SMFG India Credit Area Credit Manager Salaries by 40+ Employees (Updated 2025)

5 - 14 years exp.

₹6 Lakhs - ₹23.7 Lakhs

Salary of majority employees

18% more than the average Area Credit Manager Salary in NBFC Companies for 5 - 14 years of experience

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Salaries in different departments

BFSI, Investments & Trading Area Credit Manager Salary 5 - 11 years exp. (20 salaries)	₹8.5 L/yr - ₹23.7 L/yr
Finance & Accounting Area Credit Manager Salary 5 - 11 years exp. (8 salaries)	₹10 L/yr - ₹21.5 L/yr
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Risk Management & Compliance Area Credit Manager Salary 5 - 14 years exp. (6 salaries)	₹6 L/yr - ₹22 L/yr
Customer Success, Service & Operations Area Credit Manager Salary 6 - 13 years exp. (AmbitionBox Estimate)	₹9.2 L/yr - ₹15.2 L/yr

Last Updated: 23 Feb 2025

Companies similar to SMFG India Credit for Area Credit Manager

Company name	Avg Annual Salary	Open Jobs
HDB Financial Services Area Credit Manager Salary 5 - 18 years exp. (215 salaries)	₹6.1 L/yr - ₹16.5 L/yr 23% less	1 job opening
L&T Finance Area Credit Manager Salary 4 - 13 years exp. (135 salaries)	₹6 L/yr - ₹20 L/yr 5% less
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Aditya Birla Finance Area Credit Manager Salary 6 - 15 years exp. (118 salaries)	₹8.1 L/yr - ₹21.5 L/yr 2% more
Bajaj Finance Area Credit Manager Salary 3 - 12 years exp. (91 salaries)	₹4.4 L/yr - ₹14 L/yr 31% less
Veritas Finance Area Credit Manager Salary 5 - 12 years exp. (54 salaries)	₹3 L/yr - ₹8.7 L/yr 53% less
Mahindra Rural Housing Finance Area Credit Manager Salary 6 - 18 years exp. (38 salaries)	₹5.6 L/yr - ₹14.8 L/yr 36% less	1 job opening
IIFL Finance Area Credit Manager Salary 3 - 11 years exp. (32 salaries)	₹5.2 L/yr - ₹19.2 L/yr 25% less
Muthoot Microfin Area Credit Manager Salary 2 - 8 years exp. (28 salaries)	₹2 L/yr - ₹5.5 L/yr 73% less
IIFL SAMASTA Area Credit Manager Salary 3 - 7 years exp. (26 salaries)	₹2 L/yr - ₹5.2 L/yr 72% less
SK Finance Limited Area Credit Manager Salary 5 - 13 years exp. (26 salaries)	₹4.8 L/yr - ₹9.6 L/yr 50% less
Tata Motors Finance Area Credit Manager Salary 0 - 16 years exp. (24 salaries)	₹5.5 L/yr - ₹12.9 L/yr 35% less
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Shriram Finance Area Credit Manager Salary 5 - 13 years exp. (21 salaries)	₹9.5 L/yr - ₹21 L/yr 2% more
CreditAccess Grameen Area Credit Manager Salary 5 - 17 years exp. (16 salaries)	₹4.5 L/yr - ₹13.1 L/yr 40% less
TVS Credit Area Credit Manager Salary 5 - 25 years exp. (10 salaries)	₹6.6 L/yr - ₹15.1 L/yr 23% less
Muthoot Fincorp Area Credit Manager Salary 2 - 11 years exp. (7 salaries)	₹2.2 L/yr - ₹9 L/yr 56% less
Mahindra Finance Area Credit Manager Salary 7 - 16 years exp. (7 salaries)	₹5.5 L/yr - ₹14 L/yr 33% less
Bharat Financial Inclusion Area Credit Manager Salary 12 - 17 years exp. (6 salaries)	₹4.3 L/yr - ₹9 L/yr 55% less
John Deere Financial Area Credit Manager Salary 7 - 14 years exp. (6 salaries)	₹10.3 L/yr - ₹15 L/yr 19% less
Svatantra Microfin Area Credit Manager Salary 4 - 10 years exp. (5 salaries)	₹5.5 L/yr - ₹6.3 L/yr 58% less
Annapurna Finance Area Credit Manager Salary 8 - 16 years exp. (4 salaries)	₹5 L/yr - ₹10.5 L/yr 43% less

View all

Area Credit Manager salary at SMFG India Credit ranges between ₹6 Lakhs to ₹23.7 Lakhs per year for employees with experience between 5 years to 14 years. Salary estimates are based on 41 latest salaries received from various employees of SMFG India Credit.

Experience wise SMFG India Credit Area Credit Manager salaries

Last Updated: 23 Feb 2025

Experience	Avg Annual Salary
5 years (7 salaries)	₹10 L/yr - ₹16 L/yr
6 years (5 salaries)	₹8.5 L/yr - ₹16 L/yr
Login to view exact salary
7 years (7 salaries)	₹6 L/yr - ₹18.5 L/yr
8 years (AmbitionBox Estimate)	₹7.5 L/yr - ₹14 L/yr
9 years (6 salaries)	₹7.5 L/yr - ₹21.5 L/yr
10 years (5 salaries)	₹5.8 L/yr - ₹21.8 L/yr
11 years (5 salaries)	₹11.1 L/yr - ₹23.7 L/yr
12 years (AmbitionBox Estimate)	₹13.8 L/yr - ₹17.6 L/yr
13 years (3 salaries)	₹9.2 L/yr - ₹28.4 L/yr
14 years (AmbitionBox Estimate)	₹6.5 L/yr - ₹22 L/yr

View all

Similar Designation salaries in SMFG India Credit

Zonal Credit Manager Salary

(3 salaries)

₹28.8 L/yr - ₹38.2 L/yr

Branch Credit Manager Salary

(146 salaries)

₹1.85 L/yr - ₹9.25 L/yr

Credit Manager Salary

(342 salaries)

₹2.35 L/yr - ₹10.9 L/yr

Cluster Credit Manager Salary

(53 salaries)

₹4.6 L/yr - ₹18.5 L/yr

Deputy Credit Manager Salary

(AmbitionBox Estimate)

₹5.9 L/yr - ₹7.5 L/yr

Regional Credit Manager Salary

(14 salaries)

₹21 L/yr - ₹40 L/yr

Assistant Credit Manager Salary

(4 salaries)

₹2.2 L/yr - ₹3 L/yr

Branch Manager Salary

(46 salaries)

₹3.44 L/yr - ₹12.65 L/yr

Sales Manager Salary

(223 salaries)

₹1.8 L/yr - ₹9.44 L/yr

Credit Officer Salary

(99 salaries)

₹0.95 L/yr - ₹4.5 L/yr

Top skills at SMFG India Credit for Area Credit Manager

Credit Management Credit Underwriting Mortgage Team Management Lap Lap Credit Management

Salary related reviews for SMFG India Credit

3.6

Rated by 4 employees for salary & benefits

Sales Manager in Kadapa

Full Time

Sales & Business Development Department

5.0

• posted on 22 Mar 2024

5.0

for Salary and Benefits

Likes

I'm happy to work with SMFG company this company is excellent for every employee good salary very good incentives and also good growth 📈 working here thanks to big opportunity for me SMFG india credit

Salary - Excellent

+6 more

Dislikes

Nothing dislike this company it's a very good company more than other NBFC companies

Officer in Mumbai

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 24 Mar 2023

5.0

for Salary and Benefits

Likes

I am very happy from this this company People Management, Working Pattern, Salary & Perks, Work Life Balance except other things like Learning & Development, Motivational Thoughts.

Salary - Excellent

+4 more

Dislikes

Learning & Development, Next Level (Promotion).

Skill development - Poor

+1 more

Sales Manager in Chhindwara

Full Time

Sales & Business Development Department

5.0

• posted on 04 Mar 2023

3.0

for Salary and Benefits

Likes

There are many products here from which we get a lot of knowledge

Skill development - Excellent

+5 more

Dislikes

The salary that should have been received according to the work was not known! When the full salary was not received even after completing the achievement goal.

Sales Manager in Jorhat

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 31 May 2022

5.0

for Salary and Benefits

Likes

...'s worst to selling product due to high interest rate and poor customer service. Other hand, Employees are getting good salary and other benefits.

Salary - Excellent

+4 more

Dislikes

Poor customer service &high interest rate

Sales Manager in Hyderabad / Secunderabad

Full Time

Sales & Business Development Department

3.0

• posted on 16 Sep 2023

4.0

for Salary and Benefits

Likes

Nice company.work condition is good. Get good insentive. Hear work and family can manage easily time manage.

Salary - Good

+2 more

Dislikes

...policy. Company hold the old staff. they can't support new join . No pramotions. They not pay TA DA expenses properly.

Skill development - Bad

+1 more

see more salary related reviews

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Salary Discussions, Hike & Promotions

a system engineer

Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional teams to learn as much as possible. There were times when I was overworked, but it was all worthwhile. I was confident that it was a mutually beneficial situation. My advice would be to choose your job wisely, create value in the right place, and don't be afraid to negotiate.

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SMFG India Credit Area Credit Manager Salary FAQs

What is the salary of Area Credit Manager at SMFG India Credit ?

The average salary of a Area Credit Manager at SMFG India Credit in India typically ranges from ₹6.0 Lakhs to ₹23.7 Lakhs per year, depending on experience (from 5 years to 14 years).

The top 10% of Area Credit Manager at SMFG India Credit earn more than ₹20.9 Lakhs per year, and the top 1% earn over ₹23.7 Lakhs per year. Area Credit Manager Salaries at SMFG India Credit can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 40+ SMFG India Credit employees in India.

What is the estimated take home salary of a Area Credit Manager at SMFG India Credit in India?

The estimated take-home salary of a Area Credit Manager at SMFG India Credit in India typically ranges from ₹99,075 to ₹1,01,767 per month. This is based on the average salary range of ₹6.0 Lakhs to ₹23.7 Lakhs per year for employees with experience ranging from 5 years to 14 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 40+ salaries received from various employees of SMFG India Credit. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Area Credit Manager at SMFG India Credit ?

To be a Area Credit Manager at SMFG India Credit in india, the key skills required include:

- Credit Management
- Credit Underwriting
- Mortgage
- Team Management
- Lap

These skills are highly valued at SMFG India Credit and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than SMFG India Credit for Area Credit Manager in India?

Aditya Birla Finance	₹8.1 Lakhs to ₹21.5 Lakhs per year
Shriram Finance	₹9.5 Lakhs to ₹21.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by SMFG India Credit, depending on the role and experience level.

What is the salary of a Area Credit Manager in companies similar to SMFG India Credit in India?

The salary of a Area Credit Manager at companies similar to SMFG India Credit in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

L&T Finance	₹6.0 Lakhs to ₹20.0 Lakhs per year
John Deere Financial	₹10.3 Lakhs to ₹15.0 Lakhs per year
HDB Financial Services	₹6.1 Lakhs to ₹16.5 Lakhs per year
TVS Credit	₹6.6 Lakhs to ₹15.1 Lakhs per year
IIFL Finance	₹5.2 Lakhs to ₹19.2 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Area Credit Manager at SMFG India Credit in India?

The salary growth for a Area Credit Manager at SMFG India Credit depends on factors such as experience, performance, and promotions. On average, a Area Credit Manager can expect the following growth trajectory at SMFG India Credit:

Experience	Average Salary Range
5 years	₹10.0 Lakhs to ₹16.0 Lakhs per year
6 years	₹8.5 Lakhs to ₹16.0 Lakhs per year
7 years	₹6.0 Lakhs to ₹18.5 Lakhs per year
8 years	₹7.5 Lakhs to ₹14.0 Lakhs per year

and so on.

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SMFG India Credit Area Credit Manager Salaries

SMFG India Credit Area Credit Manager salary in India ranges between ₹6 Lakhs to ₹23.7 Lakhs with an average annual salary of ₹. Salary estimates are based on 41 SMFG India Credit latest salaries received from various employees of SMFG India Credit.