American Express Interview Questions, Process, and Tips for Experienced

Q1. Genral questions about your you, your profile, understanding about the role you have applied, challenges and learnings of your previous goal.
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It was a time based test, but if you are good in English and reasoning you can easily pass the aptitude. Please be so quick.

Q1. Why you think you are a good fit for the role you have applied. What do you know about company? Some Scenerio based questions particularly aligned with role you have applied ? Why you are leaving your pre...read more
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It was an aptitude round with basic mathematics and statistics questions.

Q1. Tell me about yourself
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Q2. How does Amex earns money?
Ans. 
American Express earns money primarily through fees charged to merchants and cardholders, interest on outstanding balances, and investment income.
• Merchant fees: Amex charges merchants a fee for accepting their cards as payment, typically higher than other credit card companies.

• Cardholder fees: Amex charges annual fees, late fees, and foreign transaction fees to cardholders.

• Interest income: Amex earns interest on outsta...read more
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Q1. Revenue sources for American Express
Ans. 
American Express generates revenue from various sources including card fees, interest income, and merchant fees.
• Card fees from annual fees, late fees, and foreign transaction fees

• Interest income from carrying balances on credit cards

• Merchant fees from transactions made with American Express cards
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Q2. Why do you want to join American Express
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Q1. Salary Expectations before joining
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Q2. Cultural Fit regarding the company
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Q1. Roles and responsibilities in the current organisation.
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Q1. No question direct asked about my process knowledge without any introduction.
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Q1. 1) Difference between Inner join and outer join. Explain it to a non technical person
Ans. 
Inner join combines only matching rows from two tables, while outer join includes all rows from one table and only matching rows from the other.
• Inner join only includes rows that have matching values in both tables

• Outer join includes all rows from one table and only matching rows from the other

• Example: Inner join would return only customers who have made a purchase, while outer join would return all customers with thei
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