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Bajaj Finance Intern Interview Questions and Answers
Bajaj Finance Intern Interview Experiences
2 interviews found
Anonymous
Selected
I applied via Referral and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Basic finance questions
- Q2. Basic questions
I was interviewed in Apr 2020.
Interview Questionnaire
1 Question
- Q1. What is assets and liabilities.
- Ans.
Assets are resources owned by an individual or organization, while liabilities are debts or obligations owed to others.
Assets can include cash, property, investments, and inventory.
Liabilities can include loans, mortgages, and accounts payable.
The difference between assets and liabilities is known as net worth or equity.
Assets are listed on the balance sheet as debit balances, while liabilities are listed as credit bal...
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
I applied via Campus Placement and was interviewed before Apr 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Group discussion
Interview Preparation Tips
Interview Questionnaire
7 Questions
- Q1. Macroeconomic
- Q2. HR questions
- Q3. Why I chose MBA after 2 yr experience in IT and engineering background , they didn’t seem convinced
- Q4. Explaination of Raghuram Rajan ‘s changes brought post fed taper announce in 2013
- Q5. How to stabilise rupee
- Ans.
Stabilising the rupee requires a combination of monetary and fiscal policies.
Increase interest rates to attract foreign investment
Reduce government spending to decrease fiscal deficit
Encourage exports to increase foreign currency inflow
Control inflation to maintain purchasing power of the rupee
Strengthen economic fundamentals to increase investor confidence
- Q6. Definition of NPA
- Ans.
NPA stands for Non-Performing Asset, which refers to a loan or advance where interest or principal payments are overdue for a period of 90 days or more.
NPA is a loan or advance where payments are overdue for 90 days or more
It is also known as Non-Performing Loan (NPL)
Banks and financial institutions classify loans as NPA to reflect the risk of default
NPA can have a negative impact on the bank's profitability and credit...
- Q7. Explaining MSF,
Interview Preparation Tips
Skills: Banking, Economics
College Name: NA
Priyanka Bagree
I was interviewed before May 2016.
Interview Questionnaire
4 Questions
- Q1. Tell us something which we can't find out from your CV.
- Ans.
I am an avid rock climber and have scaled some of the tallest peaks in the region.
I have been rock climbing for over 5 years.
I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.
Rock climbing has taught me valuable lessons in perseverance and problem-solving.
- Q2. Fall in the Chinese yuan
- Ans.
The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.
Trade tensions between China and the US have led to a decrease in demand for the yuan
China's economic growth has slowed down, leading to a decrease in investor confidence
The Chinese government has implemented policies to devalue the yuan in order to boost exports
The fall in the yuan has led to conce
- Q3. Ratios for banks
- Ans.
Ratios are important for banks to measure their financial health and performance.
Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.
Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.
Net interest margin measures the difference between interest earned on loans and interest paid on d...
- Q4. Why ICICI?
- Ans.
ICICI is a leading financial institution known for its innovative products and services.
ICICI has a strong reputation in the financial industry
Offers a wide range of products and services for customers
Known for its innovative digital banking solutions
Provides opportunities for growth and development
Interview Preparation Tips
Tips: The best way to clear this round is to be truthful. There are no correct answers which will also be told during this test. It is very easy, however, to understand if someone is lying on this test.
Duration: 40 minutes
Round: Group Discussion
Tips: Be confident.
Try and start the GD but make sure you can give it a direction.
Don't repeat points just to get more talking time.
Allow others to explain their point of view.
Duration: 10 minutes
Round: Technical + HR Interview
Tips: Don't get worked up or stressed if you don't know the answer to a question.
Prepare very well on the things mentioned in your CV.
Don't try to make up things.
College Name: IIM Raipur
It was general topic discussion
(2 Questions)
- Q1. About yourself. Educational background
- Q2. Past experience with the previous company.
Interview Preparation Tips
Biswaroop Ganguly
Selected
I applied via Referral and was interviewed before Apr 2023. There was 1 interview round.
(3 Questions)
- Q1. Tell me about your background
- Q2. Which location would you prefer to your role
- Q3. Sales or Credit
Interview Preparation Tips
I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.
Coding test in either Python, Java, or C.
(1 Question)
- Q1. Could you explain the projects listed on your resume?
- Ans.
I have worked on various projects including a web development project for a local business and a data analysis project for a research study.
Developed a website for a local business to improve their online presence and increase customer engagement
Conducted data analysis for a research study to identify trends and patterns in the collected data
Collaborated with team members to design and implement solutions for project g
Case study on how to increase sales
(2 Questions)
- Q1. How would you describe yourself
- Q2. Tell me something about your family
Interview Preparation Tips
Selected
I applied via Campus Placement and was interviewed in May 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Resume Based Questions
- Q2. Tell about yourself
Interview Preparation Tips
- Machine Learning
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