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ANZ Banking Group Credit Analyst Interview Questions and Answers for Freshers

Updated 6 May 2024

ANZ Banking Group Credit Analyst Interview Experiences for Freshers

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before May 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

A simple aptitude test to understand analytical skills of the candidate

Round 2 - Group Discussion 

Well monitored discussions

Round 3 - One-on-one 

(1 Question)

  • Q1. Majorly risk related topics were asked
Round 4 - HR 

(1 Question)

  • Q1. Questions asked to understand the mentality of the candidate and if we are inline with their principles.

Interview Preparation Tips

Interview preparation tips for other job seekers - Have basic grip on risk management

Interview questions from similar companies

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What products would you process with Axis Bank .?
  • Ans. 

    Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.

    • Loans such as personal loans, home loans, and car loans

    • Credit cards with various rewards and benefits

    • Savings accounts with competitive interest rates

    • Investment options such as mutual funds and fixed deposits

  • Answered by AI
  • Q2. How do you deal with your customers.?
  • Q3. Wht are the details of Business you would collect.?
  • Ans. 

    As a Credit Analyst, I would collect details about the business to assess its creditworthiness.

    • Business financial statements (income statement, balance sheet, cash flow statement)

    • Credit history and payment behavior

    • Industry trends and market conditions

    • Management team and their experience

    • Collateral and assets

    • Legal and regulatory compliance

    • Customer base and revenue streams

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's a nice opportunity to met with Assessment process

I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Technical part of your related profile like in my case they asked me how you’ll fund a salary employee and similar question related to business

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself and answer whatever you know and be confident

I applied via Campus Placement and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Ratios, and financial related question
  • Q2. Cirrent ratio, turnover ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident. Learn all the ratio. Properly introduce yourself

I applied via Recruitment Consultant and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Sales of the customers I was dealing with and their installed capacity
  • Ans. 

    I would gather sales data and installed capacity information of the customers to analyze their creditworthiness.

    • I would request sales data from the customers to understand their revenue generation.

    • I would also gather information on their installed capacity to assess their production capabilities.

    • This data would help me determine their creditworthiness and ability to repay loans.

    • For example, if a customer has high sales...

  • Answered by AI
  • Q2. How many proposals do I make in a month

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about your existing clients in detail

I applied via Campus Placement and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Why u want to get this job opportunity
  • Q2. What ur elibijible criteria of qualifications
Round 2 - HR 

(6 Questions)

  • Q1. You'll likely be asked more job-specific questions about how you might approach common challenges you'd face on the job. You might also be asked about your employment preferences such as salary, management...
  • Q2. In your second interview, you’ll likely be asked more job-specific questions about how you might approach common challenges you’d face on the job.
  • Q3. Likely asked more job-specific questions?
  • Q4. How did you know about this job
  • Q5. How u might approach common challenges if you in the job?
  • Q6. Are able for this job or not?

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Analyst interview:
  • Reasoning appritude test, generaawarness
Interview preparation tips for other job seekers - Be authentic, know yourself—strengths and weaknesses. Be aware of the kinds of job responsibilities and tasks you enjoy and those that you don’t enjoy so much. Know what you are looking for in an employer and position. Focus on opportunities that are a good fit. Be congruent in expressing who you are and your accomplishments on your cover letter, resume, and during the interview. The whole while, be yourself!”
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before May 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Why do you want to join axis bank?

Interview Preparation Tips

Interview preparation tips for other job seekers - Thanks
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Questions regarding articleship experience mentioned in resume
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Why do you want to join us?
  • Ans. 

    I am impressed by your company's reputation for innovative solutions and strong team collaboration.

    • I am drawn to your company's commitment to excellence in analytics

    • I am excited about the opportunity to work with a talented team of analysts

    • I believe my skills and experience align well with the challenges your company faces

  • Answered by AI
  • Q2. Where do you see yourself in five years?
  • Ans. 

    In five years, I see myself as a senior analyst leading a team and making significant contributions to the company's growth.

    • Leading a team of analysts

    • Making significant contributions to company growth

    • Continuing professional development and learning new skills

    • Building strong relationships with colleagues and clients

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - nothing
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Written Entrance Exam for officer with subjects English, Logical Reasoning, Mathematics, General knowledge and Banking Awareness with Current Affairs and Computer Science. I was Selected in Merit. Got 54th Rank in Gen Category

Round 3 - One-on-one 

(2 Questions)

  • Q1. Interview was all about my Past experience and my previous job profile as I was already working in Banking Sector prior to joining in SBI. Based on my experience and satisfactory answers to the questions a...
  • Q2. What is Turnover Method? What is Second Method of Lending? How to process a Working Capital Loan? How did you canvassed Current account in your previous organisation? Why you want to Join SBI?
  • Ans. 

    Turnover Method is a method used by lenders to evaluate a borrower's creditworthiness based on their annual sales turnover.

    • Turnover Method involves calculating a borrower's credit limit based on a percentage of their annual sales turnover.

    • Second Method of Lending involves assessing a borrower's creditworthiness based on their financial statements, cash flow projections, and collateral.

    • Processing a Working Capital Loan ...

  • Answered by AI

ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Credit Analyst interview for freshers?
ANZ Banking Group interview process for freshers usually has 4 rounds. The most common rounds in the ANZ Banking Group interview process for freshers are Aptitude Test, Group Discussion and One-on-one Round.
How to prepare for ANZ Banking Group Credit Analyst interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ANZ Banking Group. The most common topics and skills that interviewers at ANZ Banking Group expect are Communication Skills, Credit Analysis and mortgage.
What are the top questions asked in ANZ Banking Group Credit Analyst interview for freshers?

Some of the top questions asked at the ANZ Banking Group Credit Analyst interview for freshers -

  1. Questions asked to understand the mentality of the candidate and if we are inli...read more
  2. Role play of a Loan offi...read more
  3. Mortgage Loans Related Knowle...read more

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ANZ Banking Group Credit Analyst Interview Process for Freshers

based on 1 interview

Interview experience

4
  
Good
View more
ANZ Banking Group Credit Analyst Salary
based on 61 salaries
₹4.8 L/yr - ₹13 L/yr
16% more than the average Credit Analyst Salary in India
View more details

ANZ Banking Group Credit Analyst Reviews and Ratings

based on 8 reviews

4.1/5

Rating in categories

3.8

Skill development

4.1

Work-life balance

3.7

Salary

4.0

Job security

3.9

Company culture

4.0

Promotions

3.7

Work satisfaction

Explore 8 Reviews and Ratings
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