Round (1 Question)
- Q1. Questions on Balance sheet analysis, credit underwriting, risk assessment were asked. Along with that questions pertaining to my previous work experience and in...read more Add Answer
SUMANTA SARKAR
Interview experience
Good
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected
I applied via LinkedIn and was interviewed before Jun 2023.
1 Interview Round
1
One-on-one Round (2 Questions)
- Q1. What is DSCR and ISCR View Answers (1)
- Q2. LTV ratio in LAP View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - Learn the technical term in credit
Skills evaluated in this interview
Interview experience
Good
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected
I applied via Approached by Company and was interviewed in Feb 2023.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2
HR Round (2 Questions)
- Q1. Tell me your personal details View Answers (1)
- Q2. Why do you want to join this job View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - Must have knowledge of credit analysis of unsecured business loans. Should have ability to work for more than 12 hours and also on weekends.
I applied via Referral and was interviewed in Apr 2021.
6 Interview Rounds
Interview Questions
- Q1. 1) Tell me about yourself ?
View Answers (5)
- Q2. What a bank does?
View Answers (2)
- Q3. What's working capital and how its calculate?
View Answers (1)
- Q4. What is DSCR and how to calculate?
View Answers (2)
- Q5. What's operating cycle of a business and how to calculate operating cycle of a business?
View Answers (5)
- Q6. Important Ratio's which is used in credit and financial analysis ?
View Answers (1)
- Q7. What are the factors and points we need check while processing a Loan application
View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - 1) Always read the profile Description before going to interview.
2) when preparing for a bank interview always read the key terminology used in banks.
3) Go through the Financial and Ratio Analysis according to the profile for which you going for interview.
2) when preparing for a bank interview always read the key terminology used in banks.
3) Go through the Financial and Ratio Analysis according to the profile for which you going for interview.
Interview experience
Excellent
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected
I applied via campus placement at Acharya Tulsi National College of Commerce, Shimoga and was interviewed before Jul 2022.
2 Interview Rounds
1
Aptitude Test Round
On general agenda and banking
2
HR Round (2 Questions)
- Q1. About current affairs and specifically in banking sector Add Answer
- Q2. Recession and it's effects View Answers (1)
I applied via Approached by Company and was interviewed in Dec 2021.
1 Interview Round
1
HR Round (1 Question)
- Q1. About your self,family background and experience. View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - Be confident about yourself and what speak there
Bank of India Interview FAQs
How many rounds are there in Bank of India Senior Manager Credit interview for experienced candidates?
Bank of India interview process for experienced candidates usually has 3 rounds. The most common rounds in the Bank of India interview process for experienced candidates are Resume Shortlist, Aptitude Test and Technical.
What are the top questions asked in Bank of India Senior Manager Credit interview for experienced candidates?
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Fast track your campus placements
33%
more
than the average Senior Manager Credit Salary in India
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Bank of India Senior Manager Credit Reviews and Ratings
based on 4 reviews
Rating in categories
|
Chief Manager
153
salaries
|  ₹11.1 L/yr - ₹45 L/yr |
|
Assistant Manager
140
salaries
| ₹5.2 L/yr - ₹15 L/yr |
|
Manager
131
salaries
| ₹6 L/yr - ₹21 L/yr |
|
Senior Manager
126
salaries
| ₹10 L/yr - ₹28.5 L/yr |
|
Credit Manager
87
salaries
| ₹6 L/yr - ₹18 L/yr |
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