Aavas Financiers Credit Officer Salaries by 50+ Employees (Updated 2025)

1 - 5 years exp.

₹1.2 Lakh - ₹4.5 Lakhs

Salary of majority employees

15% less than the average Credit Officer Salary in NBFC Companies for 1 - 5 years of experience

Interested in this particular role? 1 job opening

Salaries in different departments

Finance & Accounting Credit Officer Salary 1 - 5 years exp. (18 salaries)	₹1.5 L/yr - ₹3.5 L/yr
BFSI, Investments & Trading Credit Officer Salary 1 - 4 years exp. (12 salaries)	₹1.5 L/yr - ₹3.5 L/yr
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Customer Success, Service & Operations Credit Officer Salary 2 - 4 years exp. (5 salaries)	₹2.3 L/yr - ₹4.5 L/yr
Risk Management & Compliance Credit Officer Salary 2 - 5 years exp. (AmbitionBox Estimate)	₹1.9 L/yr - ₹3.8 L/yr

Last Updated: 28 Feb 2025

Companies similar to Aavas Financiers for Credit Officer

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Officer Salary 1 - 8 years exp. (252 salaries)	₹1.2 L/yr - ₹4 L/yr 18% less
Sammaan Capital Limited Credit Officer Salary 0 - 6 years exp. (136 salaries)	₹1.7 L/yr - ₹3.8 L/yr 7% less
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Piramal Capital Housing Finance Credit Officer Salary 1 - 7 years exp. (25 salaries)	₹1.9 L/yr - ₹6.4 L/yr 15% more
Can Fin Homes Credit Officer Salary 2 - 8 years exp. (97 salaries)	₹2.2 L/yr - ₹8.5 L/yr 77% more
Repco Home Finance Credit Officer Salary 1 - 6 years exp. (12 salaries)	₹3 L/yr - ₹7 L/yr 39% more
Gruh Finance Credit Officer Salary 2 - 7 years exp. (4 salaries)	₹2.8 L/yr - ₹6 L/yr 29% more
L&T Finance Credit Officer Salary 1 - 6 years exp. (46 salaries)	₹1.8 L/yr - ₹4 L/yr 9% more
Mahindra Rural Housing Finance Credit Officer Salary 0 - 6 years exp. (199 salaries)	₹1.2 L/yr - ₹4 L/yr 12% less
Shriram Finance Credit Officer Salary 0 - 9 years exp. (170 salaries)	₹1.2 L/yr - ₹4.5 L/yr 12% less
Muthoot Fincorp Credit Officer Salary 0 - 6 years exp. (163 salaries)	₹1.7 L/yr - ₹4 L/yr 7% less
IIFL Finance Credit Officer Salary 1 - 7 years exp. (56 salaries)	₹1.4 L/yr - ₹4.2 L/yr 7% less
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SK Finance Limited Credit Officer Salary 1 - 6 years exp. (47 salaries)	₹1.6 L/yr - ₹4.5 L/yr 2% less
Capri Global Capital Credit Officer Salary 0 - 6 years exp. (42 salaries)	₹1.5 L/yr - ₹3.7 L/yr 12% less
Spandana Sphoorty Financial Credit Officer Salary 0 - 5 years exp. (38 salaries)	₹1 L/yr - ₹3.5 L/yr 28% less
Mahindra Finance Credit Officer Salary 0 - 7 years exp. (34 salaries)	₹1.5 L/yr - ₹3.6 L/yr 16% less
Manappuram Finance Credit Officer Salary 1 - 3 years exp. (11 salaries)	₹2.2 L/yr - ₹4.5 L/yr 3% more
Tata Capital Housing Finance Credit Officer Salary 2 - 6 years exp. (18 salaries)	₹3 L/yr - ₹3.8 L/yr 9% more
Kotak Mahindra Prime Credit Officer Salary 0 - 4 years exp. (17 salaries)	₹1.6 L/yr - ₹2.7 L/yr 30% less
Electronica Finance Credit Officer Salary 0 - 5 years exp. (15 salaries)	₹2.5 L/yr - ₹4.8 L/yr 8% more
CreditAccess Grameen Credit Officer Salary 0 - 8 years exp. (15 salaries)	₹1.8 L/yr - ₹3.5 L/yr 13% less

View all

Credit Officer salary at Aavas Financiers ranges between ₹1.2 Lakh to ₹4.5 Lakhs per year for employees with experience between 1 year to 5 years. Salary estimates are based on 52 latest salaries received from various employees of Aavas Financiers .

Experience wise Aavas Financiers Credit Officer salaries

Last Updated: 28 Feb 2025

Experience	Avg Annual Salary
1 year (16 salaries)	₹1.1 L/yr - ₹4 L/yr
2 years (14 salaries)	₹1.9 L/yr - ₹3.4 L/yr
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3 years (8 salaries)	₹2.3 L/yr - ₹3.9 L/yr
4 years (9 salaries)	₹1.8 L/yr - ₹4.5 L/yr
5 years (5 salaries)	₹3.2 L/yr - ₹3.8 L/yr

Similar Designation salaries in Aavas Financiers

Credit Manager Salary

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Sales Officer Salary

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Credit Analyst Salary

(6 salaries)

₹1.35 L/yr - ₹5.2 L/yr

Senior Credit Officer Salary

(54 salaries)

₹2 L/yr - ₹4.3 L/yr

Credit Underwriter Salary

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₹2.39 L/yr - ₹3.5 L/yr

Credit Executive Salary

(15 salaries)

₹1.05 L/yr - ₹2.53 L/yr

Area Credit Manager Salary

(84 salaries)

₹5 L/yr - ₹14 L/yr

Branch Manager Salary

(34 salaries)

₹3.6 L/yr - ₹8.22 L/yr

Deputy Manager Salary

(28 salaries)

₹3.5 L/yr - ₹7.2 L/yr

Chief Manager Salary

(5 salaries)

₹11 L/yr - ₹12.5 L/yr

Top skills at Aavas Financiers for Credit Officer

Credit Underwriting Home Loans Laptop Credit Underwriting Housing Finance Credit Management Credit Processing Loan against Property Phlebotomy Credit Appraisal Credit Management Housing Loan Credit Sanction Mortgage Loans

Salary related reviews for Aavas Financiers

3.2

Rated by 23 employees for salary & benefits

Credit Officer in Bangalore / Bengaluru

Full Time

Finance & Accounting Department

1.0

• posted on 24 Jul 2024

3.0

for Salary and Benefits

Likes

Salary and incentive are too good

Job security - Excellent

Dislikes

Company is only worst, they don’t have any time management once you join the company you will be treated has worst , Before Joining the company they tell that we are time management and good working culture but it’s not they will keep on extend the system till 10 or 12 midnight who will work for so long day this will keep on running for two to three week same timing, once u enter into this hell you will feel depressed. Main thing is they are following this employment Contract Bond for one year and 2 years due this bond many employees are staying quite or else all employees will be walk out……. So over all the timing and bond system it’s are two things are impacting the employees part from this the company has good shares and good book size in the market the technology are updating they are making the loan availability smoothly.

Skill development - Bad

+4 more

Relationship Manager in New Delhi

Full Time

Sales & Business Development Department

3.0

• posted on 13 Aug 2024

3.0

for Salary and Benefits

Likes

Location near to my home - good understanding with credit team . No salary deduction at time of covid n even get good incentive for sales of hl and lap

Dislikes

Not work Life balanced , even we have to work at every Sunday .

Work-life balance - Bad

Credit Manager in Jaipur

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 08 May 2023

2.0

for Salary and Benefits

Likes

Experience that i have learned here. There is lot learn for a fresher.

Skill development - Good

Dislikes

work culture HR policy for employees welfare and retention Lack of Holidays Low salary Discrimination between professionals wiz CA and CMA. Lot more closings. it should be 1 closing. working on holidays.

Salary - Poor

+3 more

Credit Manager in Jaipur

Full Time

Risk Management & Compliance Department

3.0

• posted on 07 May 2023

3.0

for Salary and Benefits

Likes

Good company Good salary package

Dislikes

Average working culture and most of the work given to credit Manager instead of sales team. Every day month end at there and personal life can't be enjoying and also unable to spend time with family. To be resources/Hire educated person

Credit Manager in Jaipur

Production, Manufacturing & Engineering Department

1.0

• posted on 01 Jun 2022

1.0

for Salary and Benefits

Likes

There is good amount of liberty and pretty good scope for learning.

Dislikes

...yees. only 3 sundays are available for holiday in a month. this must be changed. salary is very low and increment also at very low level. there must be fixed and strict policy regarding initial package of salary.

Salary - Bad

+4 more

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a senior quality lead

Help me with in hand salary

Hi All, I'm so much confused in calculating my in hand salary by excluding the variable pay. Anyhow variable pay will have 30% tax directly on it. So by excluding If I calculate my monthly inhand using old and as well as new regime of 2025. I don't know which one to choose and which is best for me. Currently 80C is 1.5lakhs and 80D is 50k and Rent paid was around 75k help me to calculate in hand as per the above assumptions

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Aavas Financiers Credit Officer Salary FAQs

What is the salary of Credit Officer at Aavas Financiers ?

Credit Officer salary at Aavas Financiers in India ranges between ₹1.2 Lakhs to ₹4.5 Lakhs for experience between 1 years to 5 years. According to our estimates it is 15% less than the average Credit Officer Salary in India. Salary estimates are based on 52 latest salaries received from various employees of Aavas Financiers India.

How does the salary of a Credit Officer at Aavas Financiers India compare with the average salary range for this job?

The average salary of a Credit Officer at Aavas Financiers is 15% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Officer at Aavas Financiers ?

Credit Underwriting, Home Loans, Laptop, Credit Underwriting and Housing Finance are some of the popular skills required to work as a Credit Officer at Aavas Financiers India.

Which similar companies are paying more than Aavas Financiers to a Credit Officer in India?

Can Fin Homes Credit Officer Salary - ₹2.2 Lakhs to ₹8.5 Lakhs per year
Bharat Financial Inclusion Credit Officer Salary - ₹3.0 Lakhs to ₹6.5 Lakhs per year
Repco Home Finance Credit Officer Salary - ₹3.0 Lakhs to ₹7.0 Lakhs per year
Gruh Finance Credit Officer Salary - ₹2.8 Lakhs to ₹6.0 Lakhs per year
Piramal Capital Housing Finance Credit Officer Salary - ₹1.9 Lakhs to ₹6.4 Lakhs per year

What is the salary of a Credit Officer in companies similar to Aavas Financiers in India?

Tata Capital Housing Finance Credit Officer Salary - ₹3.0 Lakhs to ₹3.8 Lakhs per year
L&T Finance Credit Officer Salary - ₹1.8 Lakhs to ₹4.0 Lakhs per year
Electronica Finance Credit Officer Salary - ₹2.5 Lakhs to ₹4.8 Lakhs per year
Indostar Capital Finance Credit Officer Salary - ₹2.0 Lakhs to ₹4.5 Lakhs per year
Manappuram Finance Credit Officer Salary - ₹2.2 Lakhs to ₹4.5 Lakhs per year

What is the estimated take home salary of a Credit Officer at Aavas Financiers in India?

The estimated take-home salary of a Credit Officer at Aavas Financiers ranges between ₹22,285 per month to ₹23,764 per month in India. The take-home salary calculation is based on the average Aavas Financiers Credit Officer salary in India which ranges between ₹1.2 Lakhs to ₹4.5 Lakhs per year for employees with experience between 1 years to 5 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at Aavas Financiers ?

According to AmbitionBox, 86% of the Aavas Financiers Credit Officers reported a notice period of 1 Month, 10% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 50 responses on AmbitionBox in last 2 years.

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Aavas Financiers Credit Officer Salaries

Aavas Financiers Credit Officer salary in India ranges between ₹1.2 Lakh to ₹4.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 52 Aavas Financiers latest salaries received from various employees of Aavas Financiers .