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I applied via Approached by Company and was interviewed before Dec 2022. There was 1 interview round.
I have over 10 years of experience in credit management, with a proven track record of reducing bad debt and improving cash flow.
Started my career as a Credit Analyst at ABC Bank, where I analyzed credit data and financial statements to determine the creditworthiness of potential borrowers.
Promoted to Credit Manager at XYZ Corporation, where I led a team of credit analysts and implemented strategies to reduce delinquen...
I have built a portfolio of $50 million with a 95% performing rate.
Built a portfolio of $50 million
Portfolio is performing at a rate of 95%
Regularly monitor and analyze portfolio performance
Accessing micro Home loans and Lap for no income proof segment requires alternative methods compared to higher ticket size loans for formal income segment.
Accessing micro Home loans and Lap for no income proof segment may involve assessing the applicant's assets and collateral instead of income proof.
For higher ticket size loans for formal income segment, income proof and credit history are typically the main factors c...
Property papers in my state include title deed, sale deed, encumbrance certificate, and property tax receipts.
Title deed is a legal document proving ownership of the property.
Sale deed is a document showing the transfer of ownership from seller to buyer.
Encumbrance certificate verifies that the property is free from any legal dues or liabilities.
Property tax receipts show that all taxes related to the property are paid
My strengths include strong analytical skills and attention to detail. My weakness is that I can be overly critical of my own work.
Strengths: strong analytical skills
Strengths: attention to detail
Weakness: overly critical of my own work
posted on 10 Jan 2021
I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.
posted on 4 Dec 2023
I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.
Commercial vehicles include trucks, vans, buses, and trailers.
Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.
Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.
Buses: Used for transporting large groups of people, such as school buses or city buses.
Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re
I applied via Referral and was interviewed before Jun 2021. There were 2 interview rounds.
Previous job related questions
posted on 22 Sep 2022
I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.
I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.
I applied via Walk-in and was interviewed before May 2021. There were 4 interview rounds.
General Question and Basic maths
I applied via Approached by Company and was interviewed before Jul 2021. There were 2 interview rounds.
based on 1 interview
Interview experience
based on 2 reviews
Rating in categories
Credit Manager
108
salaries
| ₹2.8 L/yr - ₹5.1 L/yr |
Loan Officer
104
salaries
| ₹1.4 L/yr - ₹4.8 L/yr |
Branch Manager
97
salaries
| ₹3.8 L/yr - ₹6.7 L/yr |
Branch Credit Manager
40
salaries
| ₹2.8 L/yr - ₹5 L/yr |
Assistant Sales Manager
35
salaries
| ₹2.4 L/yr - ₹4 L/yr |
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