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based on 347 Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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InCred Finance Credit Officer Reviews

Updated 29 Mar, 2025

Overall Rating

4.3/5

based on 18 reviews

Rating distribution

5

6 (37.5%)

4

4 (25.0%)

3

3 (18.8%)

2

1 (6.3%)

1

2 (12.5%)

Category Ratings

4.4

Job security

4.4

Skill development

4.3

Company culture

4.2

Work-life balance

4.0

Promotions

4.0

Work satisfaction

3.7

Salary

What employees say about InCred Finance?

Insights from employee reviews on AmbitionBox

Workplace insights

Alternate Saturday off

49% employees reported

Flexible timing

67% employees reported

No travel

49% employees reported

View more detailed insights

Gender based rating

2.8

Rated by Women

2 reviews

4.3

Rated by Men

14 reviews

InCred Finance is rated 4.3 out of 5 stars on AmbitionBox, based on 18 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with ... Read more

InCred Finance is rated 4.3 out of 5 stars on AmbitionBox, based on 18 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company's work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.

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Top Mentions in InCred Finance Credit Officer Reviews

We strive to keep our reviews 100% genuine. Employers cannot manipulate reviews.

18 reviews found

Sort by: Popular

Credit Officer in New Delhi

Full Time

·

Sales Support & Operations Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 29 Mar 2025

Likes

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Overall Rating

Credit Officer in Vijayawada

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 19 Dec 2024

Likes

Good support and good environment

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

No dislikes

Credit Officer in Bangalore / Bengaluru

Full Time

·

Banking Operations Department

4.0

Overall Rating

4.0

Category Ratings

3.0

Salary

4.0

Skill development

5.0

Job security

3.0

Promotions

4.0

Work satisfaction

4.0

Company culture

3.0

Work-life balance

posted on 18 Aug 2024

Likes

Great place to Start your career

Skill development - Good
Job security - Excellent
Work satisfaction - Good
Company culture - Good

Dislikes

Not Much Opportunities

Work Details

Work days: Alternate Saturday off (Flexible Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Bangalore / Bengaluru

Full Time

·

Finance Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

4.0

Skill development

3.0

Job security

3.0

Promotions

3.0

Work satisfaction

3.0

Company culture

4.0

Work-life balance

posted on 07 Feb 2025

Likes

Liked about other team worklife

Skill development - Good
Work-life balance - Good

Dislikes

About working ethics of Supply chain finance team

Credit Officer in Rajahmundry

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

3.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

3.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 29 Mar 2025

Likes

Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Company culture - Excellent
Work-life balance - Excellent

Overall Rating

Credit Officer in Hyderabad / Secunderabad

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 14 Sep 2023

Likes

Good environment and great learning experience at collogues

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

just month end work pressure high

Work Details

Work days: Alternate Saturday off (Strict Timings)

Work related travel: This is a desk job.

Credit Officer in Rajahmundry

Full Time

·

Finance Department

4.0

Overall Rating

4.0

Category Ratings

4.0

Salary

4.0

Skill development

4.0

Job security

4.0

Promotions

4.0

Work satisfaction

4.0

Company culture

4.0

Work-life balance

posted on 07 Oct 2023

Likes

Good to work

Salary - Good
Skill development - Good
Job security - Good
Promotions - Good
Work satisfaction - Good
Company culture - Good
Work-life balance - Good

Dislikes

No comment

You are reading trusted reviews. Keep reading to find out more about InCred Finance.

Credit Officer in Mumbai

Full Time

·

Lending Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

3.0

Skill development

2.0

Job security

2.0

Promotions

3.0

Work satisfaction

3.0

Company culture

3.0

Work-life balance

posted on 20 Aug 2022

Likes

Work life balance

Dislikes

No appraisal for executive level

Job security - Poor
Promotions - Poor

Work Details

Work days: Alternate Saturday off (Flexible Timings)

Work related travel: This is a desk job.

Discover interview dos and don'ts from real experiences

Credit Officer in New Delhi

Full Time

·

Audit & Control Department

2.0

Overall Rating

2.0

Category Ratings

2.0

Salary

2.0

Skill development

1.0

Job security

1.0

Promotions

1.0

Work satisfaction

1.0

Company culture

1.0

Work-life balance

posted on 02 Aug 2020

Likes

They not support any person even I'm a employe in this organisation and they decided to removed me this organisation without any fault.

Dislikes

This organisation have not supporting managers.

Salary - Poor
Skill development - Poor
Job security - Bad
Promotions - Bad
Work satisfaction - Bad
Company culture - Bad
Work-life balance - Bad

Work Details

In worked with Incred it was big mistake in my life.

Credit Officer in Mumbai

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

4.0

Salary

5.0

Skill development

4.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 06 May 2019

Likes

Working here at incred has been a great journey vin itself. Even in a period of a short span the work culture here at incred has given me one that the company has emphasized on from the beginning, Confidence. Incred has given me confidence in abundance. The team here is always looking out for your elevation professionally as well as personally. Learnings is a day to day opportunity here. Being a NBFC we work here independently and grow gradually.....Read More

Salary - Good
Skill development - Excellent
Job security - Good
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing specific.. you grow here as you sow.... Genuine performance and honesty towards work is the key here.

Work Details

As exciting as it should be for a genuine candidate.

Work days: Monday to Friday (Strict Timings)

Credit Officer in Andheri East

Full Time

·

Audit & Control Department

4.0

Overall Rating

4.0

Category Ratings

3.0

Salary

4.0

Skill development

4.0

Job security

4.0

Promotions

4.0

Work satisfaction

4.0

Company culture

4.0

Work-life balance

posted on 25 Apr 2022

Likes

Good work experience for future

Skill development - Good
Job security - Good
Promotions - Good
Work satisfaction - Good
Company culture - Good
Work-life balance - Good

Dislikes

No dislikes

Work Details

Work days: Monday to Friday (Flexible Timings)

Work related travel: This is a desk job.

Credit Officer in mumbai anddheri

Finance Department

4.0

Overall Rating

4.0

Category Ratings

4.0

Salary

4.0

Skill development

4.0

Job security

3.0

Promotions

5.0

Work satisfaction

5.0

Company culture

4.0

Work-life balance

posted on 29 Aug 2021

Likes

Incred is good company to work, management team also good and at my end in covid also incred secure my job.

Salary - Good
Skill development - Good
Job security - Good
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Good

Dislikes

All teammates and manger are find friendly and kind nature. while working in incred i learn many things, work environment is good, salary increment and appraisal is no too munch good as per requirement. at the end incred is good pales to work.

Work Details

in incred i am working for business lonn as credit officer. and the experience is good

Work days: Alternate Saturday off (Flexible Timings)

Work related travel: This is a desk job.

Credit Officer in Pune

Lending Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 13 Oct 2021

Likes

Job security and work culture

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

NA

Work Details

Good

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer

Full Time

·

Lending Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

4.0

Skill development

4.0

Job security

4.0

Promotions

4.0

Work satisfaction

4.0

Company culture

4.0

Work-life balance

posted on 01 Oct 2019

Likes

Ok

Skill development - Good
Job security - Good
Promotions - Good
Work satisfaction - Good
Company culture - Good
Work-life balance - Good

Dislikes

Ok

Work Details

Work days: Monday to Friday (Flexible Timings)

Credit Officer

Lending Department

1.0

Overall Rating

1.0

Category Ratings

1.0

Salary

1.0

Skill development

1.0

Job security

1.0

Promotions

1.0

Work satisfaction

1.0

Company culture

1.0

Work-life balance

posted on 12 Feb 2018

Likes

There Nothing I can like about Incred I just learn PD , and preparing CAM, Which is Not so difficult,

Dislikes

Company Itself Doesn't Know what they want to do, Daily Policy Change, Bad work culture, There is Nothing Permanent Schedule for Daily Work And Holidays, Teammates are good No single Day Training Company Is Start up Firm

Salary - Bad
Skill development - Bad
Job security - Bad
Promotions - Bad
Work satisfaction - Bad
Company culture - Bad
Work-life balance - Bad

Credit Officer in Mumbai

Lending Department

1.0

Overall Rating

1.0

Category Ratings

1.0

Salary

1.0

Skill development

1.0

Job security

1.0

Promotions

1.0

Work satisfaction

1.0

Company culture

1.0

Work-life balance

posted on 09 Apr 2018

Likes

No comments

Dislikes

No comments

Salary - Bad
Skill development - Bad
Job security - Bad
Promotions - Bad
Work satisfaction - Bad
Company culture - Bad
Work-life balance - Bad

Work Details

Work timings: Flexible Timings

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I’m halfway through my 90-day notice period and have appeared for 5-6 interviews but haven’t cracked any yet. Should I keep pushing or consider withdrawing my resignation as a backup? How should I stay motivated and improve my interview performance? Looking for advice from those who've been in a similar situation!

Got a question about InCred Finance?

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More about working at InCred Finance

#5 Best Tech Startup - 2022

HQ - Mumbai, Maharashtra, India
NBFC
1k-5k Employees (India)
Financial Services

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By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.

AmbitionBox has 18 InCred Finance reviews submitted by InCred Finance employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if InCred Finance is the right company for you. 49% of employe...es reported the working days at InCred Finance as Alternate Saturday off. 67% employees reported the work timings at InCred Finance as Flexible timing. Read more

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InCred Finance Credit Officer Reviews

InCred Finance Credit Officer Salary

based on 59 salaries

₹2 L/yr - ₹4.5 L/yr

10% less than the average Credit Officer Salary in India

View more details

Employee Benefits for InCred Finance Credit Officer

Health insurance

1 total response

Professional degree assistance

1 total response

Job/Soft skill training

1 total response

Cafeteria

1 total response

View All

Compare InCred Finance with

Home Credit Finance

4.1

Compare

Kogta Financial India Limited

4.7

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Sammaan Capital Limited

3.7

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Hero FinCorp

4.0

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