Bajaj Finance Personal Loan Officer Interview Questions and Answers

Q1. Tell me about your self?
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Q2. What are your strength and waekness?
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Q3. How many years job experience?
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Q4. Communication skill
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Q5. What happening in your industry write known it pretty much over given the face of technological changes.
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Q1. What do you know about aur company and works.
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Q2. Are you redy for this job
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Q3. And all basics questions asked
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Q1. Why do you want to work for our company
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Q2. Have the knowledge in hand about the company’s vision, mission, and the work it has done in recent years that inspired you to join the organization.
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Q1. 2 round only HR and manager
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Q2. About your self about collection. What is debit recovery
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Q3. What is loan? And How to get?
Ans. 
A loan is a sum of money borrowed from a financial institution or lender that is expected to be paid back with interest.
• Loans can be obtained from banks, credit unions, online lenders, or peer-to-peer lending platforms.

• To get a loan, one typically needs to have a good credit score, stable income, and a low debt-to-income ratio.

• The loan application process usually involves filling out an application, providing documenta...read more
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Q4. How many type loans?
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There are several types of loans including personal loans, home loans, auto loans, and business loans.
• Personal loans

• Home loans

• Auto loans

• Business loans
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Q5. What is EMI? And full form of EMI?
Ans. 
EMI stands for Equated Monthly Installment. It is a fixed amount paid by a borrower to a lender at a specified date each calendar month.
• EMI is a fixed amount that includes both principal and interest components, paid by a borrower to a lender on a monthly basis.

• It is commonly used in loans such as home loans, car loans, and personal loans.

• The EMI amount remains constant throughout the loan tenure, but the proportion of...read more
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Asking some collection question

Q1. Walk In Interview
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Q2. Face To face interview
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Q3. Document verification
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Q4. CB Report Verification
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Q5. Microfinance Related questions
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Q1. If you doing post graduation, so tell me about your subjects? ( For activeness )
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Q2. Are you comfortable in solo task or Target without someone help and how? ( For check the confidence and his/her creative mind )
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Q1. Work Experience , aur product Knowledge ,Team handling
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Q2. What is the sale ? , why U coming bank
Ans. 
Sales in banking refer to the process of offering and promoting financial products and services to customers.
• Sales involve identifying customer needs and recommending appropriate products

• Sales can include opening new accounts, selling credit cards, and promoting investment options

• Sales are important for the bank's growth and profitability

• Sales require strong communication and interpersonal skills

• As a personal banker, I...read more
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Q3. Witch U r minimum monthly Bussiness
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