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SMFG India Credit Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 7 years exp.
₹1.6 Lakh - ₹4.5 Lakhs
Salary of majority employees
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18% less than the average Credit Officer Salary in NBFC Companies for 0 - 7 years of experience

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Salaries in different departments

Finance & Accounting
Credit Officer Salary
0 - 7 years exp. (38 salaries)
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₹1.8 L/yr - ₹4.4 L/yr

BFSI, Investments & Trading
Credit Officer Salary
1 - 5 years exp. (24 salaries)
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₹2.1 L/yr - ₹3.5 L/yr

Customer Success, Service & Operations
Credit Officer Salary
0 - 5 years exp. (11 salaries)
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₹1.7 L/yr - ₹4.5 L/yr

Sales & Business Development
Credit Officer Salary
0 - 6 years exp. (5 salaries)
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₹3 L/yr - ₹3.8 L/yr

Risk Management & Compliance
Credit Officer Salary
1 - 5 years exp. (5 salaries)
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₹2.5 L/yr - ₹3.5 L/yr

Last Updated: 17 Feb 2025

Companies similar to SMFG India Credit for Credit Officer

Company name Avg Annual Salary Open Jobs
Logo
Bajaj Finserv Credit Officer Salary

0 - 5 years exp. (59 salaries)

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₹2 L/yr - ₹5.5 L/yr

arrow icon 18% more
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HDFC Bank Credit Officer Salary

1 - 8 years exp. (252 salaries)

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₹1.2 L/yr - ₹4 L/yr

arrow icon 14% less
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ICICI Bank Credit Officer Salary

0 - 6 years exp. (118 salaries)

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₹1.2 L/yr - ₹4.7 L/yr

arrow icon 15% less
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Axis Bank Credit Officer Salary

0 - 6 years exp. (175 salaries)

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₹1.2 L/yr - ₹6.8 L/yr

arrow icon 22% more
1 job opening
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Kotak Mahindra Bank Credit Officer Salary

1 - 6 years exp. (96 salaries)

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₹1.5 L/yr - ₹4.5 L/yr

arrow icon 10% less
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Edelweiss Credit Officer Salary

0 - 9 years exp. (225 salaries)

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₹2 L/yr - ₹4.5 L/yr

arrow icon 13% more
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₹1.2 L/yr - ₹4 L/yr

arrow icon 9% less
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Shriram Finance Credit Officer Salary

0 - 9 years exp. (170 salaries)

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₹1.2 L/yr - ₹4.5 L/yr

arrow icon 9% less
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Muthoot Fincorp Credit Officer Salary

0 - 6 years exp. (162 salaries)

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₹1.7 L/yr - ₹4 L/yr

arrow icon 4% less
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Aye Finance Credit Officer Salary

0 - 7 years exp. (151 salaries)

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₹2.2 L/yr - ₹4 L/yr

arrow icon 2% more
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Credit Officer salary at SMFG India Credit ranges between ₹1.6 Lakh to ₹4.5 Lakhs per year for employees with less than 1 year of experience to 7 years. Salary estimates are based on 99 latest salaries received from various employees of SMFG India Credit.

Latest annual salaries shared by SMFG India Credit Credit Officer

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Experience wise SMFG India Credit Credit Officer salaries

Last Updated: 17 Feb 2025

Experience Avg Annual Salary
Fresher  (7 salaries)

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₹3 L/yr - ₹4 L/yr
1 year  (12 salaries)

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₹2 L/yr - ₹4 L/yr
2 years  (25 salaries)

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₹1.8 L/yr - ₹4.5 L/yr
3 years  (14 salaries)

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₹2 L/yr - ₹3.6 L/yr
4 years  (17 salaries)

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₹1.6 L/yr - ₹3.9 L/yr
View all
SMFG India Credit Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 7 years exp.

Cluster Credit Manager

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3 - 15 years exp.

Credit Officer 0 - 7 years exp.
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Credit Manager 0 - 11 years exp.
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arrow icon 121% hike
    Cluster Credit Manager 3 - 15 years exp.
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    arrow icon 49% hike
    Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

    Similar Designation salaries in SMFG India Credit

    Credit Manager Salary
    (345 salaries)
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    ₹2.35 L/yr - ₹11.36 L/yr
    Sales Officer Salary
    (78 salaries)
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    ₹1.2 L/yr - ₹4.5 L/yr
    Credit Analyst Salary
    (8 salaries)
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    ₹2.55 L/yr - ₹4 L/yr
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    ₹1.43 L/yr - ₹3 L/yr
    Officer Salary
    (42 salaries)
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    ₹1 L/yr - ₹4.8 L/yr
    Credit Underwriter Salary
    (AmbitionBox Estimate)
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    ₹4.6 L/yr - ₹5.9 L/yr
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    ₹1.9 L/yr - ₹4.5 L/yr
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    ₹6 L/yr - ₹23.73 L/yr
    Branch Manager Salary
    (50 salaries)
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    ₹2.7 L/yr - ₹12.06 L/yr
    Deputy Manager Salary
    (6 salaries)
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    ₹3.85 L/yr - ₹7.43 L/yr
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    Salary related reviews for SMFG India Credit

    2.9

    Rated by 33 employees for salary & benefits

    Customer Success, Service & Operations Department

    2.0
      •  posted on 01 Oct 2020

    2.0
     for  Salary and Benefits

    Likes

    ...n company but in covid19 pandemic / situation not thinking about credit officer.salary is not provide in this time.very helpless feel in Covid 19 Pandemic. Thank You..

    read more
    • Company culture - Excellent

    Dislikes

    I very feel helpless.

    • Salary - Poor
    • +5 more

    Full Time

     · 

    Sales & Business Development Department

    5.0
      •  posted on 22 Mar 2024

    5.0
     for  Salary and Benefits

    Likes

    I'm happy to work with SMFG company this company is excellent for every employee good salary very good incentives and also good growth 📈 working here thanks to big opportunity for me SMFG india credit

    read more
    • Salary - Excellent
    • +6 more

    Dislikes

    Nothing dislike this company it's a very good company more than other NBFC companies

    Full Time

     · 

    Customer Success, Service & Operations Department

    5.0
      •  posted on 24 Mar 2023

    5.0
     for  Salary and Benefits

    Likes

    I am very happy from this this company People Management, Working Pattern, Salary & Perks, Work Life Balance except other things like Learning & Development, Motivational Thoughts.

    read more
    • Salary - Excellent
    • +4 more

    Dislikes

    Learning & Development, Next Level (Promotion).

    • Skill development - Poor
    • +1 more

    Full Time

     · 

    Sales & Business Development Department

    5.0
      •  posted on 04 Mar 2023

    3.0
     for  Salary and Benefits

    Likes

    There are many products here from which we get a lot of knowledge

    • Skill development - Excellent
    • +5 more

    Dislikes

    The salary that should have been received according to the work was not known! When the full salary was not received even after completing the achievement goal.

    read more

    Full Time

     · 

    BFSI, Investments & Trading Department

    4.0
      •  posted on 31 May 2022

    5.0
     for  Salary and Benefits

    Likes

    ...'s worst to selling product due to high interest rate and poor customer service. Other hand, Employees are getting good salary and other benefits.

    read more
    • Salary - Excellent
    • +4 more

    Dislikes

    Poor customer service &high interest rate

    see more salary related reviews

    Discover interview dos and don'ts from real experiences

    SMFG India Credit Credit Officer Salary FAQs

    What is the salary of Credit Officer at SMFG India Credit?
    Credit Officer salary at SMFG India Credit in India ranges between ₹1.6 Lakhs to ₹4.5 Lakhs for less than 1 year of experience to 7 years. According to our estimates it is 18% less than the average Credit Officer Salary in India. Salary estimates are based on 99 latest salaries received from various employees of SMFG India Credit India.
    How does the salary of a Credit Officer at SMFG India Credit India compare with the average salary range for this job?
    The average salary of a Credit Officer at SMFG India Credit is 18% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.
    Which similar companies are paying more than SMFG India Credit to a Credit Officer in India?
    • Bharat Financial Inclusion Credit Officer Salary - ₹3.0 Lakhs to ₹6.5 Lakhs per year
    • Aditya Birla Capital Credit Officer Salary - ₹2.4 Lakhs to ₹5.5 Lakhs per year
    • Axis Bank Credit Officer Salary - ₹1.2 Lakhs to ₹6.8 Lakhs per year
    • Bajaj Finance Credit Officer Salary - ₹1.9 Lakhs to ₹5.5 Lakhs per year
    • Bajaj Finserv Credit Officer Salary - ₹2.0 Lakhs to ₹5.5 Lakhs per year
    What is the salary of a Credit Officer in companies similar to SMFG India Credit in India?
    • Aditya Birla Finance Credit Officer Salary - ₹2.4 Lakhs to ₹4.6 Lakhs per year
    • Fusion Microfinance Credit Officer Salary - ₹2.0 Lakhs to ₹5.0 Lakhs per year
    • Edelweiss Credit Officer Salary - ₹2.0 Lakhs to ₹4.5 Lakhs per year
    • L&T Finance Credit Officer Salary - ₹1.8 Lakhs to ₹4.0 Lakhs per year
    • Tata Capital Credit Officer Salary - ₹2.5 Lakhs to ₹5.0 Lakhs per year
    What is the estimated take home salary of a Credit Officer at SMFG India Credit in India?
    The estimated take-home salary of a Credit Officer at SMFG India Credit ranges between ₹21,329 per month to ₹22,972 per month in India. The take-home salary calculation is based on the average SMFG India Credit Credit Officer salary in India which ranges between ₹1.6 Lakhs to ₹4.5 Lakhs per year for employees with less than 1 year of experience to 7 years. Check how did we calculate take home salary?
    What is the notice period for Credit Officer at SMFG India Credit?
    According to AmbitionBox, 59% of the SMFG India Credit Credit Officers reported a notice period of 1 Month, 18% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 69 responses on AmbitionBox in last 2 years.

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    SMFG India Credit Credit Officer salary in India ranges between ₹1.6 Lakh to ₹4.5 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 99 SMFG India Credit latest salaries received from various employees of SMFG India Credit.