InCred Finance Credit Officer Salaries by 50+ Employees (Updated 2025)

0 - 6 years exp.

₹2 Lakhs - ₹4.5 Lakhs

Salary of majority employees

8% less than the average Credit Officer Salary in NBFC Companies for 0 - 6 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 0 - 6 years exp. (23 salaries)	₹2.2 L/yr - ₹3.8 L/yr
BFSI, Investments & Trading Credit Officer Salary 1 - 6 years exp. (17 salaries)	₹2.3 L/yr - ₹4 L/yr
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Sales & Business Development Credit Officer Salary 4 - 5 years exp. (AmbitionBox Estimate)	₹3.2 L/yr - ₹3.8 L/yr
Risk Management & Compliance Credit Officer Salary 5 - 6 years exp. (AmbitionBox Estimate)	₹3 L/yr - ₹4.5 L/yr
Customer Success, Service & Operations Credit Officer Salary 6 years exp. (AmbitionBox Estimate)	₹3 L/yr - ₹3.7 L/yr

Last Updated: 15 Mar 2025

Companies similar to InCred Finance for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Bajaj Finance Credit Officer Salary 0 - 5 years exp. (38 salaries)	₹1.9 L/yr - ₹5.5 L/yr 6% more
HDFC Bank Credit Officer Salary 1 - 8 years exp. (252 salaries)	₹1.5 L/yr - ₹4 L/yr 23% less
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ICICI Bank Credit Officer Salary 0 - 6 years exp. (118 salaries)	₹1.2 L/yr - ₹4.7 L/yr 24% less
Kotak Mahindra Bank Credit Officer Salary 1 - 6 years exp. (96 salaries)	₹1.5 L/yr - ₹4.5 L/yr 19% less
Axis Bank Credit Officer Salary 0 - 6 years exp. (172 salaries)	₹1.2 L/yr - ₹6.5 L/yr 9% more	1 job opening
Tata Capital Credit Officer Salary 0 - 5 years exp. (20 salaries)	₹2.5 L/yr - ₹5 L/yr 3% less	1 job opening
Aditya Birla Capital Credit Officer Salary 1 - 8 years exp. (43 salaries)	₹2 L/yr - ₹5 L/yr 14% more
Sammaan Capital Limited Credit Officer Salary 0 - 6 years exp. (132 salaries)	₹1.8 L/yr - ₹3.9 L/yr 14% less
Edelweiss Credit Officer Salary 0 - 9 years exp. (222 salaries)	₹2 L/yr - ₹4.5 L/yr 2% more
Bajaj Housing Finance Credit Officer Salary 0 - 3 years exp. (149 salaries)	₹1.8 L/yr - ₹3.3 L/yr 28% less
MAS Financial Services Credit Officer Salary 0 - 9 years exp. (115 salaries)	₹1.5 L/yr - ₹5.3 L/yr 1% more
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Shubham Housing Development Finance Credit Officer Salary 1 - 7 years exp. (106 salaries)	₹2 L/yr - ₹4 L/yr 14% less
Kotak Mahindra Prime Credit Officer Salary 1 - 6 years exp. (19 salaries)	₹1.6 L/yr - ₹2.7 L/yr 31% less
Tata Capital Housing Finance Credit Officer Salary 2 - 6 years exp. (18 salaries)	₹3 L/yr - ₹3.8 L/yr 2% more
Muthoottu Mini Financiers Credit Officer Salary 0 - 4 years exp. (17 salaries)	₹1.3 L/yr - ₹3 L/yr 33% less
Hero FinCorp Credit Officer Salary 2 - 8 years exp. (15 salaries)	₹2.2 L/yr - ₹5 L/yr 21% more
Aptus Value Housing Finance India Credit Officer Salary 2 - 7 years exp. (15 salaries)	₹3 L/yr - ₹5 L/yr 14% more	1 job opening
Electronica Finance Credit Officer Salary 0 - 5 years exp. (15 salaries)	₹2.5 L/yr - ₹4.8 L/yr 1% more
Kinara Capital Credit Officer Salary 1 - 6 years exp. (14 salaries)	₹2.4 L/yr - ₹3.6 L/yr 10% less
Ugro Capital Credit Officer Salary 1 - 10 years exp. (10 salaries)	₹3 L/yr - ₹4.8 L/yr 16% more

View all

Credit Officer salary at InCred Finance ranges between ₹2 Lakhs to ₹4.5 Lakhs per year for employees with less than 1 year of experience to 6 years. Salary estimates are based on 59 latest salaries received from various employees of InCred Finance.

Experience wise InCred Finance Credit Officer salaries

Last Updated: 15 Mar 2025

Experience	Avg Annual Salary
Fresher (3 salaries)	₹2.8 L/yr - ₹3.5 L/yr
1 year (8 salaries)	₹2 L/yr - ₹4 L/yr
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2 years (13 salaries)	₹2.2 L/yr - ₹3.5 L/yr
3 years (9 salaries)	₹2 L/yr - ₹3.5 L/yr
4 years (10 salaries)	₹2.3 L/yr - ₹4.2 L/yr
5 years (11 salaries)	₹2.7 L/yr - ₹4 L/yr
6 years (5 salaries)	₹3 L/yr - ₹4.5 L/yr

View all

Similar Designation salaries in InCred Finance

Credit Manager Salary

(73 salaries)

₹4.12 L/yr - ₹11.4 L/yr

Sales Officer Salary

(AmbitionBox Estimate)

₹2.7 L/yr - ₹3.5 L/yr

Credit Analyst Salary

(11 salaries)

₹5.25 L/yr - ₹7.5 L/yr

Senior Credit Officer Salary

(5 salaries)

₹3 L/yr - ₹3.15 L/yr

Officer Salary

(AmbitionBox Estimate)

₹3.3 L/yr - ₹4.3 L/yr

Credit Underwriter Salary

(4 salaries)

₹2.8 L/yr - ₹4.2 L/yr

Credit Executive Salary

(4 salaries)

₹2.5 L/yr - ₹4 L/yr

Area Credit Manager Salary

(19 salaries)

₹9 L/yr - ₹15 L/yr

Branch Manager Salary

(4 salaries)

₹6.45 L/yr - ₹9.2 L/yr

Deputy Manager Salary

(AmbitionBox Estimate)

₹6.9 L/yr - ₹8.9 L/yr

Top skills at InCred Finance for Credit Officer

Credit Excel Operations MIS Reporting Credit Underwriting Lap Credit Analysis Underwriting Back Office Operations Credit Operations Risk Assessment credit appraisal credit policy Jasper Reports EPF

Salary related reviews for InCred Finance

3.8

Rated by 14 employees for salary & benefits

Credit Manager

Credit Department

5.0

• posted on 07 Jan 2019

4.0

for Salary and Benefits

Likes

I like my team and the product I am working for. I joined when InCred was just a start-up, have seen it growing and have contributed in this growth. It feels really good when we are working in a environment where you meet different people teammates and other team's people accounts, legal, operations, clients, learn something that helps with your career growth. You also get appreciation for your hard work.

Salary - Good

+4 more

Dislikes

I have observed some people are just there for salary. They don't have that ownership qualities. Just waiting for the day when they are asked to leave. No programs, functions and good facilities for employees. Some are getting higher salary and doing nothing compared to the hard workers who are working at much lesser salary. It's basically depends on the team you are working with.

Operations Executive in New Delhi

Other Department

5.0

• posted on 31 Mar 2021

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

Sales Officer in Bangalore / Bengaluru

Full Time

Sales & Business Development Department

1.0

• posted on 05 Dec 2024

1.0

for Salary and Benefits

Likes

Mr. Rakesh madia in supply chain finance always harassed and molested every junior under him...he not only exploited the junior managers and MT's in Ugro, hero fincorp and TVS credit in his last roles but molested several Employees since last 15 years..Corrupt HR and under the table dealing managers have recruited him to make additional money.... Kindly check with the POSH team and Central HR in his last five organizations.... Corrupt nbfc recruits such exploitors..

Dislikes

Induction of Corrupt leadership managers. How can a company recruit someone who had a history of taking bribes?

Salary - Bad

+6 more

Credit Co-Ordinator in Chennai

Full Time

Finance & Accounting Department

3.0

• posted on 04 Oct 2024

3.0

for Salary and Benefits

Likes

Team managers are supportive

Dislikes

Some vintage staffs turns rules for their purposes and who are adjusting or mingled with them only able to survive here. Even keep distance with them and see our work also they cornering in work

Work satisfaction - Poor

+2 more

Sales Manager in Kuppam

Full Time

Sales & Business Development Department

2.0

• posted on 21 Jan 2025

3.0

for Salary and Benefits

Likes

Nothing to like . I was placed in a wrong room where people don’t have hearts & being kind is crime in this office . Managers morph anything and everything according to their time being !!

Dislikes

Worst environment to work & full of internal politics But no one cares , their only motive by EOD is Business, only business no Benefits & no respect too !! They never celebrate an employee win but criticise at their low times cause they need only business .

Skill development - Poor

+2 more

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Salary Discussions, Hike & Promotions

an architect

Help me choose New Regime or Old Regime for my salary revision

Hi I am working as a full stack Architect (14 yeo) and Following is my CTC. Please help me calculate in hand salary and choose New or OLD regime. I have been doing Old regime till last year with a salary of 48 CTC. Now post revision it increased to 56L CTC effective March 1st. My PF alone will cover 80C Also have additional 50000 contribution in NPS My HRA is around 25K per month (300000) Health insurance for family 28000 Mom's medical expense 30000 (No personal (Have medical complications) or corporate insurance unfortunately) I have a home loan however its under construction, so not eligible yet for tax benefits

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InCred Finance Credit Officer Salary FAQs

What is the salary of Credit Officer at InCred Finance ?

The average salary of a Credit Officer at InCred Finance in India typically ranges from ₹2.0 Lakhs to ₹4.5 Lakhs per year, depending on experience (from Fresher to 6 years).

The top 10% of Credit Officer at InCred Finance earn more than ₹4.0 Lakhs per year, and the top 1% earn over ₹4.5 Lakhs per year. Credit Officer Salaries at InCred Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 50+ InCred Finance employees in India.

What is the estimated take home salary of a Credit Officer at InCred Finance in India?

The estimated take-home salary of a Credit Officer at InCred Finance in India typically ranges from ₹24,155 to ₹25,607 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹4.5 Lakhs per year for employees with experience ranging from Fresher to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 50+ salaries received from various employees of InCred Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at InCred Finance ?

To be a Credit Officer at InCred Finance in india, the key skills required include:

- Credit
- Excel
- Operations
- MIS Reporting
- Credit Underwriting

These skills are highly valued at InCred Finance and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than InCred Finance for Credit Officer in India?

Hero FinCorp	₹2.2 Lakhs to ₹5.0 Lakhs per year
Ugro Capital	₹3.0 Lakhs to ₹4.8 Lakhs per year
Aditya Birla Capital	₹2.0 Lakhs to ₹5.0 Lakhs per year
Aptus Value Housing Finance India	₹3.0 Lakhs to ₹5.0 Lakhs per year
Axis Bank	₹1.2 Lakhs to ₹6.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by InCred Finance, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to InCred Finance in India?

The salary of a Credit Officer at companies similar to InCred Finance in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Bajaj Finance	₹1.9 Lakhs to ₹5.5 Lakhs per year
Edelweiss	₹2.0 Lakhs to ₹4.5 Lakhs per year
Tata Capital Housing Finance	₹3.0 Lakhs to ₹3.8 Lakhs per year
Electronica Finance	₹2.5 Lakhs to ₹4.8 Lakhs per year
MAS Financial Services	₹1.5 Lakhs to ₹5.3 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at InCred Finance in India?

The salary growth for a Credit Officer at InCred Finance depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at InCred Finance:

Experience	Average Salary Range
Fresher	₹2.8 Lakhs to ₹3.5 Lakhs per year
1 year	₹2.0 Lakhs to ₹4.0 Lakhs per year
2 years	₹2.2 Lakhs to ₹3.5 Lakhs per year
3 years	₹2.0 Lakhs to ₹3.5 Lakhs per year

and so on.

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InCred Finance Credit Officer Salaries

InCred Finance Credit Officer salary in India ranges between ₹2 Lakhs to ₹4.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 59 InCred Finance latest salaries received from various employees of InCred Finance.