American Express Financial Analyst Interview Questions and Answers

Finance is the backbone of any business and I am passionate about analyzing financial data to make informed decisions.

• I enjoy working with numbers and analyzing financial data

• Finance is the backbone of any business and I want to be a part of it

• I am interested in making informed decisions based on financial analysis

• I have a strong understanding of financial concepts and enjoy applying them in real-world scenarios

I have a unique combination of analytical skills, industry knowledge, and work experience that sets me apart from others.

• I have a strong background in finance and accounting

• I have experience working in various industries, including healthcare and technology

• I am skilled in financial modeling and data analysis

• I have a track record of delivering accurate and timely financial reports

• I am a quick learner and can adapt to ne

I have achieved several milestones in my life, including completing my education and securing a job as a financial analyst.

• Completed my education with excellent grades

• Secured a job as a financial analyst in a reputed firm

• Successfully managed a portfolio of high net worth clients

• Developed and implemented investment strategies that generated significant returns

• Volunteered for various social causes and contributed to the

To analyse credit worthiness of a customer, various factors such as credit history, income, debt-to-income ratio, and employment stability are considered.

• Check credit history and credit score

• Evaluate income and debt-to-income ratio

• Assess employment stability and job history

• Consider any outstanding debts or bankruptcies

• Look for any red flags such as late payments or defaults

• Use financial ratios and models to determine c...read more

Analysing internet surfing history to plan card type and promotions for customer.

• Analyse the customer's search history for keywords related to shopping, travel, dining, etc.

• Identify the customer's spending patterns and preferences based on their browsing history.

• Offer promotions and discounts on products or services that the customer has shown interest in.

• Suggest a credit card with rewards and benefits that align with ...read more

On average, you need to flip 13 cards to get the first ace from a deck of 52 cards with 4 aces.

• The probability of getting an ace in one flip is 4/52 or 1/13.

• The probability of not getting an ace in one flip is 48/52 or 12/13.

• Using the formula for geometric distribution, the expected number of flips to get the first ace is 1/(1/13) = 13.