SMFG India Credit Credit Officer Salaries by 90+ Employees (Updated 2025)

0 - 7 years exp.

₹1.6 Lakh - ₹4.5 Lakhs

Salary of majority employees

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18% less than the average Credit Officer Salary in NBFC Companies for 0 - 7 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 0 - 7 years exp. (38 salaries)	Unlock ₹1.8 L/yr - ₹4.4 L/yr
BFSI, Investments & Trading Credit Officer Salary 1 - 5 years exp. (24 salaries)	Unlock ₹2.1 L/yr - ₹3.5 L/yr
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Customer Success, Service & Operations Credit Officer Salary 0 - 5 years exp. (11 salaries)	Unlock ₹1.7 L/yr - ₹4.5 L/yr
Sales & Business Development Credit Officer Salary 0 - 6 years exp. (5 salaries)	Unlock ₹3 L/yr - ₹3.8 L/yr
Risk Management & Compliance Credit Officer Salary 1 - 5 years exp. (5 salaries)	Unlock ₹2.5 L/yr - ₹3.5 L/yr

Last Updated: 17 Feb 2025

Companies similar to SMFG India Credit for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Bajaj Finserv Credit Officer Salary 0 - 5 years exp. (59 salaries)	Unlock ₹2 L/yr - ₹5.5 L/yr 18% more
HDFC Bank Credit Officer Salary 1 - 8 years exp. (252 salaries)	Unlock ₹1.2 L/yr - ₹4 L/yr 14% less
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ICICI Bank Credit Officer Salary 0 - 6 years exp. (118 salaries)	Unlock ₹1.2 L/yr - ₹4.7 L/yr 15% less
Axis Bank Credit Officer Salary 0 - 6 years exp. (175 salaries)	Unlock ₹1.2 L/yr - ₹6.8 L/yr 22% more	1 job opening
Kotak Mahindra Bank Credit Officer Salary 1 - 6 years exp. (96 salaries)	Unlock ₹1.5 L/yr - ₹4.5 L/yr 10% less
Edelweiss Credit Officer Salary 0 - 9 years exp. (225 salaries)	Unlock ₹2 L/yr - ₹4.5 L/yr 13% more
Mahindra Rural Housing Finance Credit Officer Salary 0 - 6 years exp. (199 salaries)	Unlock ₹1.2 L/yr - ₹4 L/yr 9% less
Shriram Finance Credit Officer Salary 0 - 9 years exp. (170 salaries)	Unlock ₹1.2 L/yr - ₹4.5 L/yr 9% less
Muthoot Fincorp Credit Officer Salary 0 - 6 years exp. (162 salaries)	Unlock ₹1.7 L/yr - ₹4 L/yr 4% less
Aye Finance Credit Officer Salary 0 - 7 years exp. (151 salaries)	Unlock ₹2.2 L/yr - ₹4 L/yr 2% more

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Credit Officer salary at SMFG India Credit ranges between ₹1.6 Lakh to ₹4.5 Lakhs per year for employees with less than 1 year of experience to 7 years. Salary estimates are based on 99 latest salaries received from various employees of SMFG India Credit.

Latest annual salaries shared by SMFG India Credit Credit Officer

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1 year exp.

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4 years exp.

Experience wise SMFG India Credit Credit Officer salaries

Last Updated: 17 Feb 2025

Experience	Avg Annual Salary
Fresher (7 salaries)	Unlock ₹3 L/yr - ₹4 L/yr
1 year (12 salaries)	Unlock ₹2 L/yr - ₹4 L/yr
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2 years (25 salaries)	Unlock ₹1.8 L/yr - ₹4.5 L/yr
3 years (14 salaries)	Unlock ₹2 L/yr - ₹3.6 L/yr
4 years (17 salaries)	Unlock ₹1.6 L/yr - ₹3.9 L/yr
5 years (17 salaries)	Unlock ₹1.7 L/yr - ₹3.8 L/yr
6 years (6 salaries)	Unlock ₹2 L/yr - ₹3.3 L/yr
7 years (AmbitionBox Estimate)	Unlock ₹1.2 L/yr - ₹4.4 L/yr

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From

Credit Officer

₹

Lakhs/yr

0 - 7 years exp.

Cluster Credit Manager

₹

Lakhs/yr

3 - 15 years exp.

Credit Officer 0 - 7 years exp.

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Credit Manager 0 - 11 years exp.

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121% hike

Cluster Credit Manager 3 - 15 years exp.

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49% hike

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

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Credit Manager Salary

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₹2.35 L/yr - ₹11.36 L/yr

Sales Officer Salary

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₹1.2 L/yr - ₹4.5 L/yr

Credit Analyst Salary

(8 salaries)

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₹2.55 L/yr - ₹4 L/yr

Senior Credit Officer Salary

(11 salaries)

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₹1.43 L/yr - ₹3 L/yr

Officer Salary

(42 salaries)

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₹1 L/yr - ₹4.8 L/yr

Credit Underwriter Salary

(AmbitionBox Estimate)

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₹4.6 L/yr - ₹5.9 L/yr

Credit Executive Salary

(54 salaries)

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₹1.9 L/yr - ₹4.5 L/yr

Area Credit Manager Salary

(41 salaries)

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₹6 L/yr - ₹23.73 L/yr

Branch Manager Salary

(50 salaries)

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₹2.7 L/yr - ₹12.06 L/yr

Deputy Manager Salary

(6 salaries)

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₹3.85 L/yr - ₹7.43 L/yr

Salary related reviews for SMFG India Credit

2.9

Rated by 33 employees for salary & benefits

Credit Officer in Nandes

Customer Success, Service & Operations Department

2.0

• posted on 01 Oct 2020

2.0

for Salary and Benefits

Likes

...n company but in covid19 pandemic / situation not thinking about credit officer.salary is not provide in this time.very helpless feel in Covid 19 Pandemic. Thank You..

Company culture - Excellent

Dislikes

I very feel helpless.

Salary - Poor

+5 more

Sales Manager in Kadapa

Full Time

Sales & Business Development Department

5.0

• posted on 22 Mar 2024

5.0

for Salary and Benefits

Likes

I'm happy to work with SMFG company this company is excellent for every employee good salary very good incentives and also good growth 📈 working here thanks to big opportunity for me SMFG india credit

Salary - Excellent

+6 more

Dislikes

Nothing dislike this company it's a very good company more than other NBFC companies

Officer in Mumbai

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 24 Mar 2023

5.0

for Salary and Benefits

Likes

I am very happy from this this company People Management, Working Pattern, Salary & Perks, Work Life Balance except other things like Learning & Development, Motivational Thoughts.

Salary - Excellent

+4 more

Dislikes

Learning & Development, Next Level (Promotion).

Skill development - Poor

+1 more

Sales Manager in Chhindwara

Full Time

Sales & Business Development Department

5.0

• posted on 04 Mar 2023

3.0

for Salary and Benefits

Likes

There are many products here from which we get a lot of knowledge

Skill development - Excellent

+5 more

Dislikes

The salary that should have been received according to the work was not known! When the full salary was not received even after completing the achievement goal.

Sales Manager in Jorhat

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 31 May 2022

5.0

for Salary and Benefits

Likes

...'s worst to selling product due to high interest rate and poor customer service. Other hand, Employees are getting good salary and other benefits.

Salary - Excellent

+4 more

Dislikes

Poor customer service &high interest rate

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Salary Discussions, Hike & Promotions

1w (edited)

an associate vice president

Offer Accepted

I was getting 15.2 LPA in my previous org and now i am being offered 29.5 LPA but the designation is 1 position lower than what i was in my previous org. Should i go ahead with the offer or still negotiate on designation. Protip : i was laid off in... read more

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SMFG India Credit Credit Officer Salary FAQs

What is the salary of Credit Officer at SMFG India Credit?

Credit Officer salary at SMFG India Credit in India ranges between ₹1.6 Lakhs to ₹4.5 Lakhs for less than 1 year of experience to 7 years. According to our estimates it is 18% less than the average Credit Officer Salary in India. Salary estimates are based on 99 latest salaries received from various employees of SMFG India Credit India.

How does the salary of a Credit Officer at SMFG India Credit India compare with the average salary range for this job?

The average salary of a Credit Officer at SMFG India Credit is 18% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

Which similar companies are paying more than SMFG India Credit to a Credit Officer in India?

Bharat Financial Inclusion Credit Officer Salary - ₹3.0 Lakhs to ₹6.5 Lakhs per year
Aditya Birla Capital Credit Officer Salary - ₹2.4 Lakhs to ₹5.5 Lakhs per year
Axis Bank Credit Officer Salary - ₹1.2 Lakhs to ₹6.8 Lakhs per year
Bajaj Finance Credit Officer Salary - ₹1.9 Lakhs to ₹5.5 Lakhs per year
Bajaj Finserv Credit Officer Salary - ₹2.0 Lakhs to ₹5.5 Lakhs per year

What is the salary of a Credit Officer in companies similar to SMFG India Credit in India?

Aditya Birla Finance Credit Officer Salary - ₹2.4 Lakhs to ₹4.6 Lakhs per year
Fusion Microfinance Credit Officer Salary - ₹2.0 Lakhs to ₹5.0 Lakhs per year
Edelweiss Credit Officer Salary - ₹2.0 Lakhs to ₹4.5 Lakhs per year
L&T Finance Credit Officer Salary - ₹1.8 Lakhs to ₹4.0 Lakhs per year
Tata Capital Credit Officer Salary - ₹2.5 Lakhs to ₹5.0 Lakhs per year

What is the estimated take home salary of a Credit Officer at SMFG India Credit in India?

The estimated take-home salary of a Credit Officer at SMFG India Credit ranges between ₹21,329 per month to ₹22,972 per month in India. The take-home salary calculation is based on the average SMFG India Credit Credit Officer salary in India which ranges between ₹1.6 Lakhs to ₹4.5 Lakhs per year for employees with less than 1 year of experience to 7 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at SMFG India Credit?

According to AmbitionBox, 59% of the SMFG India Credit Credit Officers reported a notice period of 1 Month, 18% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 69 responses on AmbitionBox in last 2 years.

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SMFG India Credit Credit Officer Salaries

SMFG India Credit Credit Officer salary in India ranges between ₹1.6 Lakh to ₹4.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 99 SMFG India Credit latest salaries received from various employees of SMFG India Credit.