L&T Finance Area Credit Manager Salaries by 100+ Employees (Updated 2025)

4 - 13 years exp.

₹6 Lakhs - ₹20 Lakhs

Salary of majority employees

12% more than the average Area Credit Manager Salary in NBFC Companies for 4 - 13 years of experience

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Salaries in different departments

BFSI, Investments & Trading Area Credit Manager Salary 4 - 13 years exp. (63 salaries)	₹8 L/yr - ₹20 L/yr
Finance & Accounting Area Credit Manager Salary 4 - 13 years exp. (30 salaries)	₹9.3 L/yr - ₹19.5 L/yr
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Risk Management & Compliance Area Credit Manager Salary 7 - 12 years exp. (6 salaries)	₹12.5 L/yr - ₹16.5 L/yr

Last Updated: 8 Mar 2025

Companies similar to L&T Finance for Area Credit Manager

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Area Credit Manager Salary 5 - 18 years exp. (228 salaries)	₹8.5 L/yr - ₹30 L/yr 36% more
ICICI Bank Area Credit Manager Salary 2 - 14 years exp. (426 salaries)	₹5.4 L/yr - ₹21.7 L/yr 5% less
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Axis Bank Area Credit Manager Salary 6 - 14 years exp. (296 salaries)	₹6.5 L/yr - ₹23 L/yr 11% more
Kotak Mahindra Bank Area Credit Manager Salary 5 - 14 years exp. (88 salaries)	₹6.5 L/yr - ₹24.5 L/yr 13% more
Bajaj Finance Area Credit Manager Salary 3 - 12 years exp. (86 salaries)	₹4.4 L/yr - ₹16.7 L/yr 29% less
HDB Financial Services Area Credit Manager Salary 5 - 18 years exp. (225 salaries)	₹6.1 L/yr - ₹17.5 L/yr 18% less
Poonawalla Fincorp Area Credit Manager Salary 2 - 13 years exp. (225 salaries)	₹5.2 L/yr - ₹20 L/yr 11% less
Tata Capital Area Credit Manager Salary 1 - 14 years exp. (142 salaries)	₹8 L/yr - ₹27.4 L/yr 26% more	6 job openings
Aavas Financiers Area Credit Manager Salary 4 - 16 years exp. (84 salaries)	₹5 L/yr - ₹14 L/yr 29% less	1 job opening
Aditya Birla Capital Area Credit Manager Salary 7 - 12 years exp. (61 salaries)	₹8.7 L/yr - ₹19.2 L/yr 4% more
PNB Housing Finance Area Credit Manager Salary 5 - 10 years exp. (51 salaries)	₹9 L/yr - ₹22 L/yr 16% more
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Sammaan Capital Limited Area Credit Manager Salary 4 - 15 years exp. (48 salaries)	₹5.9 L/yr - ₹14.1 L/yr 25% less
SMFG India Credit Area Credit Manager Salary 5 - 14 years exp. (41 salaries)	₹6 L/yr - ₹23.7 L/yr 7% more
Mahindra Rural Housing Finance Area Credit Manager Salary 6 - 18 years exp. (38 salaries)	₹5.6 L/yr - ₹14.8 L/yr 32% less
IIFL Finance Area Credit Manager Salary 3 - 11 years exp. (32 salaries)	₹5.2 L/yr - ₹19.2 L/yr 20% less
Capri Global Capital Area Credit Manager Salary 5 - 15 years exp. (28 salaries)	₹7.5 L/yr - ₹12 L/yr 28% less
SK Finance Limited Area Credit Manager Salary 6 - 13 years exp. (25 salaries)	₹4.8 L/yr - ₹9 L/yr 45% less
Shriram Finance Area Credit Manager Salary 5 - 13 years exp. (21 salaries)	₹9.5 L/yr - ₹21 L/yr 9% more
Tata Capital Housing Finance Area Credit Manager Salary 4 - 14 years exp. (20 salaries)	₹11 L/yr - ₹20.7 L/yr 16% more
CreditAccess Grameen Area Credit Manager Salary 5 - 16 years exp. (17 salaries)	₹4.4 L/yr - ₹13.1 L/yr 38% less

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Area Credit Manager salary at L&T Finance ranges between ₹6 Lakhs to ₹20 Lakhs per year for employees with experience between 4 years to 13 years. Salary estimates are based on 130 latest salaries received from various employees of L&T Finance.

Experience wise L&T Finance Area Credit Manager salaries

Last Updated: 8 Mar 2025

Experience	Avg Annual Salary
4 years (10 salaries)	₹8.1 L/yr - ₹16 L/yr
5 years (12 salaries)	₹8 L/yr - ₹16 L/yr
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6 years (14 salaries)	₹8 L/yr - ₹16 L/yr
7 years (18 salaries)	₹6 L/yr - ₹20 L/yr
8 years (24 salaries)	₹9.3 L/yr - ₹19.3 L/yr
9 years (20 salaries)	₹8.5 L/yr - ₹19.5 L/yr
10 years (13 salaries)	₹9.4 L/yr - ₹18.5 L/yr
11 years (10 salaries)	₹8.5 L/yr - ₹19 L/yr
12 years (5 salaries)	₹12.5 L/yr - ₹18 L/yr
13 years (4 salaries)	₹5.5 L/yr - ₹18.8 L/yr

View all

Similar Designation salaries in L&T Finance

Zonal Credit Manager Salary

(3 salaries)

₹33 L/yr - ₹46 L/yr

Branch Credit Manager Salary

(7 salaries)

₹3.5 L/yr - ₹5.1 L/yr

Credit Manager Salary

(87 salaries)

₹3.25 L/yr - ₹13.1 L/yr

Cluster Credit Manager Salary

(AmbitionBox Estimate)

₹5.9 L/yr - ₹7.6 L/yr

Regional Credit Manager Salary

(18 salaries)

₹17.8 L/yr - ₹30.15 L/yr

Assistant Credit Manager Salary

(AmbitionBox Estimate)

₹4.8 L/yr - ₹6.1 L/yr

Branch Manager Salary

(221 salaries)

₹2.4 L/yr - ₹6 L/yr

Sales Manager Salary

(82 salaries)

₹3 L/yr - ₹12.1 L/yr

Credit Officer Salary

(48 salaries)

₹1.5 L/yr - ₹4 L/yr

Relationship Manager Salary

(58 salaries)

₹2.4 L/yr - ₹12 L/yr

Top skills at L&T Finance for Area Credit Manager

Financial Statements Collection Management Credit Risk Analysis Credit Policy Finance Credit Analysis Credit Management Salesforce Compliance Credit Underwriting Financial Analysis Portfolio Management Medical Billing Risk Assessment Accounts Receivable

Salary related reviews for L&T Finance

4.0

Rated by 19 employees for salary & benefits

Branch Manager in Hanwada

Full Time

Finance & Accounting Department

4.0

• posted on 10 Feb 2025

4.0

for Salary and Benefits

Likes

Work life Salary Skill development

Salary - Good

+4 more

Dislikes

Some kind of aggressive mentors monitoring, It's too worst to face and use some salary to work comparision words continue revert by supervisor and superior officials

Branch Manager in Madhubani

Full Time

Finance & Accounting Department

2.0

• posted on 01 Dec 2024

4.0

for Salary and Benefits

Likes

Salary credit on time in any condition

Salary - Good

+1 more

Dislikes

Leave Policy.if the senior wishes,he will make him work for 30 days in a month's.There is no Hr Policy.secondly even if you are eligible for prmotion,if your senior does not wants it then will not get promotion,and if your senior wants it but is not eligible then he will also get promotion.There is no Hr Policy at all.

Job security - Bad

+4 more

Branch Manager in Kochi

Full Time

Other Department

1.0

• posted on 01 Jul 2024

1.0

for Salary and Benefits

Likes

Nothing here to be liked

Dislikes

...ated people to save their job. If you complaints, you will be their next target. Mandatory yearly bonus is a part of your salary. Actually its not given. Always cutting your incentives.

Salary - Bad

+6 more

Branch Manager in Kusheshwar Asthan

Full Time

Sales & Business Development Department

4.0

• posted on 06 Aug 2024

4.0

for Salary and Benefits

Likes

When I was working in L&T finance I was feeling very good, I got promotion and salary benefits

Salary - Good

+1 more

Dislikes

I am telling you what happened to me, low level bosses make us work as per their wish, why is it not wrong, on small matters they tell us to resign.

Job security - Poor

+1 more

Branch Manager (working remotely)

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 20 Jan 2023

4.0

for Salary and Benefits

Likes

If you work well the company give quik promotion and good salary, Company s salary good but , benifits very worst

Salary - Good

+1 more

Dislikes

Hr benifits very worst, the higher or reporting manager are very worst people most. They like personal vanchens only.The company like employees benefits, but the reporting manager are don't care about employees benefits.communication lag in hr and employees, hr support only Regional manager concern about employees.No benifits for work this. Organisation.

Job security - Bad

+1 more

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Salary Discussions, Hike & Promotions

2w (edited)

an associate vice president

Offer Accepted

I was getting 15.2 LPA in my previous org and now i am being offered 29.5 LPA but the designation is 1 position lower than what i was in my previous org. Should i go ahead with the offer or still negotiate on designation. Protip : i was laid off in my previous org.

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L&T Finance Area Credit Manager Salary FAQs

What is the salary of Area Credit Manager at L&T Finance?

Area Credit Manager salary at L&T Finance in India ranges between ₹6.0 Lakhs to ₹20.0 Lakhs for experience between 4 years to 13 years. According to our estimates it is 12% more than the average Area Credit Manager Salary in India. Salary estimates are based on 130 latest salaries received from various employees of L&T Finance India.

How does the salary of a Area Credit Manager at L&T Finance India compare with the average salary range for this job?

The average salary of a Area Credit Manager at L&T Finance is 12% more than the average salary of a Area Credit Manager in India. To know exact salary insights, login to view.

What are the top skills required to work as a Area Credit Manager at L&T Finance?

Financial Statements, Collection Management, Credit Risk Analysis, Credit Policy and Finance are some of the popular skills required to work as a Area Credit Manager at L&T Finance India.

Which similar companies are paying more than L&T Finance to a Area Credit Manager in India?

HDFC Bank Area Credit Manager Salary - ₹8.5 Lakhs to ₹30.0 Lakhs per year
Tata Capital Area Credit Manager Salary - ₹8.0 Lakhs to ₹27.4 Lakhs per year
Tata Capital Housing Finance Area Credit Manager Salary - ₹11.0 Lakhs to ₹20.7 Lakhs per year
PNB Housing Finance Area Credit Manager Salary - ₹9.0 Lakhs to ₹22.0 Lakhs per year
Reliance Capital Area Credit Manager Salary - ₹8.9 Lakhs to ₹19.0 Lakhs per year

What is the salary of a Area Credit Manager in companies similar to L&T Finance in India?

Kotak Mahindra Bank Area Credit Manager Salary - ₹6.5 Lakhs to ₹24.5 Lakhs per year
Axis Bank Area Credit Manager Salary - ₹6.5 Lakhs to ₹23.0 Lakhs per year
Shriram Finance Area Credit Manager Salary - ₹9.5 Lakhs to ₹21.0 Lakhs per year
SMFG India Credit Area Credit Manager Salary - ₹6.0 Lakhs to ₹23.7 Lakhs per year
Aditya Birla Capital Area Credit Manager Salary - ₹8.7 Lakhs to ₹19.2 Lakhs per year

What is the estimated take home salary of a Area Credit Manager at L&T Finance in India?

The estimated take-home salary of a Area Credit Manager at L&T Finance ranges between ₹93,973 per month to ₹96,500 per month in India. The take-home salary calculation is based on the average L&T Finance Area Credit Manager salary in India which ranges between ₹6.0 Lakhs to ₹20.0 Lakhs per year for employees with experience between 4 years to 13 years. Check how did we calculate take home salary?

What is the notice period for Area Credit Manager at L&T Finance?

According to AmbitionBox, 81% of the L&T Finance Area Credit Managers reported a notice period of 3 Months, 8% reported a notice period of 2 Months and the remaining reported other notice period durations. This is based on 103 responses on AmbitionBox in last 2 years.

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L&T Finance Area Credit Manager Salaries

L&T Finance Area Credit Manager salary in India ranges between ₹6 Lakhs to ₹20 Lakhs with an average annual salary of ₹. Salary estimates are based on 130 L&T Finance latest salaries received from various employees of L&T Finance.