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Spandana Sphoorty Financial Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 5 years exp.
₹1 Lakh - ₹3.5 Lakhs
Salary of majority employees
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39% less than the average Credit Officer Salary in NBFC Companies for 0 - 5 years of experience

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Salaries in different departments

Finance & Accounting
Credit Officer Salary
0 - 4 years exp. (10 salaries)
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₹1 L/yr - ₹3.5 L/yr

BFSI, Investments & Trading
Credit Officer Salary
1 - 4 years exp. (4 salaries)
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₹1 L/yr - ₹2.8 L/yr

Marketing & Communication
Credit Officer Salary
1 - 2 years exp. (AmbitionBox Estimate)
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₹1.8 L/yr - ₹2.1 L/yr

Sales & Business Development
Credit Officer Salary
5 years exp. (AmbitionBox Estimate)
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₹2 L/yr - ₹2.2 L/yr

Consulting
Credit Officer Salary
1 year exp. (AmbitionBox Estimate)
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₹1.5 L/yr - ₹1.8 L/yr

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Last Updated: 8 Feb 2025

Companies similar to Spandana Sphoorty Financial for Credit Officer

Company name Avg Annual Salary Open Jobs
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₹3 L/yr - ₹6.5 L/yr

arrow icon 97% more
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₹1.8 L/yr - ₹5 L/yr

arrow icon 56% more
2 job openings
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CreditAccess Grameen Credit Officer Salary

0 - 8 years exp. (15 salaries)

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₹1.8 L/yr - ₹3.5 L/yr

arrow icon 23% more
Logo
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₹1.2 L/yr - ₹4.4 L/yr

arrow icon 42% more
1 job opening
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MAS Financial Services Credit Officer Salary

0 - 9 years exp. (115 salaries)

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₹1.5 L/yr - ₹5.3 L/yr

arrow icon 52% more
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Muthoot Finance Credit Officer Salary

1 - 5 years exp. (8 salaries)

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₹1.7 L/yr - ₹2.4 L/yr

arrow icon 3% less
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AU Small Finance Bank Credit Officer Salary

0 - 6 years exp. (367 salaries)

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₹1.3 L/yr - ₹3.8 L/yr

arrow icon 25% more
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Repco Home Finance Credit Officer Salary

1 - 6 years exp. (12 salaries)

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₹3 L/yr - ₹7 L/yr

arrow icon 96% more
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₹1.7 L/yr - ₹3.9 L/yr

arrow icon 29% more
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₹1.2 L/yr - ₹4 L/yr

arrow icon 24% more
View all
Credit Officer salary at Spandana Sphoorty Financial ranges between ₹1 Lakh to ₹3.5 Lakhs per year for employees with less than 1 year of experience to 5 years. Salary estimates are based on 36 latest salaries received from various employees of Spandana Sphoorty Financial.

Latest annual salaries shared by Spandana Sphoorty Financial Credit Officer

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11mo ago
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Experience wise Spandana Sphoorty Financial Credit Officer salaries

Last Updated: 8 Feb 2025

Experience Avg Annual Salary
Fresher  (3 salaries)

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₹0.9 L/yr - ₹3.2 L/yr
1 year  (12 salaries)

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₹1.4 L/yr - ₹3.5 L/yr
2 years  (10 salaries)

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₹1 L/yr - ₹3.5 L/yr
3 years  (5 salaries)

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₹2.2 L/yr - ₹3 L/yr
4 years  (4 salaries)

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₹1.2 L/yr - ₹3.1 L/yr
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Spandana Sphoorty Financial Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 5 years exp.

Regional Manager

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0 - 5 years exp.

Credit Officer 0 - 5 years exp.
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Branch Manager 2 - 9 years exp.
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arrow icon 72% hike
    Regional Manager 0 - 5 years exp.
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    arrow icon 36% hike

    From

    To

    Credit Officer

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    0 - 5 years exp.

    Divisional Manager

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    3 - 18 years exp.

    Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

    Similar Designation salaries in Spandana Sphoorty Financial

    Credit Manager Salary
    (6 salaries)
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    ₹1.05 L/yr - ₹3.5 L/yr
    Sales Officer Salary
    (4 salaries)
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    ₹1.1 L/yr - ₹2.75 L/yr
    Credit Analyst Salary
    (4 salaries)
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    ₹1.2 L/yr - ₹1.6 L/yr
    Senior Credit Officer Salary
    (AmbitionBox Estimate)
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    ₹2.5 L/yr - ₹3.2 L/yr
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    ₹2.4 L/yr - ₹3.1 L/yr
    Area Credit Manager Salary
    (AmbitionBox Estimate)
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    ₹1.6 L/yr - ₹2.1 L/yr
    Branch Manager Salary
    (153 salaries)
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    ₹1.4 L/yr - ₹6.05 L/yr
    Deputy Manager Salary
    (9 salaries)
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    ₹6.65 L/yr - ₹8.4 L/yr
    Sales Manager Salary
    (5 salaries)
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    ₹2.4 L/yr - ₹5 L/yr
    Branch Credit Manager Salary
    (AmbitionBox Estimate)
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    ₹5.9 L/yr - ₹7.5 L/yr
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    Salary related reviews for Spandana Sphoorty Financial

    4.0

    Rated by 25 employees for salary & benefits

    Customer Success, Service & Operations Department

    1.0
      •  posted on 05 Mar 2021

    1.0
     for  Salary and Benefits

    Likes

    If you hate your family join spandana sphoorty, No family No week off, only begging infornt of borrowers houses. You can enjoy 24/7 beeging shiftm.... Very wonderfull to work with senior management ... They treat you like a begger infornt of temple... One and only worst never ever after company...

    read more

    Dislikes

    They give you salary like throwing biscuits to dog that too half biscuit....

    read more
    • Salary - Bad
    • +6 more

    Customer Success, Service & Operations Department

    5.0
      •  posted on 26 Nov 2019

    5.0
     for  Salary and Benefits

    Likes

    There is salary and appraisal are done with comfortable and learning some trick to crack the any uncomfortable situation.how to over come from pressure.

    read more
    • Salary - Excellent
    • +5 more

    Dislikes

    growth slow work pressure hihg i have worked 12-14 hours

    Finance & Accounting Department

    5.0
      •  posted on 01 Aug 2021

    5.0
     for  Salary and Benefits

    Likes

    ...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

    read more
    • Salary - Excellent
    • +6 more

    Dislikes

    There is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

    read more

    Full Time

     · 

    BFSI, Investments & Trading Department

    1.0
      •  posted on 30 Sep 2024

    1.0
     for  Salary and Benefits

    Likes

    Only Job security. Bad projects and no future prospects after working here, so they are looking for manual workers.

    Dislikes

    No hike, politics, unprofessional behaviour, difficult getting leaves, expected to stay late and work after officr hours

    read more
    • Salary - Bad
    • +5 more

    Full Time

     · 

    BFSI, Investments & Trading Department

    1.0
      •  posted on 10 Sep 2024

    1.0
     for  Salary and Benefits

    Likes

    Little bit of job security as people with good knowledge and work ex leave after seeing the condition of work. They need people to stay to get the work done.

    read more

    Dislikes

    Primitive technology, no interest to adapt new technologies, terrible salary hike, management is only money & power hungry. Overworked people. They only take people who are desperate for jobs and make them work 24*7

    read more
    • Salary - Bad
    • +5 more
    see more salary related reviews

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    Spandana Sphoorty Financial Credit Officer Salary FAQs

    What is the salary of Credit Officer at Spandana Sphoorty Financial?
    Credit Officer salary at Spandana Sphoorty Financial in India ranges between ₹1.0 Lakhs to ₹3.5 Lakhs for less than 1 year of experience to 5 years. According to our estimates it is 39% less than the average Credit Officer Salary in India. Salary estimates are based on 36 latest salaries received from various employees of Spandana Sphoorty Financial India.
    How does the salary of a Credit Officer at Spandana Sphoorty Financial India compare with the average salary range for this job?
    The average salary of a Credit Officer at Spandana Sphoorty Financial is 39% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.
    Which similar companies are paying more than Spandana Sphoorty Financial to a Credit Officer in India?
    • Bharat Financial Inclusion Credit Officer Salary - ₹3.0 Lakhs to ₹6.5 Lakhs per year
    • Repco Home Finance Credit Officer Salary - ₹3.0 Lakhs to ₹7.0 Lakhs per year
    • Bajaj Finance Credit Officer Salary - ₹1.9 Lakhs to ₹5.5 Lakhs per year
    • Manappuram Finance Credit Officer Salary - ₹2.2 Lakhs to ₹4.5 Lakhs per year
    • Ujjivan Financial Services Credit Officer Salary - ₹1.8 Lakhs to ₹5.0 Lakhs per year
    What is the salary of a Credit Officer in companies similar to Spandana Sphoorty Financial in India?
    • Tata Capital Housing Finance Credit Officer Salary - ₹3.0 Lakhs to ₹3.8 Lakhs per year
    • MAS Financial Services Credit Officer Salary - ₹1.5 Lakhs to ₹5.3 Lakhs per year
    • L&T Finance Credit Officer Salary - ₹1.5 Lakhs to ₹4.0 Lakhs per year
    • Poonawalla Fincorp Credit Officer Salary - ₹2.4 Lakhs to ₹3.5 Lakhs per year
    • Equitas Small Finance Bank Credit Officer Salary - ₹1.2 Lakhs to ₹4.4 Lakhs per year
    What is the estimated take home salary of a Credit Officer at Spandana Sphoorty Financial in India?
    The estimated take-home salary of a Credit Officer at Spandana Sphoorty Financial ranges between ₹15,179 per month to ₹16,762 per month in India. The take-home salary calculation is based on the average Spandana Sphoorty Financial Credit Officer salary in India which ranges between ₹1.0 Lakhs to ₹3.5 Lakhs per year for employees with less than 1 year of experience to 5 years. Check how did we calculate take home salary?
    What is the notice period for Credit Officer at Spandana Sphoorty Financial?
    According to AmbitionBox, 61% of the Spandana Sphoorty Financial Credit Officers reported a notice period of 1 Month, 26% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 23 responses on AmbitionBox in last 2 years.

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    Spandana Sphoorty Financial Credit Officer salary in India ranges between ₹1 Lakh to ₹3.5 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 36 Spandana Sphoorty Financial latest salaries received from various employees of Spandana Sphoorty Financial.