1 Midland Microfin Limited Credit Officer Interview Questions & Answers | Complete Prep Guide 2025

Midland Microfin Limited Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

Anonymous

posted on 27 Apr 2024

Interview experience

Poor

Difficulty level

Process Duration

Result

Round 1 - HR

(1 Question)

Q1. About yourself and what is your goal?

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Top trending discussions

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Interview Tips & Stories

zestyrose

works at

Infosys

Tips for getting interview call in naukri

I have 3 yoe in sap basis am currently preparing for interview. And also started to apply for jobs in naukri and indeed almost 30-45 application applied but not got even single interview call. Any tips pls😪. Lost hopes. Thanks in advance ❤

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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

Anonymous

posted on 14 Feb 2021

I applied via Walk-in and was interviewed in Aug 2020. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. Tell me about yourself? How you know about this job? Tell me about this bank?

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Interview Preparation Tips

Interview preparation tips for other job seekers - Always be in time for interview,
Always kept some information about job and organisation,
Always wear formal dress.

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

Anonymous

posted on 15 Feb 2021

Interview Questionnaire

2 Questions

Q1. Written test

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Q2. Math, resoning, general awernes, english

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Credit Officer Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 11 Jan 2020

I applied via Referral and was interviewed in Jul 2019. There were 5 interview rounds.

Interview Questionnaire

1 Question

Q1. How I will do the pd and I could check the cibil and track. What question to ask from customer. What documents are required for processing the case for decision.

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Interview Preparation Tips

Interview preparation tips for other job seekers - My interview is very good with Acm Sir. I satisfy to my boss with answers.

Credit Officer Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 18 Nov 2020

I applied via Naukri.com and was interviewed before Nov 2019. There was 1 interview round.

Interview Questionnaire

5 Questions

Q1. What is CIBIL and Full Form of CIBIL?

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Q2. FOIR and IIR Description?

Ans.

FOIR and IIR are ratios used by lenders to assess the creditworthiness of borrowers.

FOIR stands for Fixed Obligation to Income Ratio and is calculated by dividing the borrower's fixed obligations (such as loan EMIs, rent, etc.) by their monthly income.
IIR stands for Installment to Income Ratio and is calculated by dividing the borrower's total loan installments by their monthly income.
Both ratios help lenders determine...

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Q3. How to conduct PD With Customer?

Ans.

PD with customer involves assessing the probability of default for a borrower.

Gather information about the customer's financial history and current situation
Analyze the data to determine the likelihood of default
Consider external factors such as economic conditions and industry trends
Use a credit scoring model or other tools to assist in the assessment
Communicate the findings to the customer and make recommendations fo...

Answered by AI

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Q4. What is Credit 5cs?

Ans.

Credit 5Cs is a framework used by lenders to evaluate the creditworthiness of a borrower.

The 5Cs are Character, Capacity, Capital, Collateral, and Conditions.
Character refers to the borrower's reputation and credit history.
Capacity refers to the borrower's ability to repay the loan.
Capital refers to the borrower's assets and net worth.
Collateral refers to the assets that can be used as security for the loan.
Conditions ...

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Q5. Credit Related Many Questions I.e.like ITR,ABB and Legal Report

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Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical one but was majorly a stress test. It lasted for about 45 Minutes. The interviewer wanted to test both my knowledge and communication skills. Most of the questions asked to me were related to Last Experience Company Credit Policy and Work curriculum i.e. Customer Profile, Credit Process, Credit Sanction related topics. He stressed a lot on the basics related to my Credit Work topic.Luckily I was able to answer most of the questions correctly. I tried to answer each question with examples and also used props on the table (like pens, paperweights, pen stands etc.) to explain my theories and Practice Experience.You need to stay calm and should apply presence of mind. Please go through the job description thoroughly word-by-word and recheck your resume to ensure that you are a best-fit for the position.

Credit Officer Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 19 Jan 2018

I applied via Other and was interviewed before Jan 2017. There were 4 interview rounds.

Interview Questionnaire

4 Questions

Q1. HR executive Asking me my How was your experience in old company. and how handle client,how is process file punching. your comfort this job profile. you now current job profile.I have give satisfy answer...

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Q2. I am asking about what is the job profile of the company , how study new file.

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Q3. I am asking to HR Executive which salary make and how is increase salary appraisal wise or senior employees wise .

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Q4. What is the timing daily work.

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Interview Preparation Tips

Round: Resume Shortlist
Experience: Branch Manager Give One new file than asking me how handle this client and how punched this case.

General Tips: I think every job seekers perfect his profile. minimum 80% knowledge his job profile.He already study against new company. collect his history and information.Any question asking hime but he give answer them confidently. he confidence looking first impression. he look show is perfect executive they good impression. Job seeker complitly real situation tell him. example asking question when que. related discussion must do not west time HR executive.

Skills: dont take work pressure, Communication, Body Language, Problem Solving, Analytical Skills, Leadership, Presentation Skills, Time Management, Decision Making Skills
Duration: <1 week

Credit Officer Interview Questions & Answers

Spandana Sphoorty Financial

Anonymous

posted on 29 Jun 2021

I applied via Recruitment Consultant and was interviewed before Jun 2020. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. Education and experience and pursonal detel

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Interview Preparation Tips

Interview preparation tips for other job seekers - very simple interview and nice job

Credit Officer Interview Questions & Answers

Spandana Sphoorty Financial

T RAGHAVENDRA

posted on 9 Oct 2024

Interview experience

Average

Difficulty level

Moderate

Process Duration

More than 8 weeks

Result

No response

I applied via Walk-in and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - Technical

(5 Questions)

Q1. Good awesome Awareness

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Q2. Lastly Punch in Option Process

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Q3. Lastly personmet

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Q4. Feeld working process Complete awareness

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Q5. Collection working process Complete awareness

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Interview Preparation Tips

Interview preparation tips for other job seekers - Awareness lowly attempt

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

Anonymous

posted on 30 May 2023

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Campus Placement and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.

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Round 2 - Technical

(1 Question)

Q1. Mobaile software

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Round 3 - Group Discussion

GLG Format of interview

Interview Preparation Tips

Interview preparation tips for other job seekers - My tips is better Hoby

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

SHUBHAM YADAV (SHADOW)

posted on 22 May 2024

Interview experience

Bad

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test

No duration some math and GK questions

Round 2 - One-on-one

(2 Questions)

Q1. Apne bare m btao, Famile ke baare m btao in hindi.

Add your answer

Q2. No other Question just description by Regional Head

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Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization

Midland Microfin Limited Interview FAQs

How many rounds are there in Midland Microfin Limited Credit Officer interview?

Midland Microfin Limited interview process usually has 1 rounds. The most common rounds in the Midland Microfin Limited interview process are HR.

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Midland Microfin Limited Interviews By Designations

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Midland Microfin Limited Credit Officer Interview Process

based on 1 interview

Interview experience

Poor

Tesco

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Midland Microfin Limited Credit Officer Salary

based on 8 salaries

₹1.4 L/yr - ₹3.2 L/yr

49% less than the average Credit Officer Salary in India

View more details

Midland Microfin Limited Salaries in India

Credit Executive 35 salaries	₹0 L/yr - ₹0 L/yr
Branch Manager 29 salaries	₹0 L/yr - ₹0 L/yr
Cluster Manager 24 salaries	₹0 L/yr - ₹0 L/yr
Assistant Manager 20 salaries	₹0 L/yr - ₹0 L/yr
Deputy Manager 14 salaries	₹0 L/yr - ₹0 L/yr