Spandana Sphoorty Financial Credit Officer Salaries by 30+ Employees (Updated 2025)

0 - 5 years exp.

₹1 Lakh - ₹3.5 Lakhs

Salary of majority employees

39% less than the average Credit Officer Salary in NBFC Companies for 0 - 5 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 0 - 4 years exp. (10 salaries)	₹1 L/yr - ₹3.5 L/yr
BFSI, Investments & Trading Credit Officer Salary 1 - 4 years exp. (4 salaries)	₹1 L/yr - ₹2.8 L/yr
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Marketing & Communication Credit Officer Salary 1 - 2 years exp. (AmbitionBox Estimate)	₹1.8 L/yr - ₹2.1 L/yr
Sales & Business Development Credit Officer Salary 5 years exp. (AmbitionBox Estimate)	₹2 L/yr - ₹2.2 L/yr
Consulting Credit Officer Salary 1 year exp. (AmbitionBox Estimate)	₹1.5 L/yr - ₹1.8 L/yr

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Last Updated: 8 Feb 2025

Companies similar to Spandana Sphoorty Financial for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Bharat Financial Inclusion Credit Officer Salary 1 - 5 years exp. (5 salaries)	₹3 L/yr - ₹6.5 L/yr 97% more
Ujjivan Financial Services Credit Officer Salary 1 - 7 years exp. (19 salaries)	₹1.8 L/yr - ₹5 L/yr 56% more	2 job openings
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CreditAccess Grameen Credit Officer Salary 0 - 8 years exp. (15 salaries)	₹1.8 L/yr - ₹3.5 L/yr 23% more
Equitas Small Finance Bank Credit Officer Salary 0 - 9 years exp. (275 salaries)	₹1.6 L/yr - ₹4.4 L/yr 42% more	1 job opening
MAS Financial Services Credit Officer Salary 0 - 9 years exp. (120 salaries)	₹1.5 L/yr - ₹5.3 L/yr 53% more
Muthoot Finance Credit Officer Salary 1 - 5 years exp. (8 salaries)	₹1.7 L/yr - ₹2.4 L/yr 3% less
AU Small Finance Bank Credit Officer Salary 0 - 6 years exp. (240 salaries)	₹1.3 L/yr - ₹4 L/yr 28% more
Repco Home Finance Credit Officer Salary 1 - 6 years exp. (12 salaries)	₹3 L/yr - ₹7 L/yr 96% more
Cholamandalam Investment & Finance Credit Officer Salary 0 - 8 years exp. (131 salaries)	₹1.7 L/yr - ₹4 L/yr 31% more
Mahindra Rural Housing Finance Credit Officer Salary 0 - 6 years exp. (199 salaries)	₹1.2 L/yr - ₹4 L/yr 24% more

View all

Credit Officer salary at Spandana Sphoorty Financial ranges between ₹1 Lakh to ₹3.5 Lakhs per year for employees with less than 1 year of experience to 5 years. Salary estimates are based on 36 latest salaries received from various employees of Spandana Sphoorty Financial.

Experience wise Spandana Sphoorty Financial Credit Officer salaries

Last Updated: 8 Feb 2025

Experience	Avg Annual Salary
Fresher (3 salaries)	₹0.9 L/yr - ₹3.2 L/yr
1 year (12 salaries)	₹1.4 L/yr - ₹3.5 L/yr
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2 years (10 salaries)	₹1 L/yr - ₹3.5 L/yr
3 years (5 salaries)	₹2.2 L/yr - ₹3 L/yr
4 years (4 salaries)	₹1.2 L/yr - ₹3.1 L/yr
5 years (AmbitionBox Estimate)	₹2 L/yr - ₹3.7 L/yr

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From

Credit Officer

₹

Lakhs/yr

0 - 5 years exp.

Divisional Manager

₹

Lakhs/yr

3 - 18 years exp.

Credit Officer 0 - 5 years exp.

Branch Manager 2 - 11 years exp.

77% hike

Cluster Manager 1 - 13 years exp.

34% hike

From

1 more level

Credit Officer

0 - 5 years exp.

Regional Manager

0 - 5 years exp.

Similar Designation salaries in Spandana Sphoorty Financial

Credit Manager Salary

(6 salaries)

₹1.05 L/yr - ₹3.5 L/yr

Sales Officer Salary

(4 salaries)

₹1.1 L/yr - ₹2.75 L/yr

Credit Analyst Salary

(4 salaries)

₹1.2 L/yr - ₹1.6 L/yr

Senior Credit Officer Salary

(AmbitionBox Estimate)

₹2.5 L/yr - ₹3.2 L/yr

Credit Executive Salary

(5 salaries)

₹2.4 L/yr - ₹3.1 L/yr

Area Credit Manager Salary

(AmbitionBox Estimate)

₹1.6 L/yr - ₹2.1 L/yr

Branch Manager Salary

(114 salaries)

₹1.4 L/yr - ₹6.15 L/yr

Deputy Manager Salary

(9 salaries)

₹6.65 L/yr - ₹8.4 L/yr

Sales Manager Salary

(5 salaries)

₹2.4 L/yr - ₹5 L/yr

Branch Credit Manager Salary

(AmbitionBox Estimate)

₹5.9 L/yr - ₹7.5 L/yr

Salary related reviews for Spandana Sphoorty Financial

4.0

Rated by 25 employees for salary & benefits

Branch Manager in Hyderabad / Secunderabad

Customer Success, Service & Operations Department

1.0

• posted on 05 Mar 2021

1.0

for Salary and Benefits

Likes

If you hate your family join spandana sphoorty, No family No week off, only begging infornt of borrowers houses. You can enjoy 24/7 beeging shiftm.... Very wonderfull to work with senior management ... They treat you like a begger infornt of temple... One and only worst never ever after company...

Dislikes

They give you salary like throwing biscuits to dog that too half biscuit....

Salary - Bad

+6 more

Branch Manager

Customer Success, Service & Operations Department

5.0

• posted on 26 Nov 2019

5.0

for Salary and Benefits

Likes

There is salary and appraisal are done with comfortable and learning some trick to crack the any uncomfortable situation.how to over come from pressure.

Salary - Excellent

+5 more

Dislikes

growth slow work pressure hihg i have worked 12-14 hours

Branch Manager in Katol

Finance & Accounting Department

5.0

• posted on 01 Aug 2021

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

Dislikes

There is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

Business Development Executive in Hyderabad / Secunderabad

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 30 Sep 2024

1.0

for Salary and Benefits

Likes

Only Job security. Bad projects and no future prospects after working here, so they are looking for manual workers.

Dislikes

No hike, politics, unprofessional behaviour, difficult getting leaves, expected to stay late and work after officr hours

Salary - Bad

+5 more

Associate Product Manager in Bangalore / Bengaluru

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 10 Sep 2024

1.0

for Salary and Benefits

Likes

Little bit of job security as people with good knowledge and work ex leave after seeing the condition of work. They need people to stay to get the work done.

Dislikes

Primitive technology, no interest to adapt new technologies, terrible salary hike, management is only money & power hungry. Overworked people. They only take people who are desperate for jobs and make them work 24*7

Salary - Bad

+5 more

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an associate vice president

Offer Accepted

I was getting 15.2 LPA in my previous org and now i am being offered 29.5 LPA but the designation is 1 position lower than what i was in my previous org. Should i go ahead with the offer or still negotiate on designation. Protip : i was laid off in my previous org.

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Spandana Sphoorty Financial Credit Officer Salary FAQs

What is the salary of Credit Officer at Spandana Sphoorty Financial?

Credit Officer salary at Spandana Sphoorty Financial in India ranges between ₹1.0 Lakhs to ₹3.5 Lakhs for less than 1 year of experience to 5 years. According to our estimates it is 39% less than the average Credit Officer Salary in India. Salary estimates are based on 36 latest salaries received from various employees of Spandana Sphoorty Financial India.

How does the salary of a Credit Officer at Spandana Sphoorty Financial India compare with the average salary range for this job?

The average salary of a Credit Officer at Spandana Sphoorty Financial is 39% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

Which similar companies are paying more than Spandana Sphoorty Financial to a Credit Officer in India?

Bharat Financial Inclusion Credit Officer Salary - ₹3.0 Lakhs to ₹6.5 Lakhs per year
Repco Home Finance Credit Officer Salary - ₹3.0 Lakhs to ₹7.0 Lakhs per year
Bajaj Finance Credit Officer Salary - ₹1.9 Lakhs to ₹5.5 Lakhs per year
Ujjivan Financial Services Credit Officer Salary - ₹1.8 Lakhs to ₹5.0 Lakhs per year
Tata Capital Housing Finance Credit Officer Salary - ₹3.0 Lakhs to ₹3.8 Lakhs per year

What is the salary of a Credit Officer in companies similar to Spandana Sphoorty Financial in India?

L&T Finance Credit Officer Salary - ₹1.8 Lakhs to ₹4.0 Lakhs per year
MAS Financial Services Credit Officer Salary - ₹1.5 Lakhs to ₹5.3 Lakhs per year
Manappuram Finance Credit Officer Salary - ₹2.2 Lakhs to ₹4.5 Lakhs per year
Poonawalla Fincorp Credit Officer Salary - ₹2.4 Lakhs to ₹3.5 Lakhs per year
Equitas Small Finance Bank Credit Officer Salary - ₹1.6 Lakhs to ₹4.4 Lakhs per year

What is the estimated take home salary of a Credit Officer at Spandana Sphoorty Financial in India?

The estimated take-home salary of a Credit Officer at Spandana Sphoorty Financial ranges between ₹15,179 per month to ₹16,762 per month in India. The take-home salary calculation is based on the average Spandana Sphoorty Financial Credit Officer salary in India which ranges between ₹1.0 Lakhs to ₹3.5 Lakhs per year for employees with less than 1 year of experience to 5 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at Spandana Sphoorty Financial?

According to AmbitionBox, 61% of the Spandana Sphoorty Financial Credit Officers reported a notice period of 1 Month, 26% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 23 responses on AmbitionBox in last 2 years.

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Spandana Sphoorty Financial Credit Officer Salaries by Location

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Spandana Sphoorty Financial Credit Officer Salaries

Spandana Sphoorty Financial Credit Officer salary in India ranges between ₹1 Lakh to ₹3.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 36 Spandana Sphoorty Financial latest salaries received from various employees of Spandana Sphoorty Financial.

Spandana Sphoorty Financial Credit Officer salaries in India (Updated 2025)

Companies similar to Spandana Sphoorty Financial for Credit Officer

Latest annual salaries shared by Spandana Sphoorty Financial Credit Officer

Experience wise Spandana Sphoorty Financial Credit Officer salaries

Similar Designation salaries in Spandana Sphoorty Financial

Salary related reviews for Spandana Sphoorty Financial

Branch Manager in Hyderabad / Secunderabad

Branch Manager

Branch Manager in Katol

Business Development Executive in Hyderabad / Secunderabad

Associate Product Manager in Bangalore / Bengaluru

Spandana Sphoorty Financial Credit Officer Salary FAQs

Tell us how to improve this page.

Spandana Sphoorty Financial Credit Officer Salaries by Location