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Aditya Birla Capital
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Aditya Birla Capital Senior Branch Head Interview Questions and Answers
Aditya Birla Capital Senior Branch Head Interview Experiences
1 interview found
Anonymous
Selected
I applied via Recruitment Consulltant and was interviewed in Sep 2023. There were 3 interview rounds.
(6 Questions)
- Q1. What is specific working skills
- Q2. How will do your work
- Q3. Key parameters of working
- Ans.
Key parameters of working include communication, teamwork, time management, problem-solving, and adaptability.
Communication - clear and effective communication with team members and clients
Teamwork - collaborating with colleagues to achieve common goals
Time management - prioritizing tasks and meeting deadlines
Problem-solving - identifying issues and finding solutions
Adaptability - being flexible and able to adjust to c
- Q4. How will achieve your target
- Q5. How will build your team
- Q6. Maximum businesses ticket size
- Ans.
The maximum businesses ticket size refers to the largest amount of money a business is willing to spend on a single transaction.
The maximum businesses ticket size can vary depending on the industry and the size of the business.
For example, a small retail store may have a maximum ticket size of $500, while a large corporation may have a maximum ticket size of $50,000.
Understanding the maximum businesses ticket size is i...
(2 Questions)
- Q1. Salary discussion
- Q2. Noticed period time
If no team working then what will you do
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I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Financial analysis related questions
- Q2. Just answer what you have learnt during the course of your studies
Interview Preparation Tips
lostpanda
I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Regarding previous experience with organisation. Things related to same.
Interview Preparation Tips
I applied via Campus Placement and was interviewed before May 2021. There was 1 interview round.
(1 Question)
- Q1. 1. tell me about yourself 2. what will your check while giving loans to clients? 3. what is debt service coverage ratios? 4. what is cibil? 5. what is your family background
Interview Preparation Tips
I applied via Campus Placement and was interviewed before May 2021. There were 2 interview rounds.
Interview Preparation Tips
I applied via Referral and was interviewed before Oct 2021. There were 2 interview rounds.
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Jan 2021. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. ABOUT Gst, fixed assets, i gaap
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I applied via Recruitment Consulltant and was interviewed before Aug 2021. There were 2 interview rounds.
(1 Question)
- Q1. Ratios and financial statement analysis etc
Interview Preparation Tips
I was interviewed before Apr 2016.
Interview Questionnaire
5 Questions
- Q1. Which clauses are important in 3CD while sanctioning loan
- Ans.
Important clauses in 3CD for loan sanctioning
Clause 4 - Purpose of loan
Clause 5 - Amount of loan
Clause 6 - Repayment terms
Clause 7 - Security for loan
Clause 8 - Interest rate
Clause 9 - Default and consequences
- Q2. Tell me profit and loss ratios
- Ans.
Profit and loss ratios are financial metrics used to assess the profitability of a company.
Profit ratio measures the percentage of profit earned on sales.
Gross profit ratio is calculated by dividing gross profit by net sales.
Net profit ratio indicates the percentage of net profit earned on sales.
Operating profit ratio measures the profitability of core operations.
Return on investment (ROI) is a common profitability rat
- Q3. Balance sheet ratios
- Q4. Diffrence between concurrent audit and statutory audit
- Ans.
Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.
Concurrent audit is performed concurrently with the operations of the organization.
Statutory audit is conducted to ensure compliance with legal and regulatory requirements.
Concurrent audit helps in detecting and preventing frauds and errors in real-time.
Statutory audit provides an ...
- Q5. If someone is earning less than EMI should he take a loan or not
- Ans.
No, someone earning less than EMI should not take a loan.
Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.
It is important to have a stable income that can comfortably cover the loan repayment.
If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.
It is advisable to explore alternative options such as...
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Credit Manager Interview Questions & Answers
Kotak Mahindra Bank
Souradipta Ray
posted on 16 Sep 2020
Interview Questionnaire
3 Questions
- Q1. Previous Job experience
- Ans.
I have 5 years of experience as a Credit Manager at XYZ Company.
Managed credit risk assessment for new and existing clients
Analyzed financial statements and credit reports to determine creditworthiness
Negotiated payment terms and conditions with clients
Implemented credit policies and procedures to minimize risk
Collaborated with sales and finance teams to optimize credit decisions
- Q2. Work related questions, e.g how to verify debtors from banking
- Q3. Future goals
Aditya Birla Capital Interview FAQs
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Aditya Birla Capital Senior Branch Head Interview Process
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Aditya Birla Capital Senior Branch Head Reviews and Ratings
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268
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Assistant Manager
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