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Aptus Value Housing Finance India Senior Branch Credit Manager Interview Questions and Answers

Updated 17 Aug 2022

Aptus Value Housing Finance India Senior Branch Credit Manager Interview Experiences

1 interview found

I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Objective type questions

Round 3 - HR 

(1 Question)

  • Q1. Basic intro, discuss about experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Confindent to convey ur views and points.

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Easy
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction your and family
  • Q2. Why r u joining my comoany and left last to last company with .....details

Interview Preparation Tips

Interview preparation tips for other job seekers - 1- All questions in your resume related ....
2- Market and dsa network knowledge..
3- legal and technical knowledge...
4- type of properties delhi / noida / ghaziabad/ faridabad/ gurgoan/ grater noida ...
5 - team handing knowledge
6- product and Programme knowledge.......product wise
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(1 Question)

  • Q1. All about credit policy
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Market knowledge about loan products.
  • Q2. Types of credit assessment and methods to evaluate applicant cash flow and intention on repayment.
  • Ans. 

    Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.

    • Types of credit assessment include credit reports, financial statements, and credit scoring models.

    • Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.

    • To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Stability review in previous company
  • Q2. Attitude and intention and work ethics

Interview Preparation Tips

Interview preparation tips for other job seekers - Be professional in reply and be open in giving out what you know.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Coding Test 

Asked about my work chenge and experience but also about previous company

Interview Preparation Tips

Interview preparation tips for other job seekers - Taking a job fair.and using for social media
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About loan , basic genral knowledge questions regarding finance
Round 2 - One-on-one 

(1 Question)

  • Q1. If u r fresher then normal basic questions about accounting, finance and loan knowledge
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Ok and satisfy and positive
  • Q2. Ok and satisfy and positive done

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Brief on kind of work done in earlier job
  • Q2. How would to assess a credit proposal?
  • Ans. 

    Assessing a credit proposal involves analyzing the borrower's financial history, creditworthiness, and ability to repay the loan.

    • Review the borrower's credit report and score

    • Analyze the borrower's income and expenses

    • Evaluate the purpose of the loan and the borrower's ability to repay it

    • Consider any collateral or guarantors offered by the borrower

    • Assess the overall risk of the loan and make a recommendation

  • Answered by AI
Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About yourself and what is your goal?

Aptus Value Housing Finance India Interview FAQs

How many rounds are there in Aptus Value Housing Finance India Senior Branch Credit Manager interview?
Aptus Value Housing Finance India interview process usually has 3 rounds. The most common rounds in the Aptus Value Housing Finance India interview process are Resume Shortlist, Aptitude Test and HR.

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Aptus Value Housing Finance India Senior Branch Credit Manager Reviews and Ratings

based on 2 reviews

1.0/5

Rating in categories

3.0

Skill development

4.0

Work-life balance

4.0

Salary

3.5

Job security

4.0

Company culture

4.0

Promotions

3.5

Work satisfaction

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