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SMFG India Credit Credit Officer salaries in Bangalore / Bengaluru (Updated 2025)

Annual salary range
1 - 6 years exp.
₹2.2 Lakhs - ₹3.9 Lakhs
Avg. annual salary
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Monthly In-hand Salary

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20% less than the average Credit Officer Salary in NBFC Companies for 1 - 6 years of experience

Interested in this particular role?

Salaries in different departments

Finance & Accounting
Credit Officer Salary
1 - 4 years exp. (4 salaries)
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₹3 L/yr - ₹3.9 L/yr

BFSI, Investments & Trading
Credit Officer Salary
1 - 4 years exp. (AmbitionBox Estimate)
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₹2.2 L/yr - ₹3.2 L/yr

Customer Success, Service & Operations
Credit Officer Salary
6 years exp. (AmbitionBox Estimate)
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₹3.2 L/yr - ₹3.8 L/yr

Last Updated: 22 Mar 2025

Companies similar to SMFG India Credit for Credit Officer in Bangalore / Bengaluru

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SMFG India Credit Credit Officer Salary

1 - 6 years exp. (8 salaries)

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₹2.2 L/yr - ₹3.9 L/yr

vs
Company name Avg Annual Salary Open Jobs
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Muthoot Fincorp Credit Officer Salary

0 - 5 years exp. (15 salaries)

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₹2 L/yr - ₹3.5 L/yr

arrow icon 8% less
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Aye Finance Credit Officer Salary

1 - 6 years exp. (7 salaries)

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₹2.8 L/yr - ₹3.8 L/yr

arrow icon 3% less
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CreditAccess Grameen Credit Officer Salary

1 - 6 years exp. (5 salaries)

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₹2 L/yr - ₹3.4 L/yr

arrow icon 17% less
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Bajaj Finance Credit Officer Salary

0 - 4 years exp. (5 salaries)

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₹1.9 L/yr - ₹5 L/yr

arrow icon 10% more
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Aditya Birla Finance Credit Officer Salary

1 - 4 years exp. (4 salaries)

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₹2.6 L/yr - ₹4 L/yr

arrow icon 5% more
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₹1.2 L/yr - ₹3.5 L/yr

arrow icon 24% less
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TVS Credit Credit Officer Salary

4 - 8 years exp. (4 salaries)

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₹1.8 L/yr - ₹4 L/yr

arrow icon 26% less
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IIFL Finance Credit Officer Salary

2 - 4 years exp. (3 salaries)

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₹2.6 L/yr - ₹3.3 L/yr

arrow icon 11% less
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Manappuram Finance Credit Officer Salary

2 - 3 years exp. (3 salaries)

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₹3.3 L/yr - ₹4.5 L/yr

arrow icon 9% more
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Shriram Finance Credit Officer Salary

4 - 6 years exp. (3 salaries)

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₹2.7 L/yr - ₹3.5 L/yr

arrow icon 14% less
Credit Officer salary at SMFG India Credit ranges between ₹2.2 Lakhs to ₹3.9 Lakhs per year for employees with experience between 1 year to 6 years. Salary estimates are based on 8 latest salaries received from various employees of SMFG India Credit.

Latest annual salaries shared by SMFG India Credit Credit Officer in Bangalore / Bengaluru

2w ago
₹3.8 Lakhs
6 years exp.
3w ago
₹3.7 Lakhs
5 years exp.
4mo ago
₹3.1 Lakhs
1 year exp.
1y ago
₹3.2 Lakhs
1 year exp.
1y ago
₹3 Lakhs
4 years exp.

Experience wise SMFG India Credit Credit Officer salaries in Bangalore / Bengaluru

Last Updated: 22 Mar 2025

Experience Avg Annual Salary
1 year  (3 salaries)

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₹2.2 L/yr - ₹5.9 L/yr
2 years (AmbitionBox Estimate)

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₹3 L/yr - ₹3.8 L/yr
3 years (AmbitionBox Estimate)

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₹2.9 L/yr - ₹3.7 L/yr
4 years  (3 salaries)

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₹2.7 L/yr - ₹3.9 L/yr
5 years (AmbitionBox Estimate)

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₹2.9 L/yr - ₹3.7 L/yr
View all
SMFG India Credit Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 6 years exp.

Cluster Credit Manager

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7 - 15 years exp.

Credit Officer 0 - 6 years exp.
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Credit Manager 0 - 13 years exp.
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arrow icon 132% hike
    Cluster Credit Manager 7 - 15 years exp.
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    arrow icon 61% hike
    Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

    Similar Designation salaries in SMFG India Credit

    Credit Manager Salary
    (39 salaries)
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    ₹2.88 L/yr - ₹11.3 L/yr
    Branch Manager Salary
    (7 salaries)
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    ₹6.02 L/yr - ₹11.6 L/yr
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    ₹3.4 L/yr - ₹4 L/yr

    Salary related reviews for SMFG India Credit

    Customer Success, Service & Operations Department

    2.0
      •  posted on 01 Oct 2020

    2.0
     for  Salary and Benefits

    Likes

    ...n company but in covid19 pandemic / situation not thinking about credit officer.salary is not provide in this time.very helpless feel in Covid 19 Pandemic. Thank You..

    read more
    • Company culture - Excellent

    Dislikes

    I very feel helpless.

    • Salary - Poor
    • +5 more

    Full Time

     · 

    Sales & Business Development Department

    5.0
      •  posted on 22 Mar 2024

    5.0
     for  Salary and Benefits

    Likes

    I'm happy to work with SMFG company this company is excellent for every employee good salary very good incentives and also good growth 📈 working here thanks to big opportunity for me SMFG india credit

    read more
    • Salary - Excellent
    • +6 more

    Dislikes

    Nothing dislike this company it's a very good company more than other NBFC companies

    Full Time

     · 

    Customer Success, Service & Operations Department

    5.0
      •  posted on 24 Mar 2023

    5.0
     for  Salary and Benefits

    Likes

    I am very happy from this this company People Management, Working Pattern, Salary & Perks, Work Life Balance except other things like Learning & Development, Motivational Thoughts.

    read more
    • Salary - Excellent
    • +4 more

    Dislikes

    Learning & Development, Next Level (Promotion).

    • Skill development - Poor
    • +1 more

    Full Time

     · 

    Sales & Business Development Department

    5.0
      •  posted on 04 Mar 2023

    3.0
     for  Salary and Benefits

    Likes

    There are many products here from which we get a lot of knowledge

    • Skill development - Excellent
    • +5 more

    Dislikes

    The salary that should have been received according to the work was not known! When the full salary was not received even after completing the achievement goal.

    read more

    Full Time

     · 

    BFSI, Investments & Trading Department

    4.0
      •  posted on 31 May 2022

    5.0
     for  Salary and Benefits

    Likes

    ...'s worst to selling product due to high interest rate and poor customer service. Other hand, Employees are getting good salary and other benefits.

    read more
    • Salary - Excellent
    • +4 more

    Dislikes

    Poor customer service &high interest rate

    see more salary related reviews

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    SMFG India Credit Credit Officer Salary FAQs

    What is the salary of Credit Officer at SMFG India Credit in Bangalore / Bengaluru?
    The average salary of a Credit Officer at SMFG India Credit in Bangalore / Bengaluru typically ranges from ₹2.2 Lakhs to ₹3.9 Lakhs per year, depending on experience (from 1 year to 6 years).

    The top 10% of Credit Officer in Bangalore / Bengaluru at SMFG India Credit earn more than ₹3.8 Lakhs per year, and the top 1% earn over ₹3.9 Lakhs per year. Credit Officer Salaries at SMFG India Credit can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

    These estimates are based on salary data submitted by 8 SMFG India Credit employees in India.
    What is the estimated take home salary of a Credit Officer at SMFG India Credit in Bangalore / Bengaluru?
    The estimated take-home salary of a Credit Officer at SMFG India Credit in Bangalore / Bengaluru typically ranges from ₹23,593 to ₹25,053 per month. This is based on the average salary range of ₹2.2 Lakhs to ₹3.9 Lakhs per year for employees with experience ranging from 1 year to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 8 salaries received from various employees of SMFG India Credit. Check how we calculate in-hand salary with our in-hand salary calculator.
    Which companies offer higher salaries than SMFG India Credit for Credit Officer in India?
    Bajaj Finance ₹1.9 Lakhs to ₹5.0 Lakhs per year
    Manappuram Finance ₹3.3 Lakhs to ₹4.5 Lakhs per year
    Aditya Birla Finance ₹2.6 Lakhs to ₹4.0 Lakhs per year

    These companies are known for offering competitive compensation packages that can exceed the salary offered by SMFG India Credit, depending on the role and experience level.
    What is the salary of a Credit Officer in companies similar to SMFG India Credit in Bangalore / Bengaluru?
    The salary of a Credit Officer at companies similar to SMFG India Credit in Bangalore / Bengaluru varies, depending on the role, experience, and company size. Here are the typical salary ranges:

    Aye Finance ₹2.8 Lakhs to ₹3.8 Lakhs per year
    Muthoot Fincorp ₹2.0 Lakhs to ₹3.5 Lakhs per year
    IIFL Finance ₹2.6 Lakhs to ₹3.3 Lakhs per year
    Shriram Finance ₹2.7 Lakhs to ₹3.5 Lakhs per year
    CreditAccess Grameen ₹2.0 Lakhs to ₹3.4 Lakhs per year

    These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
    How the salary growth look like for a Credit Officer at SMFG India Credit in Bangalore / Bengaluru?
    The salary growth for a Credit Officer at SMFG India Credit in Bangalore / Bengaluru depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Bangalore / Bengaluru can expect the following growth trajectory at SMFG India Credit:

    Experience Average Salary Range
    1 year ₹2.2 Lakhs to ₹5.9 Lakhs per year
    2 years ₹3.0 Lakhs to ₹3.8 Lakhs per year
    3 years ₹2.9 Lakhs to ₹3.7 Lakhs per year
    4 years ₹2.7 Lakhs to ₹3.9 Lakhs per year
    and so on.

    Tell us how to improve this page.

    SMFG India Credit Credit Officer salary in Bangalore / Bengaluru ranges between ₹2.2 Lakhs to ₹3.9 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 8 SMFG India Credit latest salaries received from various employees of SMFG India Credit.