Bajaj Finserv Salesman Interview Questions and Answers

Q1. Products of Housing finance
Ans. 
Housing finance products are loans specifically designed for purchasing or renovating homes.
• Home purchase loans

• Home renovation loans

• Home construction loans

• Home equity loans

• Refinance loans
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Q1. What are types of housing finance products?
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Types of housing finance products include mortgages, home equity loans, and construction loans.
• Mortgages: Loans used to purchase a home, with the home serving as collateral.

• Home equity loans: Loans that allow homeowners to borrow against the equity in their home.

• Construction loans: Loans used to finance the construction of a new home or major renovations.
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Q2. HL PURCHASE AND CONSTRUCTION
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Q3. HL RESALE PURCHASE
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Q4. HL SELF CONSTRUCTION
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Q1. Basic questions
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Q2. Family background
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Q3. Education details
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Q4. Communication skill
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Q5. Experiences for the job
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Q1. What is stock market?
Ans. 
Stock market is a platform where buyers and sellers trade stocks, representing ownership in publicly traded companies.
• Stock market is a marketplace where stocks, bonds, and other securities are bought and sold.

• It provides a platform for companies to raise capital by issuing stocks to investors.

• Investors can buy and sell stocks to potentially earn profits or dividends.

• Stock market indices like the S&P 500 or Dow Jones I...read more
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Q2. What is mutual fund?
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A mutual fund is an investment vehicle that pools money from multiple investors to invest in a diversified portfolio of securities.
• Mutual funds are managed by professional fund managers.

• Investors buy shares in the mutual fund, which represent their ownership in the fund's assets.

• Mutual funds offer diversification, liquidity, and professional management.

• They can invest in stocks, bonds, money market instruments, or a co...read more
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Q3. What is sip ?
Ans. 
SIP stands for Session Initiation Protocol.
• SIP is a communication protocol used for initiating, modifying, and terminating real-time sessions between two or more participants.

• It is commonly used in Voice over IP (VoIP) systems to establish and control multimedia communication sessions.

• SIP allows users to make voice and video calls, send instant messages, and participate in video conferences.

• It is an application-layer p...read more
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Q1. Asked about previous experience
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Q2. I explained my previous experience
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Q1. Description about my self
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I am a highly motivated and results-driven sales professional with a proven track record of exceeding targets.
• Experienced in developing and implementing sales strategies

• Strong communication and negotiation skills

• Ability to build and maintain relationships with clients

• Proficient in analyzing market trends and identifying opportunities

• Track record of meeting and exceeding sales targets
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Q2. Last company leaving reason
Ans. 
Seeking new challenges and growth opportunities
• Desire for career advancement

• Limited growth potential in previous role

• Seeking new challenges and responsibilities
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Our experience and talking

Q1. Current company leaving why
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Q2. Relieving reasons
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