i
Aditya Birla Capital
Filter interviews by
I applied via Recruitment Consulltant and was interviewed in Sep 2023. There were 3 interview rounds.
Key parameters of working include communication, teamwork, time management, problem-solving, and adaptability.
Communication - clear and effective communication with team members and clients
Teamwork - collaborating with colleagues to achieve common goals
Time management - prioritizing tasks and meeting deadlines
Problem-solving - identifying issues and finding solutions
Adaptability - being flexible and able to adjust to c
The maximum businesses ticket size refers to the largest amount of money a business is willing to spend on a single transaction.
The maximum businesses ticket size can vary depending on the industry and the size of the business.
For example, a small retail store may have a maximum ticket size of $500, while a large corporation may have a maximum ticket size of $50,000.
Understanding the maximum businesses ticket size is i...
If no team working then what will you do
Top trending discussions
I applied via LinkedIn and was interviewed in Sep 2021. There was 1 interview round.
I applied via Referral and was interviewed before Apr 2023. There were 3 interview rounds.
Case study preparation on any listed company of your choice
Ratios are key financial metrics used to evaluate a company's performance and financial health.
Ratios help in analyzing the efficiency, profitability, and liquidity of a company.
Common ratios include debt-to-equity ratio, current ratio, and return on equity.
They provide insights into how well a company is utilizing its resources and managing its finances.
Ratios are compared to industry benchmarks or historical data to ...
I applied via Naukri.com and was interviewed in Apr 2023. There were 5 interview rounds.
An online assesment will be taken wherein scenario based MCQ will be available
Seeking new challenges and growth opportunities in a different company.
Desire for career advancement
Interest in exploring new industries or sectors
Seeking better work-life balance
Company restructuring or downsizing
Relocation to a different city or country
Seeking new challenges and growth opportunities in a larger organization.
Desire for career advancement
Opportunity to work with a larger team
Seeking new challenges
Interest in exploring different industries
Received multiple appreciations from clients for resolving credit issues promptly and effectively.
Implemented new credit evaluation process resulting in faster approvals
Negotiated payment plans with delinquent customers to prevent further credit issues
Provided training to team members on credit management best practices
Received 'Employee of the Month' award for exceptional performance in credit management
I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.
These are various financial terms used in banking and credit management.
RTGS (Real Time Gross Settlement) is a system used for fund transfers between banks in real-time.
CIBIL (Credit Information Bureau India Limited) is a credit information company that maintains credit records of individuals and companies.
ECS (Electronic Clearing Service) is a system used for electronic fund transfers between banks.
NACH (National Auto...
I appeared for an interview in Jan 2025.
I have over 5 years of experience in credit management, including analyzing credit reports, setting credit limits, and managing collections.
Analyzed credit reports to assess creditworthiness of customers
Set credit limits based on risk assessment
Managed collections process to ensure timely payments
Implemented credit policies and procedures to minimize risk
Personal loans are unsecured loans provided by financial institutions to individuals for various purposes.
Personal loans are unsecured, meaning they do not require collateral.
They can be used for various purposes such as debt consolidation, home improvement, or unexpected expenses.
Interest rates on personal loans can vary based on the borrower's credit score and financial history.
Repayment terms for personal loans are ...
I applied via LinkedIn and was interviewed in Jul 2024. There was 1 interview round.
I applied via Naukri.com and was interviewed before Jun 2020. There were 4 interview rounds.
Other approaches to the same job could include automation, outsourcing, or reorganizing the team.
Automation: Implementing technology to streamline processes and reduce manual labor.
Outsourcing: Hiring a third-party company to handle certain tasks or responsibilities.
Reorganizing the team: Restructuring roles and responsibilities to optimize efficiency and productivity.
Example: Automating inventory management to reduce ...
Collecting payments from individual customers involves various methods and strategies.
Offer multiple payment options such as credit/debit cards, online payments, and cash
Send timely reminders and follow-up emails/calls to customers with outstanding payments
Implement a clear and concise payment policy to avoid confusion and disputes
Consider offering discounts or incentives for early payments or bulk purchases
Utilize a r...
based on 1 interview
Interview experience
based on 4 reviews
Rating in categories
Sales Manager
322
salaries
| ₹1.9 L/yr - ₹10 L/yr |
Relationship Manager
278
salaries
| ₹2 L/yr - ₹9 L/yr |
Assistant Manager
259
salaries
| ₹2.2 L/yr - ₹8 L/yr |
Manager
182
salaries
| ₹4.5 L/yr - ₹19.9 L/yr |
Relationship Officer
174
salaries
| ₹2 L/yr - ₹4.7 L/yr |
Bajaj Finserv
Wells Fargo
JPMorgan Chase & Co.
HSBC Group