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American Express Risk Analyst Interview Questions, Process, and Tips

Updated 7 Nov 2024

Top American Express Risk Analyst Interview Questions and Answers

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American Express Risk Analyst Interview Experiences

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Risk Analyst Interview Questions & Answers

user image Anonymous

posted on 4 Sep 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Aptitude Test 

2 hirs 100 questions generic type

Round 2 - Technical 

(2 Questions)

  • Q1. Sql ques, guessstimates
  • Q2. Joins, vlookup and sql

Risk Analyst Interview Questions & Answers

user image Anonymous

posted on 7 Nov 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. BAsic resume based questions
  • Q2. SQL, C++ basics, PowerBi, Puzzle
Round 2 - Technical 

(2 Questions)

  • Q1. SQL questions medium-level,
  • Q2. Managerial Questions, Puzzle

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Q5. Why Risk Analyst in CAT Modelling Domain and not higher studies

Risk Analyst Interview Questions & Answers

user image yogesh jain

posted on 4 Sep 2024

Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Naukri.com and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. How can concatenate in sql?
  • Ans. 

    Concatenate in SQL is done using the CONCAT function or the + operator.

    • Use the CONCAT function to concatenate strings in SQL, for example: SELECT CONCAT(first_name, ' ', last_name) AS full_name FROM employees;

    • Alternatively, you can use the + operator to concatenate strings, for example: SELECT first_name + ' ' + last_name AS full_name FROM employees;

  • Answered by AI

Skills evaluated in this interview

Risk Analyst Interview Questions & Answers

user image Muskan Arora

posted on 13 Oct 2024

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. R Square and adjusted r square
  • Ans. 

    R Square and adjusted R Square are statistical measures used in regression analysis to determine the proportion of variance in the dependent variable that is explained by the independent variables.

    • R Square is a measure of how well the independent variables explain the variability of the dependent variable.

    • Adjusted R Square takes into account the number of independent variables in the model, penalizing for adding unnece...

  • Answered by AI
  • Q2. Logistic regression

American Express interview questions for designations

 Financial Risk Analyst

 (1)

 Risk Management Analyst

 (1)

 Credit Risk Analyst

 (1)

 Fraud and Risk Analyst

 (1)

 Risk Management

 (3)

 Risk Management Associate

 (1)

 Risk Information Management Intern

 (1)

 Analyst

 (31)

Risk Analyst Interview Questions & Answers

user image Anonymous

posted on 24 Apr 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

High level aptitude questions and answers

Round 2 - Technical 

(2 Questions)

  • Q1. Sql questions were asked
  • Q2. Select statement was asked

Get interview-ready with Top American Express Interview Questions

Risk Analyst Interview Questions & Answers

user image Anonymous

posted on 17 Feb 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

It was an aptitude round with basic mathematics and statistics questions.

Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. How does Amex earns money?
  • Ans. 

    American Express earns money primarily through fees charged to merchants and cardholders, interest on outstanding balances, and investment income.

    • Merchant fees: Amex charges merchants a fee for accepting their cards as payment, typically higher than other credit card companies.

    • Cardholder fees: Amex charges annual fees, late fees, and foreign transaction fees to cardholders.

    • Interest income: Amex earns interest on outsta...

  • Answered by AI
Round 3 - One-on-one 

(2 Questions)

  • Q1. Revenue sources for American Express
  • Ans. 

    American Express generates revenue from various sources including card fees, interest income, and merchant fees.

    • Card fees from annual fees, late fees, and foreign transaction fees

    • Interest income from carrying balances on credit cards

    • Merchant fees from transactions made with American Express cards

  • Answered by AI
  • Q2. Why do you want to join American Express
Round 4 - HR 

(2 Questions)

  • Q1. Salary Expectations before joining
  • Q2. Cultural Fit regarding the company

Risk Analyst Interview Questions & Answers

user image Anonymous

posted on 15 Sep 2022

I applied via LinkedIn and was interviewed in Mar 2022. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. How to use joins in SQL?
  • Ans. 

    Joins are used to combine data from two or more tables based on a related column.

    • Use JOIN keyword followed by the name of the table to join

    • Specify the columns to join on using ON keyword

    • Types of joins include INNER JOIN, LEFT JOIN, RIGHT JOIN, and FULL OUTER JOIN

    • Example: SELECT * FROM table1 JOIN table2 ON table1.column = table2.column

    • Use aliases to simplify the query

  • Answered by AI
  • Q2. How to manage multiple stakeholders?
  • Ans. 

    Managing multiple stakeholders requires clear communication, prioritization, and active listening.

    • Identify key stakeholders and their interests

    • Establish clear communication channels and expectations

    • Prioritize stakeholder needs and manage expectations

    • Actively listen to feedback and adjust accordingly

    • Maintain transparency and keep stakeholders informed

    • Address conflicts and concerns proactively

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay calm and you should be good to go.
Make sure you revise basic SQL and behavioral questions

Skills evaluated in this interview

Interview questions from similar companies

Analyst Interview Questions & Answers

UBS user image Anonymous

posted on 25 Jan 2015

Interview Preparation Tips

Round: Resume Shortlist
Experience: My strong resume aided in getting shortlisted for Credit Suisse.

Round: Group Discussion
Experience: The GD went well as I did not haste into my chance and was calm throughout.

Round: Other Interview
Experience: The interview was with an alumni who told me that my GD performance was good, and asked me a puzzle. It was followed by some questions on my resume, mainly my internship.
Another puzzle followed, which I took some time to solve. I was able to solve the next one instantly,
Then I was asked to sell a crumbled piece of paper innovatively.

Round: Other Interview
Experience: This round was with a senior member in the company who asked about my resume, stay in campus, post of election officer and some tricky questions, which I answered well. A question on probability was asked. A few more puzzles followed, along with some questions on finance. He also mentioned that he did not expect me to answer these as I had no background in finance. But i was able to answer them.
I was then asked to leave and HR was called inside. I also had an interview with Diamond. The HR came to me and told me that they were interested in and asked me to stall my interview with diamond for a while.

Round: HR Interview
Experience: It was with VP and continued for 45 minutes with no puzzles, finances or cases. It was more of a discussion on all fields ranging from campus life to UP politics to Sachin's retirement, etc.
I was asked about my internship experience and the reason i wanted to join their company .

Round: HR Interview
Experience: It was with the Director, who said that he had a sore throat and hence would not say much. he said that they wanted to hire me and that I do not interview with any other firm. I was more than glad! I was the first person to bag an offer in the placement season.

College Name: IIT KANPUR

I applied via Campus Placement and was interviewed in Dec 2016. There were 5 interview rounds.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Show your finance and analytics background in the resume.

Round: Test
Experience: aptitude, same as cat exam

Round: HR Interview
Experience: They asked me about my interest, why do I want to join citicorp. I discussed current financial events like demonetisation, etc, its impacts. They asked some questions like today's dollar rate.

Round: Technical Interview
Experience: They asked me to discuss my internship work which I had written in my resume. They asked whether the work which I have done was used by my company.

Round: HR Interview
Experience: In this 3rd and final round, they asked me if I won't leave the job later if I get better better offer from somewhere else. They asked me whether I am happy with the compensation they are offering me.

College Name: IIT Madras

Interview Questionnaire 

23 Questions

  • Q1. Why Morgan Stanley?
  • Ans. 

    Morgan Stanley is a top-tier investment bank with a strong reputation for innovation and excellence.

    • Morgan Stanley has a long history of success in the financial industry

    • The company is known for its innovative approach to investment banking

    • Morgan Stanley has a strong reputation for excellence in research and analysis

    • The firm offers a wide range of services to clients, including wealth management and investment banking

    • M...

  • Answered by AI
  • Q2. What between Tower and Morgan Stanley?
  • Ans. 

    Tower and Morgan Stanley are both financial services companies.

    • Tower is a global investment management firm with over $1 trillion in assets under management.

    • Morgan Stanley is a multinational investment bank and financial services company.

    • Both companies offer a range of financial services including wealth management, investment banking, and asset management.

    • Tower is known for its focus on sustainable investing, while Mo...

  • Answered by AI
  • Q3. Strengths/weakness
  • Q4. What is the job profile offered ? Why not phd?
  • Ans. 

    The job profile offered is for an analyst position. A PhD is not required for this role.

    • The job involves analyzing data and providing insights to clients

    • A PhD is not necessary as the role focuses more on practical application of analytical skills

    • The job may require a bachelor's or master's degree in a related field

    • Examples of job responsibilities may include data collection, statistical analysis, and report writing

  • Answered by AI
  • Q5. Minimize the cost of the pen, what innovations can you do with it?
  • Ans. 

    Innovations to minimize cost of pen

    • Use recycled materials for pen body and ink

    • Simplify design to reduce production costs

    • Implement refillable ink cartridges to reduce waste and cost

    • Partner with companies for bulk purchasing of materials

    • Automate production process to reduce labor costs

  • Answered by AI
  • Q6. Prove that for N>= a, N> N^.5 + N^(1/3)+N^(1/4)
  • Ans. 

    Prove N>=N^.5+N^(1/3)+N^(1/4) for N>=a

    • Use AM-GM inequality

    • Substitute N with a and prove the inequality holds

    • Use calculus to find the minimum value of the expression

  • Answered by AI
  • Q7. Statisticss, Algorithms
  • Q8. X, y are random variables with probability distribution ke^(-kx) and ue^(-ux). What is the dist. for min(x,y)
  • Ans. 

    Finding the probability distribution for the minimum of two random variables with given distributions.

    • Use the formula P(min(x,y)>z) = P(x>z)P(y>z)

    • Integrate over the range of z to get the distribution of min(x,y)

    • Final distribution is 2ke^(-kx)ue^(-ux)exp(-uz)

  • Answered by AI
  • Q9. An organism dies out with prob. p and spawns into 2 with prob (1-p). what is the prob. that starting from 1,the organism will die out?
  • Ans. 

    Given prob. p of dying out and prob. (1-p) of spawning into 2, find prob. of dying out starting from 1 organism.

    • Use probability tree to visualize outcomes

    • Probability of dying out starting from 1 is p + (1-p) * (probability of dying out starting from 2)^2

    • Solve recursively to get final answer

  • Answered by AI
  • Q10. In a unit circle, p is chosen uniformly on the circle and q inside the circle, what is the prob. that the rectangle is inside the circle?
  • Ans. 

    Probability of a rectangle being inside a unit circle with p chosen uniformly on the circle and q inside the circle.

    • The probability can be found by calculating the ratio of the area of the rectangle to the area of the circle.

    • The area of the circle is pi and the area of the rectangle can be found using the distance between p and q.

    • The probability is 1/4.

    • Example: If the distance between p and q is 0.5, then the area of t...

  • Answered by AI
  • Q11. Find a local minima of an array in o(log n)? In a functional program
  • Ans. 

    Find local minima of an array in o(log n) in functional programming.

    • Use binary search to find the local minima.

    • Check if the mid element is a local minima, if not, move towards the lower side.

    • If the mid element is greater than its left element, move towards the left side, else move towards the right side.

    • Repeat until a local minima is found.

    • Example: [5, 3, 2, 4, 6, 8, 9] -> local minima is 2.

  • Answered by AI
  • Q12. Write a code to sort a list without pipes?
  • Ans. 

    Code to sort a list without pipes

    • Use a sorting algorithm like bubble sort, insertion sort, or selection sort

    • Implement the algorithm in the programming language of your choice

    • Test the code with different input sizes and types

  • Answered by AI
  • Q13. Find an even length palindrome in a string in o(n)?
  • Ans. 

    To find an even length palindrome in a string in O(n), we can use the two-pointer approach.

    • Initialize two pointers at the center of the string.

    • Expand the pointers outwards while checking if the characters at both pointers are equal.

    • If they are not equal, return the previous substring as the even length palindrome.

    • If the pointers reach the end of the string, return the entire string as the even length palindrome.

  • Answered by AI
  • Q14. A is a matrix vi's are n linear vectors s.t. Avi= Vj a<=j<=n, what are the possible values of |A|?
  • Ans. 

    Possible values of determinant of matrix A given Avi=Vj for n linear vectors

    • The possible values of |A| are non-zero as the given vectors are linearly independent

    • The value of |A| can be calculated using the formula |A| = (-1)^n * det(A)

    • If the given vectors are orthogonal, then |A| is the product of the magnitudes of the vectors

  • Answered by AI
  • Q15. A and B play a game with unfair count with P[Heads]= p. they count # of heads and tails .if # of heads > #tails +1 at any point, A wins.Find the prob. that A wins
  • Ans. 

    A and B play a game with unfair coin. A wins if # of heads > #tails +1 at any point. Find prob. of A winning.

    • The game is played with an unfair coin with P[Heads]=p

    • A wins if # of heads > #tails +1 at any point

    • Find the probability of A winning

  • Answered by AI
  • Q16. Given a sorted array find two element (i,j) s.t. i+j =x in O(n) time?
  • Ans. 

    Find two elements in a sorted array that add up to a given sum in linear time.

    • Use two pointers, one at the beginning and one at the end of the array.

    • If the sum of the two pointers is greater than the target, move the right pointer to the left.

    • If the sum of the two pointers is less than the target, move the left pointer to the right.

    • Repeat until the sum is found or the pointers meet.

    • Example: Given [1, 2, 3, 4, 5] and ta

  • Answered by AI
  • Q17. Question on bubble sort : Given random permutation, suppose i run bubble sort on it.
  • Q18. What is the prob. that element at 20th position lands up at 31st position after the first iteration?
  • Ans. 

    The probability of element at 20th position landing up at 31st position after the first iteration.

    • The probability depends on the size of the dataset and the algorithm used for iteration.

    • If the algorithm involves swapping adjacent elements, the probability is higher.

    • If the dataset is sorted in a way that the element at 20th position is adjacent to the element at 31st position, the probability is 1.

    • The probability can be...

  • Answered by AI
  • Q19. A rod at length l, I randomly put 100 ants in the rod .each ant moves left and right in random direction with l m/s .what is the expected no. of collisions after 30 secs?
  • Ans. 

    Expected number of collisions between randomly moving ants on a rod after 30 seconds.

    • Calculate the probability of two ants colliding at any given time.

    • Use the formula for expected value to find the expected number of collisions.

    • Assume that the ants are point masses and collisions are perfectly elastic.

    • Consider the possibility of multiple ants colliding at the same time.

    • Simulation can also be used to estimate the expect

  • Answered by AI
  • Q20. In how many ways can i permute n numbers 1 2 3...n so that all the no.s between u and i+1 are less than i (for all i in the permutation)?
  • Ans. 

    Counting permutations where numbers between u and i+1 are less than i for all i in the permutation.

    • The first number in the permutation must be 1.

    • For each i in the permutation, all numbers between u and i+1 must be less than i.

    • Use dynamic programming to count the number of valid permutations.

    • The answer is (n-1)th Catalan number.

    • Example: for n=4, the answer is 5.

  • Answered by AI
  • Q21. Find f(n) : pdt F(x) cdf. the value of k> 0 a constant -inf S +inf f(x)*F(kx) dx x follows normal standard distribution?
  • Ans. 

    Finding f(n) for a normal standard distribution with a given constant k.

    • Calculate the product of probability density function and cumulative distribution function.

    • Integrate the product of f(x) and F(kx) from -inf to +inf.

    • The value of k is a constant greater than 0.

  • Answered by AI
  • Q22. Number of inversions in an array in O(nlogn) time?
  • Ans. 

    Number of inversions in an array in O(nlogn) time.

    • Use merge sort algorithm to count inversions

    • Divide the array into two halves and recursively count inversions

    • Merge the two halves and count split inversions

    • Time complexity is O(nlogn)

  • Answered by AI
  • Q23. Given a chessboard 8X8 I put numbers from 1 to 8 in it in such a way that no. x is the mean/average of its neighbor. What is the range of the numbers?

Interview Preparation Tips

Round: Test
Experience: Topics:
1. Statistics
2. Probability distributions
3. Theorms of linear algebra 
4. Algorithms: DP, Puzzle
Duration: 120 minutes
Total Questions: 8

General Tips: Improve on Linear Algebra&#44; Probability, Algorithms.
College Name: IIT KANPUR

Skills evaluated in this interview

American Express Interview FAQs

How many rounds are there in American Express Risk Analyst interview?
American Express interview process usually has 1-2 rounds. The most common rounds in the American Express interview process are Technical, Aptitude Test and One-on-one Round.
What are the top questions asked in American Express Risk Analyst interview?

Some of the top questions asked at the American Express Risk Analyst interview -

  1. How to use joins in S...read more
  2. How to manage multiple stakeholde...read more
  3. How does Amex earns mon...read more

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American Express Risk Analyst Interview Process

based on 6 interviews

2 Interview rounds

  • Technical Round - 1
  • Technical Round - 2
View more
American Express Risk Analyst Salary
based on 124 salaries
₹10 L/yr - ₹30 L/yr
136% more than the average Risk Analyst Salary in India
View more details

American Express Risk Analyst Reviews and Ratings

based on 19 reviews

4.3/5

Rating in categories

3.6

Skill development

4.1

Work-life balance

4.0

Salary

4.4

Job security

4.0

Company culture

3.3

Promotions

3.6

Work satisfaction

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