SMFG India Credit Kolkata Area Credit Manager Salaries by 5 Employees (Updated 2025)

7 - 10 years exp.

₹6 Lakhs - ₹16.5 Lakhs

Salary of majority employees

9% less than the average Area Credit Manager Salary in NBFC Companies for 7 - 10 years of experience

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Salaries in different departments

Risk Management & Compliance Area Credit Manager Salary 7 - 9 years exp. (3 salaries)	₹6 L/yr - ₹13.6 L/yr
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Finance & Accounting Area Credit Manager Salary 9 - 10 years exp. (AmbitionBox Estimate)	₹10 L/yr - ₹16.5 L/yr

Last Updated: 14 Feb 2025

Companies similar to SMFG India Credit for Area Credit Manager in Kolkata

SMFG India Credit Area Credit Manager Salary

7 - 10 years exp. (5 salaries)

₹6 L/yr - ₹16.5 L/yr

Company name	Avg Annual Salary	Open Jobs
Aditya Birla Finance Area Credit Manager Salary 6 - 12 years exp. (12 salaries)	₹8.8 L/yr - ₹19.1 L/yr 22% more
Tata Motors Finance Area Credit Manager Salary 2 - 12 years exp. (6 salaries)	₹6.5 L/yr - ₹10.3 L/yr 34% less
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ICICI Bank Area Credit Manager Salary 2 - 12 years exp. (24 salaries)	₹6.2 L/yr - ₹22 L/yr 8% more
Bandhan Bank Area Credit Manager Salary 5 - 15 years exp. (19 salaries)	₹5.5 L/yr - ₹19.5 L/yr 9% less
HDFC Bank Area Credit Manager Salary 9 - 17 years exp. (16 salaries)	₹10.2 L/yr - ₹28 L/yr 50% more

Area Credit Manager salary at SMFG India Credit ranges between ₹6 Lakhs to ₹16.5 Lakhs per year for employees with experience between 7 years to 10 years. Salary estimates are based on 5 latest salaries received from various employees of SMFG India Credit.

Experience wise SMFG India Credit Area Credit Manager salaries in Kolkata

Last Updated: 14 Feb 2025

Experience	Avg Annual Salary
7 years (AmbitionBox Estimate)	₹9.9 L/yr - ₹12.7 L/yr
8 years (AmbitionBox Estimate)	₹10.3 L/yr - ₹13.2 L/yr
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9 years (AmbitionBox Estimate)	₹10.7 L/yr - ₹13.7 L/yr
10 years (AmbitionBox Estimate)	₹11.1 L/yr - ₹14.2 L/yr

Similar Designation salaries in SMFG India Credit

Credit Manager Salary

(33 salaries)

₹3.2 L/yr - ₹10.95 L/yr

Branch Credit Manager Salary

(17 salaries)

₹3.55 L/yr - ₹7.8 L/yr

Cluster Credit Manager Salary

(4 salaries)

₹5.3 L/yr - ₹13 L/yr

Credit Officer Salary

(3 salaries)

₹2.15 L/yr - ₹3 L/yr

Top skills at SMFG India Credit for Area Credit Manager

Credit Management Credit Underwriting Mortgage Team Management Lap Lap Credit Management

Salary related reviews for SMFG India Credit

Sales Manager in Kadapa

Full Time

Sales & Business Development Department

5.0

• posted on 22 Mar 2024

5.0

for Salary and Benefits

Likes

I'm happy to work with SMFG company this company is excellent for every employee good salary very good incentives and also good growth 📈 working here thanks to big opportunity for me SMFG india credit

Salary - Excellent

+6 more

Dislikes

Nothing dislike this company it's a very good company more than other NBFC companies

Officer in Mumbai

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 24 Mar 2023

5.0

for Salary and Benefits

Likes

I am very happy from this this company People Management, Working Pattern, Salary & Perks, Work Life Balance except other things like Learning & Development, Motivational Thoughts.

Salary - Excellent

+4 more

Dislikes

Learning & Development, Next Level (Promotion).

Skill development - Poor

+1 more

Sales Manager in Chhindwara

Full Time

Sales & Business Development Department

5.0

• posted on 04 Mar 2023

3.0

for Salary and Benefits

Likes

There are many products here from which we get a lot of knowledge

Skill development - Excellent

+5 more

Dislikes

The salary that should have been received according to the work was not known! When the full salary was not received even after completing the achievement goal.

Sales Manager in Jorhat

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 31 May 2022

5.0

for Salary and Benefits

Likes

...'s worst to selling product due to high interest rate and poor customer service. Other hand, Employees are getting good salary and other benefits.

Salary - Excellent

+4 more

Dislikes

Poor customer service &high interest rate

Sales Manager in Hyderabad / Secunderabad

Full Time

Sales & Business Development Department

3.0

• posted on 16 Sep 2023

4.0

for Salary and Benefits

Likes

Nice company.work condition is good. Get good insentive. Hear work and family can manage easily time manage.

Salary - Good

+2 more

Dislikes

...policy. Company hold the old staff. they can't support new join . No pramotions. They not pay TA DA expenses properly.

Skill development - Bad

+1 more

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a manager - business analyst

Shifting from Bangalore to Hyderabad

I’m working in Bangalore for last 9 years. Currently I got 2 offers. 1. CTS - Bangalore (CTC - 22.7 LPA) 2. Deloitte - Hyderabad (CTC - 24.2 LPA) Is it good move to shift to Hyderabad for Deloitte ? Is it ok to ask the HR if my base location can be changed to Bangalore ? Please share your thoughts

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SMFG India Credit Area Credit Manager Salary FAQs

What is the salary of Area Credit Manager at SMFG India Credit in Kolkata?

The average salary of a Area Credit Manager at SMFG India Credit in Kolkata typically ranges from ₹6.0 Lakhs to ₹16.5 Lakhs per year, depending on experience (from 7 years to 10 years).

The top 10% of Area Credit Manager in Kolkata at SMFG India Credit earn more than ₹16.5 Lakhs per year, and the top 1% earn over ₹16.5 Lakhs per year. Area Credit Manager Salaries at SMFG India Credit can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 SMFG India Credit employees in India.

What is the estimated take home salary of a Area Credit Manager at SMFG India Credit in Kolkata?

The estimated take-home salary of a Area Credit Manager at SMFG India Credit in Kolkata typically ranges from ₹86,016 to ₹88,268 per month. This is based on the average salary range of ₹6.0 Lakhs to ₹16.5 Lakhs per year for employees with experience ranging from 7 years to 10 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of SMFG India Credit. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Area Credit Manager at SMFG India Credit in Kolkata?

To be a Area Credit Manager at SMFG India Credit in Kolkata, the key skills required include:

- Credit Management
- Credit Underwriting
- Mortgage
- Team Management
- Lap

These skills are highly valued at SMFG India Credit and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than SMFG India Credit for Area Credit Manager in India?

HDFC Bank	₹10.2 Lakhs to ₹28.0 Lakhs per year
Aditya Birla Finance	₹8.8 Lakhs to ₹19.1 Lakhs per year
ICICI Bank	₹6.2 Lakhs to ₹22.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by SMFG India Credit, depending on the role and experience level.

What is the salary of a Area Credit Manager in companies similar to SMFG India Credit in Kolkata?

The salary of a Area Credit Manager at companies similar to SMFG India Credit in Kolkata varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Bandhan Bank	₹5.5 Lakhs to ₹19.5 Lakhs per year
Tata Motors Finance	₹6.5 Lakhs to ₹10.3 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Area Credit Manager at SMFG India Credit in Kolkata?

The salary growth for a Area Credit Manager at SMFG India Credit in Kolkata depends on factors such as experience, performance, and promotions. On average, a Area Credit Manager in Kolkata can expect the following growth trajectory at SMFG India Credit:

Experience	Average Salary Range
7 years	₹9.9 Lakhs to ₹12.7 Lakhs per year
8 years	₹10.3 Lakhs to ₹13.2 Lakhs per year
9 years	₹10.7 Lakhs to ₹13.7 Lakhs per year
10 years	₹11.1 Lakhs to ₹14.2 Lakhs per year

and so on.

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SMFG India Credit Area Credit Manager Salaries in Kolkata

SMFG India Credit Area Credit Manager salary in Kolkata ranges between ₹6 Lakhs to ₹16.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 5 SMFG India Credit latest salaries received from various employees of SMFG India Credit.