AU Small Finance Bank Senior Sales Executive Interview Questions and Answers

Q1. Over all my experience
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Q2. 3.5 year and product knowledge
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Q3. How do you works your
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Q4. Type of product loan provide
Ans. 
We provide various types of loan products including personal loans, home loans, car loans, and business loans.
• Personal loans for individuals to meet their personal financial needs

• Home loans for purchasing or constructing a house

• Car loans for purchasing a new or used car

• Business loans for small and medium-sized enterprises to expand their business

• Education loans for students to pursue higher education

• Gold loans for indi...read more
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Q5. Unsecure loan gold loan
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Q6. Collection detail
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Q7. Type of repayment
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The type of repayment depends on the loan agreement and can be fixed or variable.
• Repayment can be fixed, meaning the same amount is paid each month until the loan is fully repaid.

• Repayment can be variable, meaning the amount paid each month can fluctuate based on interest rates or other factors.

• The type of repayment is typically outlined in the loan agreement.

• Examples of loans with fixed repayment include personal loan...read more
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Q1. About myself
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Q2. Co-curricular activity
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Q3. Education
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Q4. Previous job experiences
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Q1. What is customer KYC?
Ans. 
Customer KYC stands for Know Your Customer. It is a process of verifying the identity of a customer before providing them with services.
• KYC is a mandatory process for financial institutions to prevent fraud and money laundering.

• It involves collecting personal information such as name, address, and identification documents.

• The collected information is verified against government databases.

• KYC helps in building trust bet...read more
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Q2. What do you know about finance?
Ans. 
I have a basic understanding of finance and its importance in business operations.
• I understand financial statements such as balance sheets, income statements, and cash flow statements.

• I know how to analyze financial data to make informed business decisions.

• I am familiar with financial ratios such as debt-to-equity ratio, return on investment, and profit margin.

• I understand the importance of budgeting and forecasting in...read more
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Q1. Tell me about yourself?
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Q1. What do you know about our company?"
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Q2. Tell me a bit more about yourself.
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Q3. Give me an overview of your career to date."
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Q1. About roll and bank
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Online exam is there. Almost 100 plus questions. All exam under live cameras.camera was captured each and every moments.

Q1. About yourself and why u want work with IDFC bank
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