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Aadhar Housing Finance Branch Credit Manager Interview Questions and Answers
Aadhar Housing Finance Branch Credit Manager Interview Experiences
5 interviews found
I applied via Naukri.com and was interviewed in Jul 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. How Will you manage your work,if you have to work above working area?
- Q2. What is the importance of credit in any instructions?
- Ans.
Credit is crucial for any institution as it enables them to provide financial assistance and grow their business.
Credit allows institutions to provide loans and other financial services to customers.
It helps institutions to generate revenue and grow their business.
Credit also helps to build trust and establish long-term relationships with customers.
Without credit, institutions may not be able to meet the financial need...
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.
(1 Question)
- Q1. Good hr policy and good to talk
Tcm rcm and zbh taken interview
Interview Preparation Tips
I was interviewed before Apr 2021.
(3 Questions)
- Q1. Good experience
- Q2. Discuss properly CTC
- Q3. As per experience current organisation and basr current CTC high
Interview Preparation Tips
I applied via Recruitment Consulltant and was interviewed in Apr 2022. There were 3 interview rounds.
Underwriting Skills with product Knowledge, Shortlist with reporting Manager discussion.
(1 Question)
- Q1. HR Policies, benifit, etc
Interview Preparation Tips
- Underwriting
Aadhar Housing Finance interview questions for designations
I applied via Newspaper Ad and was interviewed in Feb 2022. There was 1 interview round.
(1 Question)
- Q1. Basic knowledge of current working.
Interview Preparation Tips
Because basic knowledge is most important tool to crack every interview.
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Anonymous
posted on 15 Apr 2024
Online test was conducted by placement
Moneyless economy in India; advantages ve disadvantages
(1 Question)
- Q1. Why do you want to work in sales
Selected
I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.
(1 Question)
- Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
- Ans.
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.
Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.
Bank statements show a person's i...
(1 Question)
- Q1. How long do you see with our company
Selected
I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.
(2 Questions)
- Q1. What is DSCR? How is it important?
- Ans.
DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.
DSCR is calculated by dividing a company's operating income by its total debt service obligations.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...
- Q2. What ratios are important and why?
- Ans.
Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.
Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.
Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.
Interest coverage ratio: Shows a company's ability to pay...
(2 Questions)
- Q1. Tell me something about yourself?
- Q2. What did you do in your last organisation?
Interview Preparation Tips
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Krishna “Krishna Kr” Kr
posted on 28 May 2022
There will be some question related to aptitude you to clear it for 2nd round
(1 Question)
- Q1. Hr will connect you for introduction and basic info and payout
(1 Question)
- Q1. Final round will be conduct by process manager
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Anonymous
posted on 2 Apr 2023
Selected
I applied via Recruitment Consulltant and was interviewed before Apr 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Relevant job experience
- Q2. How credit cards works
- Ans.
Credit cards allow consumers to borrow money from a bank or financial institution to make purchases.
Credit cards have a credit limit, which is the maximum amount of money that can be borrowed.
When a purchase is made using a credit card, the bank or financial institution pays the merchant on behalf of the consumer.
The consumer then has to pay back the borrowed amount, along with any interest and fees, to the bank or fin...
- Q3. Team handling experience
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Aadhar Housing Finance Interview FAQs
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Aadhar Housing Finance Interviews By Designations
- Aadhar Housing Finance Branch Credit Manager Interview Questions
- Aadhar Housing Finance Branch Sales Manager Interview Questions
- Aadhar Housing Finance Supervisor Interview Questions
- Aadhar Housing Finance Accountant Interview Questions
- Aadhar Housing Finance Brach Operation Manager Interview Questions
- Aadhar Housing Finance Data Entry Operator Interview Questions
- Aadhar Housing Finance Intern Interview Questions
- Aadhar Housing Finance Relationship Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
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Aadhar Housing Finance Branch Credit Manager Interview Process
based on 4 interviews
1 Interview rounds
- Resume Shortlist Round
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Aadhar Housing Finance Branch Credit Manager Reviews and Ratings
based on 101 reviews
Rating in categories
|
Branch Credit Manager
289
salaries
|  ₹2.7 L/yr - ₹6.5 L/yr |
|
Branch Sales Manager
272
salaries
| ₹2.8 L/yr - ₹7 L/yr |
|
Brach Operation Manager
243
salaries
| ₹2.6 L/yr - ₹6.8 L/yr |
|
Relationship Officer
180
salaries
| ₹1.5 L/yr - ₹3.5 L/yr |
|
Branch Manager
154
salaries
| ₹4.3 L/yr - ₹11.5 L/yr |
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