Bandhan Bank Full-time Job Interview Questions, Process, and Tips for Experienced

Q1. Ask about Previous organisation
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Q2. Ask about product knowledge
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Q1. Tell about myself
Ans. 
I am a dedicated and experienced professional with a strong background in management and leadership.
• Over 10 years of experience in managing teams and achieving targets

• Skilled in strategic planning and problem-solving

• Excellent communication and interpersonal skills

• Proven track record of driving sales and increasing profitability

• Passionate about developing and motivating employees
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Q2. Product knowledge and experience
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Q3. Ask about team handling. I.e. how to improve business with team
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Q4. Ask about collection strategy and basic of collection process.
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Q5. How to handle NPA's customer and how to maintain collection and business portfolio
Ans. 
To handle NPA customers, it is important to have a proactive approach towards collection and maintaining business portfolio.
• Regularly follow up with NPA customers to understand their financial situation and offer suitable repayment options.

• Implement strict credit policies to minimize the risk of NPA customers in the future.

• Analyze the root causes of NPA and take corrective actions to prevent recurrence.

• Maintain a healt...read more
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Q1. Tell about myself
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I am a dedicated and experienced professional with a strong background in management and leadership.
• Over 5 years of experience in managing teams and achieving targets

• Strong communication and interpersonal skills

• Proven track record of driving sales and increasing profitability

• Ability to analyze data and make strategic decisions

• Passionate about developing and motivating team members
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Q2. Ask about family background and educational qualification.
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Q3. Ask about experience of previous organisation and product knowledge
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Q4. Ask about team management.
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Q5. About business strategies and collection strategies. Specially in this interview round, totally focused on collection process.
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Q6. Discuss about business target and also maintain collection portfolio.
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Q7. Ask about salary in previous organisation.
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Q1. What is your self
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I am a dedicated and motivated individual with a strong work ethic and a passion for helping others.
• I am a hard worker who is always willing to go the extra mile to achieve goals

• I am a team player and enjoy collaborating with others to reach common objectives

• I am passionate about providing excellent customer service and building strong relationships with clients
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Q2. What is your location
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I am located in the bustling city of New York, in the heart of Manhattan.
• Located in New York City

• Specifically in Manhattan

• Bustling urban environment
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Q3. What is your family background
Ans. 
My family background is diverse and includes a mix of professions and cultural backgrounds.
• My family consists of professionals in various fields such as medicine, engineering, and education.

• We come from a mix of cultural backgrounds including Indian, American, and European.

• Family values such as hard work, education, and respect are important to us.

• We have a close-knit family that values spending quality time together.

• F...read more
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Q4. What is 5 p's in market
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The 5 P's in marketing refer to Product, Price, Place, Promotion, and People.
• Product: Refers to the actual goods or services being offered to customers.

• Price: Refers to the pricing strategy for the product or service.

• Place: Refers to the distribution channels used to make the product available to customers.

• Promotion: Refers to the marketing and advertising strategies used to promote the product.

• People: Refers to the ta
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Q5. Defination of sales
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Sales is the process of persuading a potential customer to purchase a product or service.
• Sales involves identifying potential customers and their needs

• It requires building relationships with customers

• Sales also involves presenting products or services in a compelling way

• Closing the sale by overcoming objections and finalizing the transaction

• Follow-up to ensure customer satisfaction and encourage repeat business
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Basic knowledge of computer

Q1. Introduction Yourself
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Q2. Does your brother or uncle or some other relative work in Bandhan Bank?
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Q3. Salary Expected
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Q4. Will you be able to do the work or not because this is field work?
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Q5. Will you stay in your friend circle or will you get staff housing there
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Q1. How to manage branch
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To manage a branch effectively, one must focus on leadership, communication, organization, and team building.
• Establish clear goals and expectations for the branch

• Communicate regularly with staff to ensure everyone is on the same page

• Delegate tasks appropriately to maximize efficiency

• Provide training and support to help staff develop their skills

• Monitor performance and provide feedback for improvement

• Build a strong team
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Q2. How to disadvantages OD customer
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Disadvantages of overdrawn customers include increased risk of bad debt, strain on cash flow, and potential damage to the company's reputation.
• Increased risk of bad debt due to customers not being able to repay overdrafts

• Strain on cash flow as the company may have to cover the overdrawn amounts

• Potential damage to the company's reputation if customers consistently overdraw their accounts
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Q3. What does thing recovery.OD CUSTOMER
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Thing recovery.OD CUSTOMER refers to the process of recovering items or information from a customer's account or transaction.
• It involves retrieving lost or misplaced items or data related to a customer's account.

• This could include recovering a lost password, retrieving a mistakenly deleted file, or recovering a lost package.

• It is important for customer satisfaction and maintaining a positive relationship with the custo
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Q1. How much Experience finance sector
Ans. 
I have 5 years of experience in the finance sector.
• I have worked in various roles within the finance sector, including financial analysis, budgeting, and forecasting.

• I have experience in managing financial transactions, preparing financial reports, and analyzing financial data.

• I have a strong understanding of financial regulations and compliance requirements.

• I have successfully implemented cost-saving measures and impr...read more
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Q2. How to manage field nd branch handle
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To manage field and branch operations effectively, it is important to establish clear communication channels, set goals and targets, provide training and support, and regularly monitor performance.
• Establish clear communication channels between field staff and branch managers

• Set specific goals and targets for both field and branch operations

• Provide necessary training and support to ensure staff are equipped to handle th...read more
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Q1. What im doing this work
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Q2. What is my post
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Q1. What's my salary Package
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Q2. What is my position in this job
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