Bandhan Bank Interview Questions, Process, and Tips

Q1. Introduction and experience
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Q2. Qualification and team handling
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Q1. What is working capital how is defined. What ticket size I was handling and how assessments were done in my current role.
Ans. 
Working capital is the difference between current assets and current liabilities.
• Working capital is the amount of money a company has available to fund its day-to-day operations.

• It is calculated by subtracting current liabilities from current assets.

• In my current role, I was handling a ticket size of $10 million.

• Assessments were done by analyzing the company's financial statements and cash flow projections.
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Q2. What is non credit facilities with examples.
Ans. 
Non-credit facilities are financial services that do not involve borrowing money.
• Examples include debit cards, checking accounts, savings accounts, and ATM access.

• Other non-credit facilities may include financial planning services, investment advice, and insurance products.

• These facilities are typically offered by banks, credit unions, and other financial institutions.

• Unlike credit facilities, non-credit facilities do ...read more
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Hi. When I will come for interview.

Q1. Please send interview latter
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Q2. When will my interview
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Please send interview latter

Q1. Interview latter
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Q1. Tell about your self
Ans. Need to explain all things at one time where interviewer can find all his answers along with our achievements.
Answered by Rajesh Kudala
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Q2. How will improve non performing resources
Ans. 
To improve non performing resources, I would implement performance improvement plans, provide training and development opportunities, and offer incentives for improvement.
• Implement performance improvement plans to set clear expectations and goals for non performing resources.

• Provide training and development opportunities to enhance skills and knowledge.

• Offer incentives such as bonuses or promotions for improvement.

• Regu...read more
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Q1. Share your job experience in 10 years
Ans. 
In 10 years, I have gained extensive experience in leadership, strategic planning, and team management.
• Successfully led cross-functional teams to achieve company goals

• Developed and implemented strategic plans to drive business growth

• Mentored and coached team members to enhance their skills and performance

• Built strong relationships with key stakeholders and clients

• Implemented innovative solutions to improve operational ...read more
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Q2. Share your current job role in current organization
Ans. 
I am currently working as a Senior Manager in my current organization.
• Leading a team of 20 employees

• Developing and implementing strategic plans

• Managing budgets and financial performance

• Overseeing project execution and ensuring timely delivery

• Collaborating with cross-functional teams

• Providing guidance and mentorship to team members
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Q3. Tell me loan eligibility calculation and SME calculator
Ans. 
Loan eligibility and SME calculator
• Loan eligibility calculation involves assessing the borrower's credit score, income, debt-to-income ratio, and other factors to determine if they qualify for a loan.

• SME calculator helps small and medium-sized enterprises (SMEs) to calculate their profitability, cash flow, and other financial metrics.

• Both loan eligibility and SME calculators are important tools for financial institutio
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Q1. They discussed about salary and documentation part only
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Don't know, had GD in the year 2016 not remembered

Q1. Self introduction, Some technical questions about how you do sales and few more about studies related
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