Bank of Baroda Senior Bank Manager Interview Questions and Answers

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Example Question (Numerical Ability):

Question:
If 15% of a number is 45, what is 30% of that number?

Solution:

1. Find the number:
If 15% of a number is 45, then



\text{Number} = \frac{45}{0.15} = 300.

2. Calculate 30% of the number:
Now, 30% of 300 is



0.30 \times 300 = 90.

Answer:
30% of the number is 90.


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Additional Example (Simple Interest):

Question:
A bank offers a simple interest rate of 5% per annum on a deposit of Rs.20,000. What will be the interest earned in 3 years?

Solution:

1. Use the simple interest formula:



\text{Simple Interest} = \frac{P \times R \times T}{100}

= Principal amount = Rs.20,000

= Rate of interest = 5%

= Time = 3 years


2. Calculate the interest:



\text{Interest} = \frac{20000 \times 5 \times 3}{100} = 3000.

Answer:
The interest earned in 3 years is Rs. 3000.

1. Quantitative Aptitude

Q: A sum of ₹10,000 is invested at 10% per annum simple interest. What is the interest after 3 years?
A: Interest = (P × R × T) / 100 = (10,000 × 10 × 3) / 100 = ₹3,000

2. Reasoning Ability

Q: If A is the father of B, but B is not the son of A, what is B’s relation to A?
A: Daughter

3. English Language

Q: Choose the correct sentence:
a) She don’t like coffee.
b) She doesn’t like coffee.
A: b) She doesn’t like coffee.

4. General Awareness (Banking GK)

Q: What does RBI stand for?
A: Reserve Bank of India

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Example Question (Numerical Ability):

Question:
A bank offers a simple interest rate of 6% per annum. If a customer deposits Rs. 25,000 for 4 years, what is the total simple interest earned over that period?

Solution:

1. Identify the formula for Simple Interest (SI):



\text{SI} = \frac{P \times R \times T}{100}

is the principal (Rs. 25,000)

is the rate of interest (6%)

is the time period (4 years)


2. Substitute the values into the formula:



\text{SI} = \frac{25000 \times 6 \times 4}{100}

3. Calculate the interest:



\text{SI} = \frac{25000 \times 24}{100} = \frac{600000}{100} = 6000.

Answer:
The total simple interest earned over 4 years is Rs. 6,000.


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Additional Example (Logical Reasoning):

Question:
In a sequence of numbers representing daily bank transactions, the amounts follow an arithmetic progression: 105, 115, 125, ... What will be the 8th transaction amount?

Solution:

1. Identify the first term and common difference:

First term,

Common difference,



2. Use the formula for the nth term of an arithmetic progression:



a_n = a_1 + (n - 1)d

3. Substitute :



a_8 = 105 + (8 - 1) \times 10 = 105 + 70 = 175.

Answer:
The 8th transaction amount is 175.

Q1. Do you have experience with bank support?
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Q2. What can you share about your experience?
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Q1. What are your current responsibilities at work?
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Q2. What is your experience regarding this topic?
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Q1. Are you providing support for banking services?
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Q2. Are you experienced doing this work?
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Q1. Do you understand my language?
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Q2. Have you completed this job?
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Q1. Do you have any knowledge about the work?
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Q2. What are your thoughts at the moment?
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Q1. What are your strength
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Q2. What's your biggest weekends
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Q3. Walk me through your resume
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Q4. What are your salary expectations?
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Q1. Introduce yourself
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Q2. Why did you leave your previos job
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Q3. Tell me about your strength and weakness
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Q4. Tell me banking product
Ans. 
Banking products are financial instruments offered by banks to customers, such as savings accounts, credit cards, loans, and investment products.
• Savings accounts: A type of account where customers can deposit and withdraw money while earning interest.

• Credit cards: A payment card issued by a bank that allows the cardholder to borrow funds for purchases.

• Loans: Financial products where a bank lends money to a customer wit...read more
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Q1. Tell me something about yourself
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Q2. What is demonitization
Ans. 
Demonetization is the act of stripping a currency unit of its status as legal tender.
• Demonetization is usually done to curb corruption, black money, and counterfeit currency.

• It can lead to temporary economic disruption and inconvenience to the public.

• India implemented demonetization in 2016 by invalidating high-denomination currency notes.

• The goal was to move towards a cashless economy and reduce the circulation of bla
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Q3. Tell me banking product
Ans. 
Banking products are financial instruments offered by banks to customers, such as savings accounts, loans, credit cards, and investment products.
• Savings accounts: allow customers to deposit money and earn interest

• Loans: provide customers with funds that must be repaid with interest

• Credit cards: allow customers to make purchases on credit and pay back later

• Investment products: such as mutual funds, stocks, and bonds, he
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Q4. Difference between asset and liablity
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Assets are resources owned by a company, while liabilities are obligations or debts owed by a company.
• Assets are things of value that a company owns, such as cash, inventory, equipment, and property.

• Liabilities are obligations that a company owes to others, such as loans, accounts payable, and accrued expenses.

• Assets are listed on the left side of the balance sheet, while liabilities are listed on the right side.

• The di...read more
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Group discussion with 18 to 15 folks.. With two moderators

Q1. Multiple questions were asked one on one. Generic questions about your best holiday... Fondest memory.
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Q1. Questions about your previous work experience
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Q2. Reason for leaving the previous job
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Q3. Reasons for joining barclays
Ans. 
I am drawn to Barclays for its strong reputation, commitment to innovation, and opportunities for career growth.
• Strong reputation in the banking industry

• Commitment to innovation in financial services

• Opportunities for career growth and development
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Q4. Mock calls with the interviewers
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Q1. Describe a recent business news and how it would affect your role
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Q2. Tell me about yourself
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I am a recent graduate with a strong background in finance and a passion for investment banking.
• Recent graduate with a degree in finance

• Internship experience in investment banking

• Strong analytical and financial modeling skills

• Passionate about the investment banking industry
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Q1. Lone, card, writing, fixed
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Q2. Lone, card, writing, diposit
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Q3. Investment,APR, Business, savings
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Output and input details

Q1. Jo aapko puchna poochh lijiye
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Q2. Jo aapko theek Lage puchna chahie
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Q3. Jo aapko theek Lage poochh lijiye
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Q4. Jab ko puchna poochh lijiye
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Q5. To puchna Ho poochh lijiyega
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